Posted by William Charles on January 30, 2019
Credit Cards

Published on January 30th, 2019 | by William Charles

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Chase British Airways: Up To 120,000 Points (4x Points Per $1 Spent, Up To $30,000 In Spend)

The offer

Direct link to offer

  • Chase is offering 4 Avios per $1 spent on the Chase British Airways card on up to $30,000 in spend (120,000 maximum Avios).
  • You can also get the same deal on the Aer Lingus & Iberia cards

Card Details

  • Chase’s 5/24 rule does apply to this card.
  • Card earns at the following rates (first $30,000 in the first year will earn 4x points per $1 spent):
    • Earns 3 Avios per $ on British Airways purchases
    • Earns 1 Avios per $ on all other purchases
  • As a general rule, Chase does match offers.

Our Verdict

The current public offer is also for up to 120,000 points, that is broken down as follows:

  • Earn 50,000 Avios after spending $3,000 in the first 3 months of cardmembership.
  • Earn an additional 25,000 Avios after spending $10,000 in the first 12 months of cardmembership.
    • Earn a total of 75,000 Avios after spending $3,000 in the first 3 months of cardmembership AND a total of $10,000 in the first 12 months of cardmembership. (85,000 Avios counting the 10,000 Avios from spending.)
  • Earn an additional 25,000 Avios after spending $20,000 in the first 12 months of cardmembership.
    • Earn a total of 100,000 Avios after spending $3,000 in the first 3 months of cardmembership AND a total of $20,000 in the first 12 months of cardmembership. (120,000 Avios counting the 20,000 Avios from spending.)

I think that’s a much strong offer because if you only end up spending $3,000 you’ll still get 50,000 points, whereas with this offer you’d only get 12,000 points. In fact the other offer is stronger at every level (e.g at $10,000 spend you’d be getting 75,000 points with the other offer and only 40,000 points with this offer. If you spend $20,000 with the other offer you’d get the 120,000 points whereas you’d need to spend $30,000 with this offer). We also recently saw a targeted bonus of up to 100,000 Avios + $200 statement credit. I’m really on posting this as some blogs with affiliate links are pushing this offer and I want our readers to know it’s a bad deal.

If you’re considering applying for this card, you’ll first want to read about these things everybody should know about Chase credit cards. Also make sure to apply for the other offer.

 



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Dovid
Dovid

.

Dtpham1020
Dtpham1020

When did this card become part of the 5/24 rule? I got this card for 100k avios and closed back in April 2017 and thinking of applying againin April/may 2019

CF Panda
CF Panda

Few months back, 5/24 got expanded to basically every other card chase issues if I recall correctly. Hyatt and a few other good ones are now subject to it as well.

Bo knows
Bo knows

the decision maker behind this 5/24 rule should be fired immediately.

Frank

Yeah, seriously Chase’s >5 credit cards in two years portfolio is so profitable, why would they ever do that?

SideshowBob233
SideshowBob233

Are there definitive DPs that 5/24 does apply to all these cards? I know with Marriott Biz it was assumed but nobody tried until this week.

DS
DS

Good question. I’ll ask it again – how do we know that 5/24 applies when we don’t have DPs for the Aer Lingus card? Also, we have 1 DP on the Iberia card, which could certainly be a false negative. I’m going to wait a month after my Marriott biz approval. Anyone willing to be brave?

beat2def
beat2def

I want the Aer Lingus card. I don’t think I can brave the denial though. ha ha
Thankfully, I saw the writing on the wall and applied/approved for the IHG Premier, Hyatt, and British Airways cards back in August.

Mat
Mat

So are there ANY CHASE CARDS Left NOW that do not fall under 5/24 category?

ZipZapKaZoom
ZipZapKaZoom

Chase Marriott Business

CF Panda
CF Panda

If only there was a typo that didn’t include “first year”…a 4 avios / 1 dollar spent would’ve been a fantastic keeper card. Too bad, spend requirements like these with multiple levels are becoming way to common these days.

beat2def
beat2def

I think with the $30,000 spend, one receives the companion pass as well.
https://www.britishairways.com/en-us/executive-club/collecting-avios/credit-cards/usa/travel-together

Sergio Cabrejo
Sergio Cabrejo

still, you’d get more value spending 30k on the card with the tiered bonus

Kenny
Kenny

Yup. The companion ticket is 1x use for a domestic (US) mainline BA flight for the same cabin you book. Even flying BA F won’t get you nearly the same value as just spending on the public offer that William Charles mentioned.

Pat
Pat

Doc your explanation of current public offer for 120,000
Points is very confusing and the public offer is only for 100,000 points

So isn’t this 120,000 points u get for $30,000 spend at 4x better?

boomX
boomX
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