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Craig
Craig

Got a mailer this week in Colorado – extended to August 18

MilkForLife
MilkForLife

Hard pull HP TransUnion – Colorado 04/20/21

Nhan Nguyen
Nhan Nguyen

What’s the effect of hard pull? I can tolerate a temporary dip on my credit score but was wondering if it affect my 5/24 or if it’s a big deal later this year when I apply for a US Bank credit card.

TB
TB

Won’t affect 5/24 as that’s based on opened accounts not hard pulls

ieatdogfood
ieatdogfood

Too many inquiries?

Annie
Annie

1stbank checking account opened 2/18/2021, 4x $505 direct deposits mase between 2/18 and 4/15, $300 bonus posted on 4/16.

Abby
Abby

I’m from out of state currently visiting Arizona, although I do have my friend’s address here I could use.. but does this bank accept out of state? would I put my home address or could I even put my friend’s address who lives in Phoenix?

TJ
TJ

is it not bank fraud to use an address that isn’t yours?

Abby
Abby

I don’t even have a permanent address.. so I’m wondering the specifics of this as well.

slut
slut

not fraud, but be the datapoint you want to see

Guy who buys stuff
Guy who buys stuff

“Availability: Only available for those in Colorado, Arizona, or Riverside County, California (possibly only Palm Desert). This is a bit YMMV, so just hope for the best.”

Not very ‘Anywhere,’ is it?

DaveInAZ
DaveInAZ

Nope, not ‘Anywhere’ at all. As soon as I put in my Arizona zip code I get “We cannot open an account for you, out of our service area”. They only have branches in the Phoenix area, I’m in the SE corner of AZ. So they only want customers who will stop by a branch to do their banking??? Not very smart, are they?

TJ
TJ

They are very Chex sensitive, they opened my account, gave me accout numbers, next day shut it down.

Kurt
Kurt
V
V

Looks like it’s “Riverside County, California” only for CA

Lrdx
Lrdx

Always was.

Jacob
Jacob

Gets me every frickin time on the best banks bonus page.

AllwaysLearning22
AllwaysLearning22

There is also $300 bonus for a Bloom package – efirstbank.com/bloom

“Open a Bloom Package and get $300
Offer available for new consumer checking customers only.”

Does not seem to be any different than this one really …

Bill CX
Bill CX

what are the difference?

Mik C
Mik C

*Certain parts of Riverside County* my account was closed the next day because I was outside the “Trade Area”

Robert
Robert

Just to confirm the DDs are only required for the first 3 months. After that you just need to keep the account open for 12 to keep the bonus from being revoked, correct?

jmg2010
jmg2010

Right