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Rachel
Rachel

Has anyone tried to churn this? I know the bonus disclosure says one per lifetime, but are they enforcing it?

Justmeha
Justmeha

William Charles

“Availability: Only available for those in Colorado, Arizona, or Riverside County, California (possibly only Palm Desert).

This is a bit YMMV, so just hope for the best.”

Does “this is YMMV” mean that there are dp’s of OOS approvals?

g
g

I entered a zipcode from elsewhere in California and the response is:

“We are unable to open an account since you do not reside in our service areas within Colorado, Arizona, or Riverside County, California.”

L
L

Delete

Caleb
Caleb

Applied 10/5, approved and set up a DD. Account was closed due to Chex 10/6.

Declan Connely
Declan Connely

How can we do a DD for 3 consecutive months if the bonus requirements must be met within 60 days?

‐‐–‐—————‘
-Have at least one qualifying direct deposit of $500 or more for 3 consecutive months.

-Requirements must be met within 60 days of account opening and the cash offer will be deposited into the new checking account within 90 days of account opening.

Looney Tunes
Looney Tunes

In the disclosures it says: “The first required deposit ($500 minimum) must be made within 60 days of the open date” so only the first deposit needs to be within 60 days.

Dick
Dick

looks like it has ben extended:

https://www.efirstbank.com/_jensen/pages/bloom2008/bloom.htm

hopefully they have opened up locations where this is available, I don’t see the specifics on the website.

Tom
Tom

Did this bonus a few years ago, was OK.
Wondering whether anyone has ever tried to churn it — they are very explicit about only one bonus per person (and per household), ever. So probably impossible to churn.
P2 never did it, but she could try — different last name ….

PH
PH

Received a USPS flyer today in Denver, CO for the $300 Bloom offer. Terms state that DD is required ($500/month for first 3 months). Bonus is valid August 18 to October 13, 2021. All other terms appear to be the same as above.

Craig
Craig

Opened August 2, 2021 with my real Denver, CO address. Instant approval, didn’t get any immediate credit alerts that would indicate a hard pull. Will keep an eye out for identity verification or other requests.

Craig
Craig

Semi-annoying verification – I was told to go to a branch, I did so, then I had to call again for them to call the branch to confirm that I’d … gone to the branch. In the branch, I asked about credit card funding and was told that it would be using my card at the ATM with a cash advance fee. My initial ACH apparently never happened, so I funded the two accounts (checking and savings) for $5 each with a $10 bill. I was told that the $10 annual fee for the debit card is mandatory, unless you downgrade to a different account.

Jason
Jason

I’m thinking of giving this a shot but I live in West Los Angeles, no way am I driving out to fucking Indio (which is apparently the nearest branch) if they make me go into a branch.

Michael Wallace
Michael Wallace

Worst Bank Ever, I have tried twice and both times my account was closed within two weeks of opening. They have rules about inactivity and then you have to go into confirm your identity in branch within a time limit. Just an FYI

Kazumi
Kazumi

Something to keep in mind: it has to be $500+ in a SINGLE transaction for 3 months – mine was deemed ineligible because of that