Update 1/3/26: Promotion is back through 12/31/26, same terms. Hat tip to RM
Offer at a glance
- Maximum bonus amount: $750
- Availability: CA, IL, NJ, NY, TX, VA
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown, not sensitive
- Credit card funding: Unknown
- Monthly fees: $8, avoidable
- Early account termination fee: Six months, bonus forfeit
- Household limit: None listed
- Expiration date: None listed
The Offer
- Hanmi Bank is offering a business checking bonus of up to $2,000:
- Earn 25,000 Bonus Points When you maintain at least $15,000 average daily balance for the first 3 months
- Earn 100,000 Bonus Points When you maintain at least $50,000 average daily balance for the first 3 months
- Earn 200,000 Bonus Points When you maintain at least $100,000 average daily balance for the first 3 months
- You must order, activate, and enroll your debit card in uChoose Rewards® within 30 days of account opening at uchooserewards.com
Avoiding Fees
Monthly Fees
Regular checking account has a $8 monthly fee. This is waived if you Maintain a minimum daily balance of $2,500.00 or average daily balance of $5,000.00 per statement cycle
Early Account Termination Fee
Bonus is forfeit if closed within six months.
Our Verdict
Upper tiers work out to be 7.5% APY, might be worth doing for some although it’s a lot of money to tie up.
Hat tip to reader RM
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
