[Update] Chase Freedom & Freedom Flex Q4 2021 Categories: PayPal & Walmart

Update 10/6/21: Reader Greg lets us know that that not all Walmart are working automatically to get the 5x points. Specifically, Walmart Supercenters which codes as Grocery Store, Supermarkets” don’t seem to be working. You can possibly get manual credit, but might want to avoid the hassle. Can also just buy $1,500 in Walmart gift cards online and use them at any Walmart store or Sam’s Club or Walmart/Sam’s gas stations. (1, 2) Update 10/10/21: Reader Ryan suggests a different theory that small purchases are not posting correctly while large purchases are.

Original Post:

Chase has released the 5x categories for the fourth quarter of 2021 on the Freedom and Freedom Flex cards:

  • PayPal
  • Walmart

I love the PayPal category since it’s pretty easy to use at thousands of online merchants, tax payments, charities, etc. Should work in conjunction with PayPal Key as well.

These categories will go live for activation tomorrow, but are already showing in the online login.

128
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
Jeff B
Jeff B

Does anyone know if Venmo purchases qualify for this quarterly PayPal 5% cash back? Or PayPal only?

jp
jp

while you may double dip on Paypal/grocery at 9% for this 4th Q, is the 5% cash back topped out at $1500 in total spend? or i.e. $1500 on Paypal spent and $1500 on Home Improvement, which may total $150 cash back? Thanks.

Yu
Yu

Anyone got the 5% back when yusing PayPal Key to make payment?

Wil
Wil

Does Paypal Key still work when being used to pay IRS via the 3 providers?

Ben

Wil No, they killed this last year

John
John

Is anyone showing credit for PayPal key transactions? I’ve made a dozen transactions but still have $0 earned in my 5% cashback dashboard so wondering if it is limited to direct PayPal checkout.

Usir
Usir

Same experience last quarter with Discovery card. Haven’t tried chase, but probably the same.

Is this working for anyone else?

Mike Chicago
Mike Chicago

Received 5% using PPK last quarter on Discover without issue. Haven’t tried with Freedom yet.

Rosco
Rosco

PayPal Key transactions are not showing up in my cashback counter, but each individual PPK transaction shows the 4% bonus points. The counter was wonky for me last quarter too.

Mike
Mike

Two purchases, same store, both time self check-out. One time it coded as Supercenter (no 5x), the other time coded as Walmart and got 5x.

Yet another purchase via regular register, coded as Supercenter, no 5x. Purchased electronics worth several hundred dollars.

Eric

What industry and MCC does the store show up as here?

https://www.visa.com/supplierlocator-app/app/#/home/supplier-locator

Jeremy
Jeremy

Anymore confirmations that Walmart Neighborhood Market is coding as the 5% bonus?

qmc
qmc

Somewhat ymmv. Try your local stores and see.

Gadget - Bank Bonus Geek

Oct 3rd I did a Walmart Neighborhood Market purchase ($27, not $506.95) and it does say groceries on the card statement/list of charges in online banking, but when I go to the rewards section (https://ultimaterewardspoints.chase.com/rewards-activity) it shows the charge hitting the 4th Qtr Walmart category. “+ Bonus from 4Q 5% category: Walmart”

I haven’t tried a Supercenter, but I think this post may be a case of crying wolf, or Chase was quick to fix it. Chuck

MRL
MRL

works for me, any walmart around where i live has worked for the 5x

SU
SU

maybe CAHSE just hasn’t remove/fix the Walmart exclusion from last quarter?