Update 4/19/26: Deal is back until June 30, 2026
Update 1/14/23: No end date listed
Offer at a glance
- Maximum bonus amount: $200
- Availability: TX only
- Direct deposit required: Yes, $1,500+
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: None
- Monthly fees: $25, avoidable
- Early account termination fee: None
- Household limit: None listed
- Expiration date: January 13, 2023
Contents
The Offer
- Texas Capital Bank is offering a $200 bonus when you open a Star Plus Checking Account. Bonus broken down as follows:
- $50 when you
- Open a new Star Plus Checking Account.
- Make one or more qualifying deposits totaling at least $1,500 during the Reward Period.
- Receive a one-time $50 Welcome Bonus
- Additional $150 when you:
- Use your debit card to complete five or more qualifying purchases totaling at least $300.
- Have an Average Monthly Balance of $2,500.
- Receive up to three $50 Activity Bonuses, totaling $150.
- $50 when you
The Fine Print
- Clients with an existing Star Plus Checking Account as of March 31, 2026, are not eligible. Clients who close a Star Plus Checking Account at any time during the Account Opening Period are not eligible to reopen an account to qualify for this offer. The Star Plus Checking Account must remain in an open and active status throughout the statement period. If an account remains unfunded for 25 business days, we reserve the right to close that account.
- Make one or more qualifying deposits totaling at least $1,500 to your new Star Plus Checking Account to receive a one-time $50 Welcome Bonus. The Welcome Bonus will be paid to your Star Plus Checking Account at the close of the statement period when required activities are completed within the Reward Period.
- Use your Texas Capital debit card to complete five (5) or more qualifying purchases totaling at least $300 and maintain an Average Monthly Balance of at least $2,500 to receive up to three (3) $50 Activity Bonuses, totaling $150 during the Reward Period. The Activity Bonuses will be paid to your Star Plus Checking Account at the close of each monthly statement period when all qualifying activities are met. Qualifying debit card purchases must be posted to the account by the close of the statement period to qualify.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fee.
Early Account Termination Fee
Our Verdict
Bonus used to require a $25,000 deposit for six months but be for $500. Think this bonus is significantly easier and better as there is no high deposit or hold requirement.
Hat tip to reader Bockrr
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- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
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- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
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