Chase Amazon Prime Card Now Earns 5% At Whole Foods
Starting today Chase Amazon Prime cardholders will earn 5% cash back on Whole Foods purchases. This matches the 5% they already earn on all Amazon purchases and is part of Amazon’s acquisition of Whole Foods. Cardmembers that are non prime members will receive 3% cash back on Whole Foods instead (also matching what they earn on Amazon purchases). The integration of Whole Foods by Amazon is something that has been ramping up of late with introduction of two hour delivery via Prime Now being added earlier this month.
For more information regarding the Chase Amazon card you can read our full review here. Synchrony Bank also issues an Amazon store card, but this can only be used for Amazon purchases. It isn’t immediately clear if they have any intention to add the ability to use it at Whole Foods as well in the future. Also as this is a Visa card don’t forget to link it to Uber Offers to get another 1-5% cash back at Whole Foods.
Hat tip to reader K B
Wow. hope the synchrony card does follow suit
Yup, Agreed – would like the Amazon Store card to be eligible at WF too.
Whole Paycheck is now known as 95% Paycheck.
Jokes on you — bananas are nowadays 40% more expensive at Safeway at 69¢ than the Whole Foods at 49¢ everyday price!
I like trolling some stores, including Walmart, whether they match Whole Paycheque, while shopping for my bananas. No idea how even Walmart is selling ”em at 55¢ a pound or what have they in so many markets.
Perhaps most people don’t care enough about a 40 cent difference in their bunch of bananas to change their shopping habits…
Jon, if you were eating 100lbs of bananas a week for maximum gains you definitely would care.
Hardly…. “whole paycheck” has yet to prove beyond bananas that they’re anywhere close to being competitive. (They’ve long since been trying the ole’ “but our stuff if better” excuse to jack up prices astronomically …. Amazon’s takeover portends a change — but not yet)
ps Your bananas example is “bananas…..” 😉 a notoriously volatile week-to-week commodity. (happens all my area grocers are back under 50c a pound…. after spiking in January — and oddly enough, in my area of Virginia, Wally World has been crushing all the competition in the produce realm…. beginning with ‘merikin grown mushrooms half what everybody else — including Kroger — charges. go figure.)
Was already known as 94% paycheck to those with a BCP
in exchange for 5x points, you shall receive the privilege of paying 40% more for your groceries.
What a great deal.
Are gift cards excluded?
From what I’m reading, no. I’d guess gift cards are included
game changer if thats the case…but risking shutdown from Chase also…hmmmm.. decisions decisions….I was willing to sacrifice WF cuz it wasnt my main bank, but I would hate to be on Chase’s shitlist.
Giftcards were already included on amazon.com….
No, but WF doesn’t stock $500 VGC anymore if that’s where you were going with that thought.
When will people realize that Costco > WF?? Costco competes (and even exceeds on some items) on the quality of premium organic stuff, and it’s actually a good deal versus an awful deal at WF. WF is more convenient for some, but then again Costco is more convenient for others.
The question, as always: can you handle that Costco volume? But the Costco hot dog and pizza alone usually persuade me to take the extra time to pop in there. And with the flurry of google express offers, it’s getting easier everyday to get those massive Costco items from the store to the inside of your residence.
I became dissuaded spending too much at Costco for food. My wife and I crunched the numbers on how much we spend and that was always in over excess. My Costco’s fruit bowls always spoil after one to two days and lately I feel like some of their fruit (like a bag of lemons) is about to spoil as well.
My wife and I switch to Chef’d after DoC advertised the $1=$2 in gift cards from Costco. We spent $1,000 on gift card purchases and limit us to $200.00 per week. Chef’d is expensive but that did bring our grocery bill down by half of the amount we were spending in excess at Costco.
Yea you do need a 2nd option, whether it be an app or a local grocery store.
I would never recommend produce @ Costco unless you’re a big consumer. But my point, most people don’t know how good Costco organic is.
“DoC advertised the $1=$2 in gift cards from Costco”? What did I miss?
https://www.google.com/amp/s/www.doctorofcredit.com/200-chefd-gift-cards-100-costco-com/amp/
The work of Sir Albert Howard could be of use to you.
It’s not that it’s organic or not, it’s that you simply have the choice of higher quality foods and products with more premium ingredients being sold at Whole Foods because it targets a higher income demographic. If I want unfiltered cold-pressed extra virgin olive oil that’s not spiked with cheaper oils by the Italian mafia, I’ve got 5 options. If I want smoked salmon fillets that were smoked in house yesterday, I’ve got 3 choices. If I want Netherlands truffle Gouda and 50 other options, Whole Foods has it. Drinkable Greek yogurt with no added sugar- or some Icelandic yogurt? Some Japanese whiskey? Almond butter ground right in front of me? Juices of any variety prepared on demand? House-made mochi ice cream? A dozen varieties of freshly baked macarons?
Costco simply doesn’t have the choices of Whole Foods. A lot of the store is not food and a lot of the food is highly processed poor people food. Yes they do make a point of including some high-end food products but that’s nowhere near the selection of Whole Foods.
Whole foods is great for obscure items. As for the higher quality products, it depends. A lot of items that my mom and I looked at have the same bad ingredients as normal grocery stores. That or the higher quality items are comparable or the same as the higher end items at the normal grocery store. Granted, Whole Foods generally starts at a better quality product for their cheapest option, but it is more expensive or similar in price to comparable items from a normal grocery store.
whole foods is for people with extra cash and not paying attention to the price tag, not for folks doing MS. costco/walmart is good to me. what to eat matters to the health, where to buy doesn’t really matter.
Chucks,
Totally agree on selection being better @ WF. And item for item its almost certainly better food. But Costco has some Big-Time food items that some of these “Oh I only shop at Amazon Prime and Whole Foods” snob-appeal yuppie idiots I encounter in Chicago and SF are not even aware of, because they live in their 115K Middle Management snob-appeal bubble. They’ll even talk down about Costco despite never even having stepped in there, because of what they/you refer to as the poor people food in gigantic packages that Costco is best known for. I agree that poor people food sucks bigly, and it occupies far too much shelf space at Costco…but you need to just keep walking to the back of the warehouse where the produce and pre-made food resides.
Here’s a non-foodies best of Costco list, maybe you’re too good for it, but it’s the best I go for because I choose to spend my money on things like BMW’s, Stocks and Real Estate Investments. AKA Yield inducing investments. My super foodie fiance (who, without me, eats at these places like Alinea, Next and Grace) even agrees Costco tastes better than WF on these items
Here goes:
* Honeycrisp Apples in the Fall are an absolute steal
* Fresh made Quinoa salad
* Chicken Salad cups
* Kirkland Signature Turkey Breast Slices and Ravioli
* Annie Chun Udon noodles
* Fresh baked Chocolate Dipped Shortbread Cookies
Costco just doesn’t have the selection of Whole Foods. The store is largely devoted to highly processed poor people food. While you’ll find some comparable staples you simply won’t have the selection you do at WF. Also Whole Foods’ in-house preparation of fresh stuff and ready to eat healthy foods can’t be beaten by Costco. I can eat half of my meals in Whole Foods hot bar/sandwich bar/salad bar/ Ramen station/Stir Fry.
Yeah if you’re just looking to find something to eat you can do it for less at Costco. But Whole Foods offers a greater variety of upscale food options that admittedly come at a premium. One isn’t better than another, they simply fulfill different demographic needs.
“Poor people food” at Costco? When was the last time you shopped there? Lots of organic and definitely lots of premium products there.
Costco actually caters at least somewhat to the Amazon demographic (see the article on some wild percentage of 100K+ households having Prime) and trends close to the Trader Joes, Whole Foods demographic.
You’re right about the selection, though, but there’s never been a time that I didn’t get roughly what I needed at Costco.
Costco has Dave’s Killer Bread, 2 loaves for $7… same loaf (1 loaf) is $8 at Whole Foods…
Organic > non-organic simply for environmental reasons. If you don’t believe in the ‘organic is better than conventional’ for health reasons etc., just buy organic for the environment.
Lololol just mentioning premium organic and a Costco hot dog in one sentence really makes me giggle 😉
Let’s not forget that Costco for single adults can be way too much food. Having worked at Costco for 2 years I can tell you I have experience. I could always make it work but not many others. It’s a full time job making sure things don’t go bad that are perishable.
HAHA, well thats the beauty of Costco: the whole spectrum of items, from poor people food to premium organic, under 1 roof.
But keep in mind I often eat like a 9 year old child (plain pepperoni pizza, a cheeseburger with ketchup/mustard/lettuce only, chicken fingers with ranch dipping, etc), so please take all my food advice with a grain of salt!
The real question is if Amazon will start coding as a grocery store.
no.
A definite no for sure
Can I product change a Chase Freedom to this one?
You can just apply, it’s not a 5/24 card, yet..
I’m a 5/24 and want to get lower not higher 🙂
How is Chase going to track who has Prime in order for them to pay out the 5% at Whole Foods? Is it possible to get the 5% without having Prime?
You have the Amazon card linked to your Amazon account. Amazon then shares the info with Chase on Prime membership for the pay out.
I think the card is connected to your Amazon account. That is how they identify your Prime membership. You can get a student version with half price by using any .edu email to register as a new account. Or you can share an account with several friends, and only pay 10-20 bucks per person.
New accounts can not only share with one person, and that one person has access to your payment info. It is called “Amazon Household” and it sucks a bit. AFAIK you can’t add anyone new to the old system, though you are grandfathered in, but once you switch, can’t go back.
5% on “groceries”? The good old days are back?! Is everyone thinking what I’m thinking?! 🙂
Vcg’s?
It’s a visa card right? So 5% back at Uber too?
Thanks for that reminder! Gotta link it to Uber…
Correct, will add this to the post.
AFAIK Whole Foods discontinued selling variable VGC awhile back. The $200 fixed don’t make this slick enough to bother. For those that think MSing on this is would be smart, it’s Chase, arguably one of the top credit card banks you don’t want to piss off.
variables VGCs in whold foods are cash only in my neck of woods
$200 might be worth it with the Uber offers deal as well. Effectively 10% back
I wonder if this will apply to 365 by WF too?
Don’t see why it would
Look ive been eating local grocery store food all my life so its to late for me.
So to start eating right, now would make no difference.
So im going to continue to eat the cheap grocery store food and die at 95 like everyone else.
It looks not very helpful since everyone can buy WF GC on amazon and earn 5% off
I mean you don’t have to buy a gift card and carry it around, so that seems like a plus lol
Did not see it on original note but in ADDITION to the 5% off at Whole Foods AND on Amazon, we also received a one time 70.00 Amazon Gift Card instantly applied to our Amazon account. That happened when the card was approved and it automatically displaced the SynchronyBank Visa as default payment method.