Posted by William Charles on May 11, 2017
Bank Account Bonuses

Published on May 11th, 2017 | by William Charles

156

[CA, AZ & CO] $200 FirstBank Checking Bonus

Keep in mind you can get $300 currently.

Deal is back and valid until December 29th, 2017.

Offer at a glance

  • Maximum bonus amount: $200
  • Availability: Only available for those in Colorado, Arizona, or Riverside County, California (possibly only Palm Desert). This is a bit YMMV, so just hope for the best.
  • Direct deposit required: Yes, $500+
  • Additional requirements: Enroll in internet banking
  • Hard/soft pull: Soft according to a reader via e-mail. Report of a hard pull here. and another report of hard pull.
  • Credit card funding: Up to $600 but must call in or go into a branch to fund
  • Monthly fees: None
  • Early account termination fee: Bonus taken back if closed within 6 months
  • Expiration date: June 30th, 2015 September 30th, 2015 April 30th, 2016 June 30th, 2016 August 31st, 2016 October 31st, 2016 December 31st, 2016 March 10th, 2017 May 5th, 2017 July 7th, 2017 September 2nd October 27th, 2017 December 29th, 2017 March 2nd, 2018 April 27th, 2018

The Offer

Direct link to offer

  • Receive a bonus of $200 when you open an Anywhere account with efirstbank and complete the following requirements:
    • Enroll in internet banking
    • Receive a direct deposit of $500

efirstbank

The Fine Print

  • Requirements must be met within 60 days of account opening
  • Bonus will be deposited within 90 days of account opening
  • Limit one gift per household, per lifetime
  • Not available to existing FirstBank consumer checking customers or those whose accounts have been closed within 90 days or closed with a negative balance
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

There are no monthly fees on this account, if you close the account within 6 months of opening then you will forfeit the bonus.

Our Verdict

Pretty good bonus, I probably wouldn’t bother with the credit card funding as it seems to be more trouble than it’s worth. We’ve added this bonus to our list of the best checking account sign up bonuses, you can view that list here.

 

[Read: Best cash credit card sign up bonuses]



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Mist Soalar
Mist Soalar

So the FirstBank has no datapoint of transactions to be considered as DD.
Anyone has tried ACH?

Paul
Paul

Provident Credit Union has a $150 signup offer. Available in about 10 States. Local radio station KNBR plays ads for the promo (use KNBR in the offer code when signing up). PCU offers decent interest checking (1.3% up to $25K). A few requirements needed to get the promo. Search Google for $150 Provident CU and you’ll find a page about it. Hard pull for signup. Not worth it just for the bonus, but if you’re in need of a decent CU and want to park some emergency money in a relatively high rate checking account, not a bad choice.

Radster
Radster

It’s actually 2.01% APY up to $25k.

trackback

[…] goes out to Doctor Of Credit for posting about this […]

Superman
Superman

FB does not allow credit card funding. Hard inquiry on TransUnion for $200 checking. Soft pull for $50 college savings.

Ron
Ron

This promo is still running until January 31, 2016

Zubair Nizami
Zubair Nizami

Soft or Hard pull?

rocco
rocco

Weird how I was told that since I don’t live in the “katela Ranch” area of CA eventhoug I am in Orange county Socal they won’t be able to fund my account and it will be closed. F*** first bank

Acslaterbro
Acslaterbro

So is it a hard pill or soft pull, confused by the comments?

Ted
Ted

FYI, i was told in a phone call that because i had this same bonus a few years prior, that i wasn’t qualified for a second bonus. However, the bonus still posted after a direct deposit. So it is churnable as well, but I’m not sure what the timeline should be between closing and opening as well. This worked in Colorado.

Wyle
Wyle

Bona fide direct deposit or ACH? Datapoint would be helpful.

Ted
Ted

Yes, regular DD from my work. Also I used a different username for the login than from a few years before.

anthonyjh21
anthonyjh21

Anyone confirm or deny the one bonus per household rule?

jesus
jesus

I’m curious if I list my address as “123” on the second line for my apartment number if this account would be churnable if next year I opened the account with my apartment number listed as “apartment 123”

Acslaterbro
Acslaterbro

So wait is it a hard pull or not? Comments are confusing

anthonyjh21
anthonyjh21

Also, I think I initially misread the blog post. The only location within California that qualifies is Riverside?? I don’t want to contact them and I’m not trying to ask stupid questions. Given that this bonus has some history I’m hoping there’ll be some data points from those who may know w/o me having to find out through the bank.

Aaron
Aaron

Going through the set up process now…

Verbiage that might be interesting to some regarding the debit card:

*For each FirstBank Visa Debit Card there is a $10 annual fee, which is waived for the first year. There is no annual fee if the card is attached to a Premier Checking account. By accepting, each person on the account will receive a FirstBank Visa Debit Card.

It does give you the option to decline the Debit card, which I will be doing…

Aaron

Aaron
Aaron

No Hard Pull, I do see the soft pulled Experian today. I’ll keep an eye out over the next couple of days to make sure there are no Hard Inquiries…

Aaron

LEVIS
LEVIS

Thanks Aaron.

Jesus
Jesus

I was denied for having too many inquiries into chexsystems for opening about 9 bank account in the last 2 months. First Bank called me to let me know.

Any idea how long I should wait until I start opening accounts again for bonuses? 3 months? 6?

Justin
Justin

Same happened to me.
I’ve had ~6 bank accounts opened in the past 12 mo.

Seems they are a little stricter than most.

Kevin
Kevin

so I tried opening an account today but was denied because I live outside the service area. Even though I live in Riverside County, their service area is limited to Palm Desert (according to the CSR).

Wyle
Wyle

Arizona restrictions as well. I’m in Tucson, but all their branches are in Phoenix. As soon as I enter zip code, I get the “out of service area” message. 🙁

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