Offer at a glance
- Maximum bonus amount: $400
- Availability: Must live, work or worship in Pima, Pinal, Cochise, or Maricopa Counties, Gila River Indian Community Reservation, Arizona’s “Copper Basin” Area
- Direct deposit required: Yes
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: $2,000
- Monthly fees: None with eStatements
- Early account termination fee: Six months, bonus forfeit
- Household limit: None
- Expiration date: September 30, 2025
Contents
The Offer
- Vantage West Credit Union is offering a bonus of $100 – $450. Tiers are as follows:
- To qualify for the 10,000 Rewards Points bonus ($100 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening: Direct deposit an aggregate total of $2,000, complete 5 debit card transactions (transaction must be completed with the associated debit card), and register for electronic statements.
- To qualify for the 25,000 Rewards Points bonus ($250 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening: Direct deposit an aggregate total of $5,000, complete 10 debit card transactions (transaction must be completed with the associated debit card), and register for electronic statements.
- To qualify for the 45,000 Rewards Points bonus ($450 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening: Direct deposit an aggregate total of $7,500, complete 15 debit card transactions (transaction must be completed with the associated debit card), and register for electronic statements.
The Fine Print
- *New and existing Vantage West Members are eligible for one of three rewards options:
- 1) To qualify for the 10,000 Rewards Points bonus ($100 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening: Direct deposit an aggregate total of $2,000, complete 5 debit card transactions (transaction must be completed with the associated debit card), and register for electronic statements.
- 2) To qualify for the 25,000 Rewards Points bonus ($250 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening: Direct deposit an aggregate total of $5,000, complete 10 debit card transactions (transaction must be completed with the associated debit card), and register for electronic statements.
- 3) To qualify for the 45,000 Rewards Points bonus ($450 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening: Direct deposit an aggregate total of $7,500, complete 15 debit card transactions (transaction must be completed with the associated debit card), and register for electronic statements.
- Promotion runs August 1, 2025 – September 30, 2025. Your checking account must remain open for at least six (6) months.
- If it is closed within six (6) months of the open date you may be responsible for reimbursement of any bonus awarded.
- Minimum opening deposit for Premium Rewards Checking and Essential Checking is $20.00. Limit one (1) new Premium Rewards or Essential Checking account, per Membership and per Member, will be eligible for the bonus.
- Offer only available to individuals who have not had a checking relationship with Vantage West in the past six (6) months.
- Offer valid for new Premium Rewards and Essential Checking accounts only. Conversions between Premium Rewards and Essential Checking are not eligible for the bonus.
- Must open or have a current Vantage West Credit Union Membership. Offer cannot be combined with any other offers associated with opening a checking account.
- The Rewards Points will be credited to your rewards account within 30 days of the date the last requirement is met. Essential Checking does not earn additional rewards points. A qualifying product (Premium Rewards Checking or Credit Card) must be opened to continue earning rewards points. Your account must be in good standing at the time the bonus is awarded. Offer subject to change without notice.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Essential checking has no monthly fees to worry about if you’re enrolled in eStatements
Early Account Termination Fee
Bonus forfeit if account closed within six months.
Our Verdict
Not sure if holding a Hustl account restricts eligibility or not.
Hat tip to reader Bockrr
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
