[PA & OH] S&T Bank $350 Checking Bonus – No Direct Deposit
Offer at a glance
- Maximum bonus amount: $350
- Availability: Must be a resident of Pennsylvania or Ohio
- Direct deposit required: None
- Additional requirements: eStatements & 10 debit card transactions
- Hard/soft pull: Soft
- ChexSystems: Unknown
- Credit card funding: Up to $100
- Monthly fees: None
- Early account termination fee: Six months
- Household limit: One
- Expiration date: March 31st, 2020
Contents
The Offer
- S&T Bank is offering a bonus of up to $350 when you open a checking account and complete the following requirements:
- Receive a bonus of $100 when by 4/24/20 you complete 10 debit card transactions and enroll in eStatements
- Receive additional $50 bonus when you open online
- Receive additional $200 bonus after six month anniversary
The Fine Print
- This offer is not available to current S&T Bank checking customers or those who have closed an S&T Bank checking in the past 12 months.
- Offer applies to new consumer checking accounts (Preferred Banking, Select Banking, and Four Star Banking (also interest bearing for Preferred Banking and Four Star Banking)) opened from 3/2/20 – 3/31/20.
- New accounts will not be eligible for offer if any signer has signing authority on an existing S&T Bank consumer checking account.
- Signing authority will be defined by the customer name(s) and social security number(s) registered on the account.
- Offer cannot be combined with any other checking offer and is subject to change or termination without notice.
- One incentive payout per household.
- To qualify for the first $100 offer, the initial deposit of $50 must be made within 10 days of account opening and the following conditions also must be met by 4/24/20:
- (a) at least ten $10 S&T Bank Visa Debit card purchases (posted and cleared) must be made and
- (b) enroll in online statements.
- A $100 will be credited to the eligible account 5/8/20 for completing the 3 tasks listed above.
- If checking account is opened online, you will receive an additional $50 bonus to your S&T Bank checking account on 5/8/20.
- The additional $200 will be credited to the S&T account on or before 10/16/20 to signify the 6-month anniversary date of the account opening provided the account qualified for the debit card and online statement incentive.
- The max incentive you can receive during this time is $350.
- The account must not be overdrawn during the promotional period to receive any of incentives.
- Subject to 1099 reporting. All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Select checking account has no monthly fees to worry about
Early Account Termination Fee
Account needs to be kept open for six months
Our Verdict
Previously the bonus was $200. This $350 bonus seems incredible, no direct deposit or monthly fee to worry about. It’s annoying that you don’t get the full bonus for six months, but still hard to complain. This will be added to our best bank account bonus page.
Hat tip to JL
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
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Need to be a US citizen to apply online
🙁
Has anybody tried calling in? We won’t get the $50 online bonus then, but the rest?
I tried today. I am a resident alien living in Pittsburgh. The representative confirmed that I could get the $300 bonus (instead of $350) if I opened the account on the phone and email my passport & driver license to her.
However, she told me the opening deposit should be ONLY done in branch, and due to the current situation ONLY drive-through option was possible. I gave up since I did not want to get out at this time.
A $350 bonus with these easy requirements is a no-brainer. I signed up for the $200 and unfortunately can’t also participate in this one. I have also signed up for a $100 bonus a few years ago as well. IIRC, signing up online wasn’t to hard, but I did need to call their customer service line for additional information (can’t remember what was needed). I will have my wife sign up for this deal!
Denied no reason given
Same here for P1 and P2.
Same, no reason. Local to me.
Same for me.
Tried this back in late 2018 but was disallowed because I wasn’t within 25 miles of a branch. I’m past a year though, so it’s worth another shot. Maybe that requirement has changed.
“Thank you for your interest in opening a new account. Unfortunately, we cannot process your application.” I live 22 miles from the nearest branch. I must have opened too many accounts recently.
Update: Got signed up without issue. Not expecting a reversal this time, as there’s now an S&T branch about 18 miles away.
out of state possible or i assume they’re strict lol
It is not possible to proceed if out of state
Must not be Chex-sensitive, because I just got approved instantly. Funded $100 with PP MC
routing number 043306855
Looks like my last statement from previous account cut 2/4/19, so hopefully I’m good regarding the 12-month timeframe. No issues signing up for new account. Old login worked and new account appeared right after sign-up.
Does anyone know if those ten S&T Bank Visa Debit card purchases can be made online, not in the physical store location?
Opened the $200 one and received both bonuses for P1 & P2 in 2018. Wonder if the one per household is a new restriction.
Will they count online donations to political candidates and animal shelters?
Did you test this?
No, decided not to open account.
Too many now. Each TAB account requires 15 swipes and they do accept my little donations
Philly area “Unfortunately, we cannot process your application.
For assistance, please contact us at 800.325.2265.”
I’m going to let it wait for a few days, and call if I don’t hear anything. I don’t consider this a denial. I’ve opened a ton of checking accounts lately.
I got the same result. Also in Philly area. Bummer. If you call, please report back!
Just called. All they need is for you to send a picture of two forms of ID and they will manually open the account.
After the call they send me a secured message to send in 2 pic ID of driver license and social security card (my 1st ever ) within 8 hours ..
Later on they sent another secured message to asked for signature card. in order to get $100 one need to have 10 $10 debit card purchase. Other banks has no limit. It took me a week to complete .
My $50 bonus may be in limbo because some intervention from
bank’s solution center.
Don’t wait. Just call. All they need you to do is send a picture of two forms of ID and they will finish your account opening.
I wonder why, the bank has locations in the city and nearby.
Same message. C-bus area. Will call, as suggested below, and report back as well
Update: called and sent in social and DL. Didn’t ask but the rep offered that the account would still show as being opened online. All in all, pretty easy process so far. Was only on hold for 5-10mins
No dice. Located in Cincinnati.
Has anyone tried this with an out of state address?
I tried my AZ address. Does not work as I was denied for being out of the required states.
Account opened instantly. Funded with BoA cash rewards business.