Posted by William Charles on March 8, 2016
Bank Account Bonuses

Published on March 8th, 2016 | by William Charles

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[Expired] [KS, NM, NE, WY & CO] Bank Of Colorado $100 Checking Bonus – No Requirements

This bonus has expired, but they have a new bonus for $100 + $100 donation to a local charity.

This looks to be the exact same offer & bank as the $100 Pinnacle bank offering (soft pull & $1,000 credit card funding), I have no idea if you can get both accounts & both bonuses. But might be worth a risk if somebody wants to give it a try? They also service slightly different service areas as well.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Kansas, New Mexico, Nebraska, Wyoming and Colorado only
  • Direct deposit required: No
  • Additional requirements: Minimum account opening of $100
  • Hard/soft pull: Unknown (soft with Pinnacle)
  • Credit card funding: Up to $1,000
  • Monthly fees: None
  • Early account termination fee: 90 days otherwise bonus is forfeited
  • Expiration date:  March 31st, 2016

The Offer

Direct link to offer

  • Open a free checking account with Pinnacle bank with a minimum opening deposit of $100 and receive a $100 bonus

bank of colorado

The Fine Print

  • Account must be opened online
  • Minimum opening deposit is $100
  • Maximum of one bonus per customer
  • Valid for new checking account customers only
  • To be considered a new checking account customer, you must not have had an account open in the previous 48 months with Pinnacle
  • Money will be deposited within 90 days of account opening
  • Offer valid until March 31st, 2016
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

This account has no monthly fees, you must keep the account open for a minimum of 90 days otherwise you will forfeit the bonus.

Our Verdict

As I said this looks like the exact same bank/bonus as the Pinnacle one, I have no idea if it’s possible to do both – but if it is then I’d recommend people that live in the service area do so. If it is possible, we’ll add it to our list of the best bank bonuses available.



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J T
J T

It may be the same bank under a different name, but not the same service areas as Pinnacle: “Open to residents of Kansas, New Mexico, Nebraska, Wyoming and Colorado only.”

Ted
Ted

I’ve talked to them. They consider themselves to be sister banks. They have to call in transactions between pinnacle and BOC.

Luke
Luke

Thanks for checking! Did you ask (and did they say) whether they allow credit card loading? Also, do you need to be a resident of the eligible states, or can you get the bonus if you sign up in branch, but live in an ineligible state?

goonyo
goonyo

I funded a Pinnacle account back in July with my CSP before they lowered the funding to max of $1,000 and got my bonus a little over 3 months later. Just opened a Bank of Colorado account and $1,000 is pending on my Freedom. Kind of kicking myself now that I didn’t try to fund with more. I’ll be sure to post back in a few months when/if the bonus posts.

Rick
Rick

Is it a soft or hard pull with Bank of Colorado?

Logan
Logan

Goonyo – If you could and wouldn’t mind, let us know if you got a cash advance using the chase freedom and if it was a soft or hard pull.

I wonder if Bank of Colorado is similar to Pinnacle with the same cards not having a cash advance fee.

goonyo
goonyo

Posted as purchase on my Freedom. Now just the 3 month wait to see if I can get the bonus

Binny
Binny

Just signed up for both, used Ink for both Pinnacle and BofC, max was 1k CC load each and posted as purchase.

Heath
Heath

They’ve changed the link for the promo sign up:

https://www.bankofcolorado.com/100-offer

BP
BP

Signed up using a Chase IHG card. My cash advance limit was set to $100 so I made a full $1000 initial funding in hopes that it goes through as a purchase. Everything went through so it should work out.

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