[AZ only] Credit Union West $150 Checking Bonus

Update 2/15/25: Deal is back and valid until 12/31/25. Hat tip to ShawntheShawn

Offer at a glance

• Maximum bonus amount: $150
• Availability: Our membership is open to immediate family of Credit Union West members, Credit Union West employees, and anyone who lives, works, or worships in our membership coverage area, which includes all of Arizona (with the exception of Graham, Greenlee, La Paz and Santa Cruz counties)
• Direct deposit required: Yes
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: December 31, 2024

The Offer

Direct link to offer

• Credit Union West is offering a bonus of $150 when you open a new Heritage High-Yield Checking  and complete the following requirements
  • Use promo code JOIN150
  • One ACH credit/Direct Deposit must be established.
  • Must have at least 15 point-of-sale or purchase transactions post and settle to your account within 30 days of account opening

The Fine Print

• Promotional offer is only valid for one new membership per person; offer is not valid for existing members.
• $5 minimum balance required for membership account.
• One ACH credit/Direct Deposit must be established. Must have at least 15 point-of-sale or purchase transactions post and settle to your account within 30 days of account opening. The new account must be open and in good standing for at least 90 days before the $150 is available for use.
• Any taxes are the responsibility of the recipient and are reported on a 1099-INT.
• Coupon is non-transferable and non-negotiable for cash. Program subject to change without notice.
• Bonuses are considered interest and will be reported on IRS Form 1099-INT.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find the fee schedule, so I’m unsure if there are any early account termination fees or not

Our Verdict

Not as good as the previous $300 bonus, but seems to be open to more areas now. I’d probably wait for a bigger offer to return before jumping on this and we won’t add it to our best checking bonus page.

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