Deal has ended, view more bank account bonuses by clicking here.
Update 12/22/25: Bonus showing again, briefly disappeared for a few days.
Offer at a glance
- Maximum bonus amount: $150
- Availability: Nationwide via Life. Money. You.® subscription
- Direct deposit required: Yes, $1,000+
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: None
- Household limit: None
- Expiration date: None listed
Contents
The Offer
- BCU Credit Union is offering a $150 checking bonus when you open a new checking account and complete the following requirements:
- Use promo code STACK
- Set up $1,000 in direct deposits within 60 days
The Fine Print
- Offer available to eligible non-members who are legal U.S. residents 18 years of age or older unless prohibited by law. Offer valid 8/1/2025 – 12/31/2025.
- Non-members, receive a $150 deposit for opening a new Credit Union membership with a checking account using promo code STACK and setting up a qualifying direct deposit totaling at least $1,000 into your checking account within the first 60 days of account opening.
- A qualifying direct deposit is a monthly recurring direct deposit of regular monthly income, such as your salary, pension or Social Security benefit or other eligible regular monthly income, electronically deposited by an employer or other third-party payer into your checking account. A transfer completed by ATM, online or teller is not a qualifying direct deposit.
- A person seeking Credit Union membership must also meet at least one of the criteria found at BCU.org/Membership-Eligibility.
- New Credit Union membership must be opened by 12/31/2025 to be eligible for offer.
- New members will receive the $150 as a deposit into their Share-01 Savings account on or before 03/15/2026.
- The incentive deposit to the new member is considered a bonus and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable).
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Go checking has no monthly fees.
Early Account Termination Fee
No EATF according to the fee schedule.
Our Verdict
PowerPlus checking has 8% APY for the first three months as well. There is also a $25 referral bonus but don’t think it’ll stack as both require use of a promo code. Will add this to our best bank bonus page, wouldn’t be surprised if this is pulled early.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
