FICO are set to launch a new credit scoring model, unlike the FICO 9 model they recently released this new score will be based on a consumers payment history with cable, cellphone, electric and gas bills. It will also take into account... Read More →
Update: Starting October 2nd, 2017 they will be using TransUnion data and providing a score based on the VantageScore model 3. Mint.com (money management and budgeting tool) launched their free credit score and monitoring (not to be... Read More →
Credit Sesame has long been a great way of finding out what’s in your Experian credit report. Besides for the FAKO score which they provide, they also let us monitor our credit which lets us know about inquiries made to the... Read More →
AAA announced a new benefit in which all members will be eligible for free Experian credit monitoring via ProtectMyID. [UPDATE: It appears that this benefit is only for AAA East Central which services parts of New York, Kentucky... Read More →
Awhile ago it was announced that USAA would be giving it’s cardholders access to their Experian VantageScore. This benefit is now live and all USAA cardholders can access their VantageScore for free by logging into their account... Read More →
In case you didn’t know, there was a massive data breach at Anthem (health insurer) where up to 80 million personal records were compromised. Whenever a data breach of this nature occurs, the company is required to provide free... Read More →
I’m pretty late on this news (to be fair I was travelling for work at the time), but FICO 9 was officially released back in August of 2014. This is the latest credit scoring model released by FICO 9, it’s also the first time... Read More →
As we’ve mentioned previously Citibank are offering free FICO scores, these scores should now be accessible to Citi cardholders. You’ll be able to access these free scores if you have a consumer Citi / AAdvantage credit... Read More →
Credit Karma is a website that gives you a free credit score (VantageScore V3) and also lets you monitor your credit report. Back in late December of 2014 they announced that they would be giving users access to their Equifax data as... Read More →
President Obama announced at a speech at the Federal Trade Comission that a number of financial institutions would be offering consumers access to their FICO score for free. You can watch the full 9:34 minute video below (FICO... Read More →
Update: Unfortunately it seems that bumpage is no longer possible, apart from in a few specific instances (e.g Texas). I’m keeping this page up, but it might not be very helpful anymore. You may have seen the terms: bumpage &... Read More →
Many of us enjoy the real-time Experian credit monitoring alerts we get, back from when Target gave us a free year of credit protection via Experian/ProtectMyID. The bad news is that the service was just offered free for a year, which... Read More →
Credit Karma is a free credit monitoring service that provides it’s users with access to their VantageScore (version 3) and access to their full credit report. In the past this data has all been based on the users TransUnion... Read More →
Credit Karma has announced a number of changes they’ve made to their website. The main change that they have announced is that Credit Karma will now use the VantageScore 3.0 as their sole credit scoring model, in the past they... Read More →
Chances are that you’ve now got a credit card that offers a free FICO score (and if you don’t, you will soon with Citi announcing they’ll offer them and American Express doing a piloted test to see if they’ll... Read More →
