Keep in mind you can get $300 currently.
Deal is back and valid until December 29th, 2017.
Offer at a glance
- Maximum bonus amount: $200
- Availability: Only available for those in Colorado, Arizona, or Riverside County, California (possibly only Palm Desert). This is a bit YMMV, so just hope for the best.
- Direct deposit required: Yes, $500+
- Additional requirements: Enroll in internet banking
- Hard/soft pull: Soft according to a reader via e-mail. Report of a hard pull here. and another report of hard pull.
- Credit card funding: Up to $600 but must call in or go into a branch to fund
- Monthly fees: None
- Early account termination fee: Bonus taken back if closed within 6 months
- Expiration date:
June 30th, 2015September 30th, 2015 April 30th, 2016June 30th, 2016August 31st, 2016October 31st, 2016December 31st, 2016March 10th, 2017 May 5th, 2017July 7th, 2017September 2nd October 27th, 2017 December 29th, 2017 March 2nd, 2018April 27th, 2018
The Offer
- Receive a bonus of $200 when you open an Anywhere account with efirstbank and complete the following requirements:
- Enroll in internet banking
- Receive a direct deposit of $500
The Fine Print
- Requirements must be met within 60 days of account opening
- Bonus will be deposited within 90 days of account opening
- Limit one gift per household, per lifetime
- Not available to existing FirstBank consumer checking customers or those whose accounts have been closed within 90 days or closed with a negative balance
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
There are no monthly fees on this account, if you close the account within 6 months of opening then you will forfeit the bonus.
Our Verdict
Pretty good bonus, I probably wouldn’t bother with the credit card funding as it seems to be more trouble than it’s worth. We’ve added this bonus to our list of the best checking account sign up bonuses, you can view that list here.
Direct link to offer is broken
I just did this by entering the zip code of their palm desert branch and got instant approval. The next afternoon I got a call from them saying I am outside of their trade area so my account was closed. I said I’ll be moving there in 2 weeks once my rental lease is signed but they wouldn’t budge (“Please go to a branch once you move to the trade area and open an account again.”)
I just applied and I was offered 300. I think it’s gone up. Also, DD is not required if you have 10 card transactions over $500 in 60 days
I opened it on 6/2018. It pulled the inquiry on my ChexSystem report.
delete
Bonus is now $300
https://www.doctorofcredit.com/ca-az-co-300-firstbank-checking-bonus-direct-deposit-optional/
Bonus has now increased to $300.
The offer page is different now. It lists new validity dates (April 28, 2018 to June 24, 2018), and is now a $300 bonus instead.
Seems to be mostly the same terms, with the marked addition of this:
“Past customers who ever received a gift from FirstBank are ineligible for this offer.”
Datapoint: I am also seeing the same offer. I opened my FirstBank account online and had to verify my application in a Arizona branch on 4/7. I have not received a hard pull since then. I opted out of overdraft protection for sure. Those that have not met the requirements for the $200 yet can be asked to match the $300 promotional bonus via secured message as I have.
New Offer from 4/28/18 – 6/24/18
the bonus has been upped to $300, same terms and conditions ($500 DD OR $500 in 10 or more debit card transactions, must keep open 6 months, no fees, etc)
DP – Direct Mailer
Interesting, thanks!
Live in Arizona. Have two Accounts with First Bank. They did a hard pull twice (without my knowledge) after opening 2 accounts online the same day.. Bank is somewhat behind the times when it comes to other banks, such as funding, transfers from other banks. etc. They never have made a mistake, just not as progressive as other banks that I have accounts with.