[YMMV] Capital One Spark Cash Visa For Business Card $1,000 Sign Up Bonus

Offer is no longer working, it’s possible it was one time use only. You should still be able to get it to work by playing with the reservation numbers at the end of the link below.

The Offer

Direct link to offer

  • Receive a sign up bonus of $1,000 after $10,000 in spend within the first three months on the Spark Cash Visa for Business Card from Capital One

Card Details

  • Card earns 2% cash back on all purchases
  • Annual fee of $59 is waived first year
  • No foreign transaction fees

Our Verdict

This offer likely won’t last long, we have seen a $1,000 bonus and $750 bonus before but they expired shortly after posting. This offer basically works out to be 12% cash back on all purchases on $10,000 in spend (10% from the sign up bonus and 2% from the card itself). It might be difficult for some people to hit that $10,000 spend requirement though so keep that in mind. Most businesses shouldn’t have too much trouble.

Keep in mind that Capital One pulls all three credit bureaus. You can freeze your Experian or TransUnion reports and they will just pull the other two and still approve you. Personally a triple pull doesn’t concern me as much as it used to, but it will depend on what your credit profile is like and where you live (e.g in some areas all issuers will only pull the same bureau so having inquiries on the other two bureaus doesn’t really matter).  If you’re not familiar with Capital One please read these things everybody should know about Capital One credit cards first. I’ll be adding this to our list of the best business credit card bonuses.

Hat tip to reader TY

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162 Comments
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Kevin
Kevin (@guest_592062)
May 8, 2018 19:53

Guys, try playing with “reservationNumber” in the end of the link – … reservationNumber=0014708003795988 worked for me, however I don’t need this card

Deke
Deke (@guest_592100)
May 8, 2018 21:08

That worked for me!

MarcoPolo
MarcoPolo (@guest_592110)
May 8, 2018 21:36
Avni
Avni (@guest_592134)
May 8, 2018 22:10

Not working Bro

Thom
Thom (@guest_593078)
May 10, 2018 22:09

If I wasn’t immediately approved, does that mean I’m going to be denied?

Doc_Liker
Doc_Liker (@guest_593216)
May 11, 2018 08:29

No, when I applied for the $750 bonus a month back, it went to pending and after a week got an email stating my app has been approved.

Harris
Harris (@guest_592301)
May 9, 2018 10:22

Hi Kevin. What was the multiple you changed the number to / from? I’ve been playing can’t seem to get it

DRT
DRT (@guest_629908)
August 15, 2018 18:51

has anyone who received this bonus when it first leaked recently received a call from a local number claiming to be CO spark business? i’ve received two calls now and i’m worried that they’re reviewing the accounts… no online or mail communication though.

JP
JP (@guest_613141)
July 5, 2018 09:56

Any positive dp if this is still working? I got bonus once. Was thinking of applying second time.

Tim
Tim (@guest_629350)
August 14, 2018 15:49
  JP

I got a mailer today at my work address. Still $1000 bonus with $10K spend in 3 months, $0 AF the first year, $59 after that. Think I’m gonna go for it.

James
James (@guest_634529)
August 26, 2018 12:30

Can you post reservationNumber without last 3 digits

gabe
gabe (@guest_602676)
June 5, 2018 21:59

app went thru fine. 10 days later I got a call from Cap1 asking for a verification #. Didn’t have one so they killed the app. Seems like they’re catching onto stolen reservation #s.

Chuck
Editor
Chuck(@chucksithe)
June 5, 2018 23:55

Is the verification number something from the mailer?
I just got a mailer asking to send in some docs. Wondering if I should waste my time on it if they’ll just kill the app in a few days.

Dave
Dave (@guest_607124)
June 19, 2018 15:10

Hey Chuck,

Did your app get killed?
I got approved for one of these in May, but looking at grabbing another. Sounds like they have cottoned on.

Curmudgeon
Curmudgeon (@guest_600827)
May 31, 2018 02:33

Well, I tried and got shot down. Official reason:

“Based on your credit report from Trans Union, there are too many new accounts”

Stats: 1/6, 2/12, 21/24

Looks like I’m waiting until 2019 before getting any more of the good cards.

Alex
Alex (@guest_601030)
May 31, 2018 16:01

Denied with the same reason. Has anyone had a successful Capital One recon call? Research indicates there isn’t a specific number/department to call.

solakbeyi
solakbeyi (@guest_600813)
May 31, 2018 00:48

Do you know how long does it take to get $1000 cash back? I already spent it but I am waiting for cashback to post.

MickeyMouse
MickeyMouse (@guest_618737)
July 18, 2018 14:29

Same question…did you get your bonus yet? My next statement is next week just wondering.

bax
bax (@guest_618739)
July 18, 2018 14:37

Met my spend within the second statement cycle. Got my bonus with the second statement.

bax
bax (@guest_600096)
May 28, 2018 23:29

Woot! Just got insta-approved via a link by manipulating the last three digits of the offer URL. Card number already shows up in my cap1 online profile with other cards and deposit accounts. I think the links returning errors might be targeted offers generated by cap1 but not yet sent to the intended customers.

bax
bax (@guest_600514)
May 30, 2018 11:48

Weird. The link I used is still active today (two day later), rather than saying “An application has already been submitted using the reservation code you entered.”

Dan
Dan (@guest_600073)
May 28, 2018 21:14

Anybody have any luck finding any more working links 5/28 or later, or is this thing dead?

Duke I.
Duke I. (@guest_600075)
May 28, 2018 21:28

I believe it’s dead now. Probably will pop up months later, but may be by invitation only. I was planning to close my account after I got the bonus. But I’m thinking about maintaining it and hopefully they waive the annual fee for the 2nd year.

Bo knows
Bo knows (@guest_600414)
May 30, 2018 00:09

not dead…I just generated a working link with changing the last 3 digits of the link

Mickeymouse
Mickeymouse (@guest_600417)
May 30, 2018 00:26

Not Dead I can definitely confirm.

“Congratulations! You’re approved for a Spark Cash card.
Your new card will arrive in 7-10 business days

$5,000
Credit Line
Earn unlimited 2% cash back on every purchase for your business”

It took I swear 30 seemingly working applications giving an error message about the connection plus about 50 manipulations, but that’s worth the extra $500. Happy for the approval, sad for the small SL.

This card does report to personal too so another downside, but I wasn’t gonna be under 5/24 anytime soon I guess.

Runsong
Runsong (@guest_599965)
May 28, 2018 10:26

Received the invitation letter in 2017,Applied two cards and found the link still there. CS said you can reapply after 6 months.

Erik
Erik (@guest_599900)
May 27, 2018 21:43

I wrote a little macro to search for unused and valid links. My friend and myself applied using two of these and were instantly approved. We also called CS the next day to confirm that the $1K offer was attached to the accounts.

I wonder if someone else may get the code in a mailer and then, when trying to apply, get the message “An application has already been submitted using the reservation code you entered. Please be assured that the reservation code is not tied to you”. He/she may get upset and there is nothing CS could do about it….

Well, anyway, here are some links that most likely will work:

https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795608
https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795665
https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795673
https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795681
https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795699
https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795707
https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795723
https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795731
https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795749
https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795756
https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795772

To help others, please post your success (or failure) with the last 4 digits of the code used.

Chuck
Editor
Chuck(@chucksithe)
May 27, 2018 23:30

Just used one of the codes, and was “conditionally approved”. Thank you Erik!
(Used the bottom code in the comment.)

Randy C
Randy C (@guest_600047)
May 28, 2018 18:03

Used 3 code down. Success! Thank you Erik!

Dan
Dan (@guest_600067)
May 28, 2018 20:47

can you search for any more? Looks like the ones you posted may all be used

Erik
Erik (@guest_600101)
May 28, 2018 23:59

I posted 11 links and only 2 people bothered to reply after taking advantage of the links. Disappointing!
@William Charles, can you password protect this so that only DoC readers can take advantage of the links that I post?

Here are 5 more meanwhile.
@Dan, I hope that you can grab one before someone else takes them.

Again, readers, please respond with the one you used (list the last 4 digits; e.g. first one would be 5533)

https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795533
https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795541
https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795566
https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795574
https://applynow.capitalone.com/?productId=2696&marketingChannel=DM&landingPage=GMC&reservationNumber=0014708003795582

Jeff G
Jeff G (@guest_600110)
May 29, 2018 00:25

Used 5574 and was not approved.

Dan
Dan (@guest_600149)
May 29, 2018 08:58

Thanks so much Erik, applied and pending using 5541!

Mickeymouse
Mickeymouse (@guest_600416)
May 30, 2018 00:23

All links above were used, but only 2 comments…

ck
ck (@guest_600534)
May 30, 2018 12:33

Used 5533 and was instantly approved!! Thank you Erik for your link and thank you DoC for bringing this to my attention.
DP: Applied on 5/30, instantly approved (1 minutes after submitting application), 10k credit line. business less than a year old.

superb1almighty
superb1almighty (@guest_671195)
November 12, 2018 05:55

Hi there, would you be able to share how i can create a macro myself?

Erik
Erik (@guest_671284)
November 12, 2018 12:52

These links don’t work anymore.
(I used iMacros for Firefox)

Toad
Toad (@guest_597657)
May 22, 2018 02:09

Can confirm this is still alive and kicking as of 5/22. Just played around with the last digits to find an active offer and applied. Instant approved! First time I have been instant approved for any credit card oddly enough. New to churning which likely helped me since I am only 2/24 (5/24 counting business also). Have no current relationship with Capital One and never have had any.