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Jimbo
Jimbo (@guest_1628430)
June 3, 2023 12:34

Opened account in Dec 2022 ($750 funding with Chase Ink Unlimited coded as purchase).

Real DDs totaling $500+ per month Jan-May 2023.

I sent a secure message in mid-May asking about the bonus. They said it would be sent for review by their back office, and that it can take 7-14 days to receive the bonus. After three weeks of waiting for a bonus or another reply, I followed up with another SM yesterday. This morning I received a reply saying they would send it to their marketing department for review. I received the bonus today.

I have no idea how long the qualification period is supposed to be, but it took me five months of real DDs and two SMs to get the $100 bonus.

GCG
GCG (@guest_1630708)
June 7, 2023 20:47

I received the bonus this month after suffering through a similar experience.

MOTDOC
MOTDOC (@guest_1577738)
March 15, 2023 17:21

Has anybody received a bonus yet? If so, what was your timeline?

Jimbo
Jimbo (@guest_1593131)
April 7, 2023 10:43

Not yet. Opened in December, real DDs in Jan, Feb, and Mar so far.

Bhavin Patel
Bhavin Patel (@guest_1562392)
February 23, 2023 12:37

Applied OOS, Denied

Jimbo
Jimbo (@guest_1530820)
January 11, 2023 00:45

Offer now valid until March 31, 2023

Jimbo
Jimbo (@guest_1522813)
December 30, 2022 20:54

For checking and savings, they allow credit card funding up to $750. Chase Ink Unlimited coded as a purchase.

Art
Art (@guest_1443238)
September 11, 2022 23:36

Signed up a few weeks ago and it was a hard pull, no way to opt out of overdraft protection.

Ek
Ek (@guest_1443626)
September 12, 2022 15:58

it was not a HP for me. Definitely not

EK
EK (@guest_1443173)
September 11, 2022 20:39

chex sensitive lol/24

Ek
Ek (@guest_1443625)
September 12, 2022 15:57

sorry for not being clear.
Yes, i was denied. Received a letter stating that they used Chex to make a decision

Jummydean
Jummydean (@guest_1443167)
September 11, 2022 20:06

Credit card funding ?

Ostrich Rider
Ostrich Rider (@guest_1442979)
September 11, 2022 10:08

Nationwide:
Live outside of the Washington, D.C. metro area? No problem! Get a lifetime Home Ownership Financial Literacy Council (HOFLC)Opens in New Window membership for only $10, and you’re automatically eligible for membership at Lafayette Federal.

ShawntheShawn
ShawntheShawn (@guest_1442996)
September 11, 2022 11:19

But Chex sensitive, according to the DPs.

TDD
TDD (@guest_1443132)
September 11, 2022 18:11

ShawntheShawn Can you explain to me why people are so concerned with Chex? I thought it was a big deal because everyone on every deal website mentions it so I requested my Chex report. It showed me nothing. I’m never denied a bank account as long as I’m in the coverage area.

ShawntheShawn
ShawntheShawn (@guest_1443181)
September 11, 2022 20:56

DoC has a post on it: https://www.doctorofcredit.com/banks-credit-unions-chexsystems-inquiry-sensitive/

No all financial institutions, but many pull your Chex report and use it to make decisions on your application. Some banks and credit unions will reject your application if they see too many inquires or recent inquiries on your Chex report, or if your Chex score does not meet their threshold. I would avoid wasting a Chex hit to just get rejected, because that extra Chex inquiry would also negatively affect my chance of approval by other banks that also utilize Chex in making decisions. TDD