Posted by Chuck on November 16, 2015
Credit Cards

Published on November 16th, 2015 | by Chuck

42

Chase Freedom Will Earn 10x on Amazon, 11/23-12/31

The Offer

Direct Link

The Chase Freedom card earns 5% in rotating categories and this quarter’s categories are Amazon, Zappos, Audible, and diapers.com. Typically, each category runs for three months of the year and you can earn 5x on up to $1500 per quarter. Chase just announced a positive change for this quarter.

  • From November 23 until December 31 you’ll earn 10% back as a category bonus. The stores are still the same: Amazon, Zappos, Audible, and diapers.com.
  • You can earn 5% on the full $1500 between October 1 and November 22. Then, on November 23 the quarter resets and you can earn 10% on up to $1500.

If you want to max this out, you’ll spend $1500 between October 1 and November 22, then spend another $1500 between November 23 and years end. In total, you’ll end up with $225 in rewards (or 22,500 UR points).

Screen Shot 2015-11-16 at 10.01.27 PM

The Fine Print

Link

  • If you’ve previously activated the Q4 Freedom benefit, no action is required to take part in this offer.
  • If you didn’t activate, then activate the offer here before December 14 (we recommend doing this now so as not to forget).

Our Verdict

Nice to see that Chase is spicing things up with their quarterly categories. 10% is good, but 10x UR points is even better!

Remember also that the Freedom card currently has an increased signup bonus of $175. Also, you can get 25% off Amazon gift cards utilizing a current Amex offer.

HT: Reddit



42
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
Ben
Ben

Could this be because the category in this quarter is so bad that not much people are spending? Except people that normally shop on Amazon anyway.

Fiby

I’m guessing this is a response to Discover’s double cash back promo.

Christine
Christine

That’s what I would say. Looks like I’ll be using my Freedom card next week!

Jonathan
Jonathan

This.

Ben
Ben

Maybe so, but at least Discover is double everything, not just specific categories.

cheapblackdad
cheapblackdad

Hey there, Ben, the category this quarter is not “so bad”.Pretty sure everyone below the age of about 40 is constantly using Amazon, particularly during this time of the year. If it was 5X at Amazon year round I would be very happy.

I am being hyperbolic. I am certain there are plenty of 30 somethings not using Amazon. There are 6 of them, They are in between jobs and don’t have internet right now.

Scott
Scott

“and don’t have internet right now.”

Who are these people?! Should we study them?!

rick b
rick b

I’m one of those people who stepped away from Amazon recently. They started charging sales tax in my state a few years ago, and between that, their prices becoming less competitive and slow free shipping, I find myself often shopping at specialty stores.

For example, for much of my electronics buying I’ll go to stores like Adorama, B&H. My supplements are now from Vitamine Shoppe….and so on. I can always get 5x at Amazon via GC purchases at office stores, but why bother when the 8.5% sales tax eats up that cashback.

However, this promo is awesome. I can buy that $1200 SLR lens I need via Amazon from Adorama and skip the sales tax.

Ben
Ben

That is so true! Most of the time, stores have special promo that in turn can be cheaper than Amazon.

Ben
Ben

I think for people that use Amazon constant, especially if they are Prime members will find this quarter helpful. However, for some people as myself who can find cheaper prices than Amazon in most cases will use their Chase Freedom less.

There isn’t a lot of incentives especially when they have audible.com and diapers.com– kind of disappointed as I would like to use different cards.

logansmom
logansmom

OMG @cheapblackdad thank you for the laugh today, I needed that. & completely Agree with your statement. Love Amazon. If you don’t use it it’s because you don’t have money, or internet lol. People even sell gift cards on eBay for those with PayPal but no debit/credit cards ?? Not . Sure why they shouldn’t just get a pre paid debit, but that’s another story Altogether.. Haha

Harlan V.

This is awesome!

Glad to see so many Amazon discounts/promos floating around right now – thanks for posting!

Jonathan
Jonathan

I agreed with Ben. Amazon is not much useful for me. I have a 700+ amazon credit sitting at my amazon account for over one year. My amazon credit added up at least $30 every month due to automatic purchase for my saving account requirement ( I need to have at least 40 debit card usage every much). However, I am not sure how to spend the credit quickly.

I haven’t charged any credit card at my amazon account for over 2 year except purchase merchant gift card such as Zaxby and Amazon payment. All my Amex offers for Amazon are for merchant gift cards only.

credit
credit

John I will buy your credit for 50% off. Hehe

ihg newbie
ihg newbie

i must say chase freedom is the single most valuable no fee CC out there.

Smitty
Smitty

I like my Chase Freedom too, but I have to disagree with this statement. With some of the amazing Amex offers in the past 12 months (e.g. Smart N Final, Sam’s Club, etc), I think I’ve gotten way more value from American Express.

credit
credit

Have to spend money to save money. This is one time when women are useful.

credit
credit

One of the times

Justin Lover of Life
Justin Lover of Life

Nice save!!

DW
DW

Curious what people’s plans for spending $3K at Amazon to completely maximize this would be? I was planning to spend the 1500 over the 3 months and am at $750 ( 400 of which are Nordstrom GC). Not sure how I would spend an extra 1500. Ideas anyone?

rick b
rick b

Electronics! I happen to need a new Canon lens thats over a grand so that takes care of that….and some whole foods gift cards.

calwatch
calwatch

I buy a lot of stuff but I am eBay loyal due to the discount gift cards and eBay Bucks. I was going to say, “if Amazon sold bullion I’d be in” but it turns out they do – but at $200 over spot and $70 over an equivalent eBay price that includes 6% eBay bucks (in addition to 5X from eBay gift cards purchased at an office store/Paypal Digital Gifts via Ink). I might buy a few Starbucks cards off this deal but that’s about it.

Dave
Dave

I have a lot of AMEX cards and AU cards all with Amazon $15 off $60 offer. That’s 25% off and a better deal than 10x UR. I don’t know if I’ll take advantage of this deal.

Parkerthon
Parkerthon

Depends on your valuation of UR points too. If you have a sapphire, most people put them at .02 a piece which makes it a 20% deal. Some hoard UR points and value them more.

Eric
Eric

Can you explain how people value it at $.02 per point? Is that when redeeming for travel?

will s
will s

Concur with posts above that suggest this Chase change is a mere response to competition. I hadn’t activated this quarter’s pathetic Chase Freedom offer (til now), as the Discover IT already had it at 10%. (half now, half at year end — ok, good to see Chase trumps that)

And as Dave points out, yesterday, we had amex deals out with series of 25% discounts for using their cards with Amazon. (buy $60, get $15 back — the deal for once showed up on all of my amex cards.)

Ben
Ben

I have been using my Discover and even Citi Dividend because they’re offering 5% at Best Buy.

This will stack nicely with the $15 promo we get if we use our UR points during checkout.

will s
will s

Concur with posts above that suggest this Chase change is a mere response to competition. I hadn’t activated this quarter’s pathetic Chase Freedom category bonus as the Discover IT already had it at 10%. (half now, half at year end — ok, good to see Chase trumps that, as CUR points ARE valuable)

Yet as Dave points out, yesterday, we had amex deals out with series of 25% discounts for using their cards with Amazon. (buy $60, get $15 back — the deal for once showed up on all of my amex cards.)

Mar
Mar

Does this offer include gift cards or at a minimum, Amazon gift cards?

The Discover Double CB deal does not exclude Amazon GCs.

This is a key point in order to be competitive.

Marco F
Marco F

Q. What types of purchases qualify for 5% cash back in the Amazon.com category?
A. All purchases you make at Amazon.com, including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third party merchants through Amazon.com’s marketplace are included. 5% cash back does not apply to purchases made at Amazon.co.uk, Amazon.de, Amazon.fr, Amazon.co.jp, Amazon.ca, or any other website operated by Amazon.com, its affiliates and subsidiaries.

https://creditcards.chase.com/freedom/merchants

Tina
Tina

I have the same question. Would it count to buy something like a Southwest gift card, which “Ships from and sold by ACI Gift Cards Inc., an Amazon company”…?

Drew R
Drew R

Wow, I’m going to have to do some serious math depending on the cost of the amazon orders I’ll be putting in for the holidays in the next month! Between Discover’s double cash promo, Freedom’s 10x, and Amex offers $15 off for $60 orders, this is pure competition!

credit
credit

Here are two bad news for you:

Nw buxx didn’t load to my serve card today.

Ag fed doesn’t sell prepaid visa gift cards online anymore.

The locusts have moved from Redbird to serve and marauded the entire crop . Now we all will starve.

Kathy
Kathy

The sky is not falling. NW Buxx loaded to Serve for me today@ KATE.
Looking forward to some Amazon shopping now with Freedom!!

credit
credit

Ha, thanks Kathy.

credit
credit

I think I was running into my spending limit. 800 in one week.

Andy
Andy

If I do not max out the 5% 1500, and starting the 23rd I buy amazon GC, will that count towards the 10% first?

2nd – lets say it does, and I exceed the 1500 allowed for the 10% discount, does the 5% kick back in?

Back to Top ↑