The Offer
- BJ’s is offering $6 coupon off a $50 Visa gift card
The activation fee shown is $4.95, but in practice it seems to be charging just $3.49 according to Slickdeals, bringing the final cost of the $50 Visa card to $47.49, after the fees and coupon.
The coupon can be found on the last page of the letter-size coupon booklet available in store.
The Fine Print
- Coupon expires August 9, 2017
- Limit 1 per transaction
Our Verdict
You’ll need BJ’s membership to make purchases there in-club. The main angle here is that it sounds as though you can make multiple purchases with separate checkouts and apply a separate coupon for each checkout. Could be a way to help meet a spend requirement or for a slight money/points maker.
Let us know if you try it out on $500 or $100 cards. The coupon makes it sound like it’ll only work on $50 cards, but who knows.
A few cards have BJ’s as a bonus category including Bank of America Cash Rewards for 2.5% back (up to 3.5% for those with a relationship bonus), BJ’s Mastercard from Comenity which gets you 5% back, and Navy Federal card for 3% back.
Hat tip to Slickdeals
The $6 off coupon will work with variable load $20 – 500 Visa AND even a $50 Mastercard GC. It seems the coupon is a manual entry, or not too discriminating.
I used my coupon to buy a $200 Vanilla giftcard. Used my Freedom unlimited for 1.5X
dude. i thot bj’s restaurant was owned by bj wholesale… someone should change their logo.
Can also try to combine with 5 off 50 BJ’s coupon at slickdeals. Expires on 8/4. A month ago the cashier let me use 2 per trasaction.
That would be sweet if the two coupons stacked.
Worked. Thanks for the idea. I’m not sure if this matters, but get some other groceries/items as well in the same order so your total is more than $50 after all coupons….I had some $15 of additional items. This will also prevent unnecessary scrutiny if all you have is the GC and 2 coupons on it.
Are these type of cards you can get MOs with?
Yes, although since they’re only $50 you’d pay a relatively high per dollar MO fee. Better bet would be Bluebird (these will work at WM for $49.99) and Serve, if you’re lucky to still have one. But otherwise, a MO at WM would cost $0.70 to cash out $200 in GCs, split 4 ways at $49.99 each. (OVs only work as debit at WM if the anount is $49.99 or less.) So MO amount would be $199.26. Post Office would be $1.20 per MO which is worse. Does anyone know how many cards you can split payment with at PO?
Navy Federal Cash Rewards Visa has double points all year on warehouse clubs for 3% cash back.
I’ll add that, thanks
YES! Finally a reason to use my Navy Fed! 🙂
Please don’t buy more than one. They will shut your membership down faster than you think
How can they monitor such a thing? If an employee flags it?
Well, technically they can monitor it because every time you make a purchase, you have to scan your membership card. So they should be able to see that the same membership was used to buy the same product multiple times, using the same coupon type multiple times, which is probably against the terms.
But I am skeptical that someone would notice this and shut down your membership, even if it’s possible. The probability is low enough to me that I would take a run at this. It’s perfect to hit minimum spend, especially on a Chase card where I’d be loathe to have “giftcards.com” show up on the statement…
If I paid for membership and it was shut down like that, I’d sue.
And you’d lose.
Me thinks this guy is a troll.
Comenity BJ card pays 5% no limit.
Added, thanks
Seems like gift cards are exclude from the terms, so not sure it’s really a good option https://www.bjs.com/terms.content.member_terms.A.about
I would agree, pretty risky option. If you try MS’ing on a Comenity store card… something tells me they would shut you down faster than you can say “Gift Card.” Truth is, they’ve been selling $500 cards at BJs for some time now, I’m sure someone has tried this already…