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Davis
Davis

The main offer link is dead, but I called and referenced the coupon and they said it was still valid. They did say the account could only be opened in branch, so maybe I’ll visit the next time I’m in the valley.

Jeremy
Jeremy

DP: Soft pull for new checking/membership

Gene
Gene

Can you open at a Co-Op branch, or genuine branch only? Thanks!

Jeremy
Jeremy

I was able to open my accounts over the phone, I just called the number on the website. As Josh indicates, CS is fantastic!

Josh in San Diego
Josh in San Diego

LOVE this CU. I opened my two accounts (checking and the required member/savings account) on 8/9/19 and received the third dividend on 8/14/19. Yep, you read that correctly! The $150 requires an opening deposit of $250+ ($50), direct deposit (ACH worked! $50) and three bill pays of $50+ ($50). They require $1k in any combination of products to keep the membership free, and a direct deposit or minimum balance to keep the checking free. (No fees on the checking for 90 days). The $1k can be money, debt with them, etc. It only needs to be in the account on the last day of the month, so it can be moved in and out. Soft pull. They told me my credit score, but only because I begged. 🙂 They require an appointment to open an account and are exceedingly thorough with explaining how they do business and their portfolio of products. Oh, one more thing! They have a debit rewards program that gives you $20 after making six non-pin debit card purchases and they issue your permanent debit card in branch. I got an Amazon credit after a day of small debit card purchases. So $150 in a week, plus the extra $20. Wonderful experience! P.S. Make sure you opt-out of overdraft!

Jeremy
Jeremy

@Josh in San Diego, How did you hear about the debit card giving $20? Is that a new sign up thing, because online it says 1 point per $2? Also, are there minimum amounts?

Thanks!

floofer
floofer

Opened a Logix CU Advantage Checking account an hour ago with the $150 promotion. It took about an hour. The banker said he did a soft inquiry on my Experian account to check my score.

No hard pull alert the Experian app. Not sure if there’s a delay, if there’s a new policy, or if it depends on the branch.

For funding, the banker said he could use the cash advance machine on my debit or credit card. I didn’t lower the CA limit on my card so I didn’t try.

I went to a branch in Southern California.

Ron
Ron

They count an ACH transfer from another bank as a direct deposit to get that $50 bonus. I used Santander and it counted. Also, they give you 6 months before they start charging a fee of $5 unless you keep a minimum balance of $500 between your accounts.