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Jordan
Jordan

Yeah it’s definitely not all of riverside county CA. I live in Riverside county and it said my zip code was ineligible.

TJ
TJ

I got auto-approved last night, but apparently they manually reviewed it and are not opening it because of something on ChexSystems. I imagine due to too many accounts.

JB
JB

I got the same thing in less than 24 hrs. They sent an email stating it was Chex related as well.

Robert
Robert

Confirmed with the bank via FB that any new customer that has no relationship with the bank that opens a new account will result in a hard pull.

Robert
Robert

They sent another message stating they gave wrong info and a new consumer that opens a new checking account would only result in a soft pull.

Robert
Robert

Tired of all the back and forth I went to the local branch and asked and they confirmed it was soft and I went ahead an opened the account. I have credit monitoring and no hard pull.

Lemm
Lemm

DP: This should be updated. ToC on their website now states they can claw back the bonus if you close within 12 months.

Robert
Robert

So I’ve opened a number of accounts the last 6 months for bonuses. Should I pull my chexsystems report to make sure I don’t have 5 before applying?

MMKate
MMKate

Crap, I deposited payroll $510/month for 3 months, which probably spanned 75 days. Anyone do this and get the bonus?

Phlying 4 Phree
Phlying 4 Phree

Colorado still requires ID verification in branch after opening online

Phil
Phil

Did you get a message or something? I just opened an account online with no issues and no prompt/email about going in branch.

PK Ripper
PK Ripper

So judging from the comments, looks like only real DD works with this bank?

Tyler
Tyler

Reward posted the same day as third legit DD

Nhan
Nhan

My promotion bonus $300 also came a day after my third month legit DD. Very nice

Matt
Matt

William Charles seems like The Fine Print could use an update: the offer page no longer allows debit card spending as an alternative to DD, which is now three $500+ deposits.
“Online Banking plus direct deposit required.”