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Dick
Dick

from the website:

Cash offer is not available to existing FirstBank consumer checking customers or those whose accounts have been closed within 90 days or closed with a negative balance. Past customers who ever received a gift from FirstBank are ineligible for this offer. Offer valid for new personal checking accounts opened between August 3, 2020 to September 30, 2020. The account must be opened online at efirstbank.com/offers or bring in this advertisement to any FirstBank location to receive the $300 offer. Limit one gift per household, per lifetime. Limit one gift per account. Customer must have at least one direct deposit ($500 minimum) per month for three consecutive months following the open date of the account. The first required deposit ($500 minimum) must be made within 60 days of the open date. Direct deposit must be new to FirstBank and must be payroll, pension, Social Security or other recurring government benefits. The monthly direct deposit cannot be multiple direct deposits combined that exceed $500. The cash offer will be given if the account opened is in good standing (i.e. is not overdrawn or at a zero balance), and the customer enrolls for online banking on or before the posting date of the required ($500 minimum) direct deposit in the third consecutive month. All requirements must be met within 120 days of account opening and the cash offer will be deposited into the new checking account within 30 days of the final qualifying requirement. We reserve the right to substitute gifts offered at any time with an item of similar value. Limited time offer. The $300 cash offer is considered interest and is subject to IRS and other tax reporting. The cash offer is considered a bonus that can be revoked if the account is closed within twelve months of the opening date. FirstBank employees are not eligible to receive the offer. Online Banking plus direct deposit required. Other conditions and restrictions apply. See branch for details.

-looks like you now need the direct deposit to qualify…

Karen Lipa
Karen Lipa

Required to go in branch to provide identification prior to account opening (Denver, CO)

Kona
Kona
Jordan
Jordan

Yeah it’s definitely not all of riverside county CA. I live in Riverside county and it said my zip code was ineligible.

TJ
TJ

I got auto-approved last night, but apparently they manually reviewed it and are not opening it because of something on ChexSystems. I imagine due to too many accounts.

JB
JB

I got the same thing in less than 24 hrs. They sent an email stating it was Chex related as well.

Robert
Robert

Confirmed with the bank via FB that any new customer that has no relationship with the bank that opens a new account will result in a hard pull.

Robert
Robert

They sent another message stating they gave wrong info and a new consumer that opens a new checking account would only result in a soft pull.

Robert
Robert

Tired of all the back and forth I went to the local branch and asked and they confirmed it was soft and I went ahead an opened the account. I have credit monitoring and no hard pull.

Lemm
Lemm

DP: This should be updated. ToC on their website now states they can claw back the bonus if you close within 12 months.

Robert
Robert

So I’ve opened a number of accounts the last 6 months for bonuses. Should I pull my chexsystems report to make sure I don’t have 5 before applying?

MMKate
MMKate

Crap, I deposited payroll $510/month for 3 months, which probably spanned 75 days. Anyone do this and get the bonus?

Phlying 4 Phree
Phlying 4 Phree

Colorado still requires ID verification in branch after opening online

Phil
Phil

Did you get a message or something? I just opened an account online with no issues and no prompt/email about going in branch.