Posted by William Charles on June 12, 2017
Credit Card Offers

Published on June 12th, 2017 | by William Charles


Chase Marriott Personal Premier: $200 Statement Credit + Two Free Nights (Category 1-5) + Annual Fee Waived

The Offer

No direct link, see how to get this offer below (this link might work)

  • Chase is offering the following offer on their Marriott Personal Premier card:
    • $200 statement credit after first purchase
    • Two free nights at a category 1-5 properties
    • 7,500 points after adding the first authorized user and making a purchase within the first 3 months

How To Get This Offer

  • Go to
  • Search for any hotel
  • Click select on any room
  • On the first booking page scroll down and you should see the following ad:

Card Details

  • Annual fee of $85 is waived
  • Card earns at the following rates:
    • 5x points per $1 spent at Marriott & Ritz Carlton locations
    • 2x points per $1 spent on airline tickets purchased directly with the Airline, at car rental agencies and at restaurants
    • 1x points per $1 spent on all other purchases
  • Anniversary bonus of a free night certificate for a category 1-5 property.
  • 15 credits towards Elite membership after approval and every year after account anniversary
  • 1 elite credit for every $3,000 spent
  • This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months
  • Chase’s 5/24 rule does apply to this card

Our Verdict

Ok so we need to compare this to two offers:

  • Historical high of 100,000 points + 7,500 + annual fee not waived
  • Current bonus of 80,000 points + 7,500 + annual fee not waived

With this offer you save $85 from the annual fee and get a $200 statement credit. So it’s really $285 in cash + two free nights at a category 1-5 property vs 80,000 or 100,000 points (as both offers have the authorized user bonus). Marriott’s award chart looks like this:

So if you’re going to redeem for a category five property you’d normally pay 50,000/40,000 points anyway. In that case I would really prefer this $200 statement credit offer. If you’re going to redeem for lower tier properties (especially category 3 or under) then the free night certificates lose a lot of their value vs points.

The other thing to consider is that Marriott points also transfer to SPG at a rate of 3:1. Personally I think if you can find category 5 properties you want to stay at, then this statement credit offer is better than straight points. In saying that I don’t really value Marriott points that highly and I do love cash.

Keep in mind post people won’t be eligible due to the Chase 5/24 rule. Make sure you read these things everybody should know about Chase cards before before applying or asking questions in the comments.



16 Responses to Chase Marriott Personal Premier: $200 Statement Credit + Two Free Nights (Category 1-5) + Annual Fee Waived

  1. DJ says:

    My eyes popped when I saw “No annual fee” – can you please change to 1 year fee waived? 🙂

  2. CM says:

    I don’t think this is a new offer at all, saw this a week or two ago as I was looking whether the 40k + 200 cash w/o AF was still active, which it wasn’t…

  3. Div says:

    I am really tempted to go for this card with current offer. But I am 6/24, so not luck for me.
    But even though if I apply and get denied, will there be hard pull on the report?

    The reason I am asking is because one of my friend applied for CSP despite being 6/24. He got denied first later after 10 days he got the approval email from Chase. He is not a CPC and it was his 2nd card with chase.

  4. UPS guy says:

    Quick question, are the cat 5 free nights upgradable by using points?

  5. E Dantes says:

    Totally depends on the person, but I would rather get the higher points bonus, especially with the SPG link.

    Marriotts 1-5 are pretty slim pickings unless you’re in a less trafficked locale.

  6. Jey says:

    Can someone explain why the Spg points are so desirable given the transfer ratio of Marriott to Spg is 3:1? I understand Spg has many Airlines partners, but the transfer ratio at best is 1:1.25.

    • Mjs says:

      It’s not that complicated. Basically a high-end Marriott hotel night would cost around 75000 and an equivalent high-end SPG night will run you around 25000. Most people also think SPG generally has nicer (and more) hotels overall in vacation destinations than Marriott.

      You also can exchange the points between the two programs (at least for now) back and forth so you don’t have to choose which program and be “stuck” with the points so there is flexibility.

    • Mark O says:

      There are a lot of times where the SPG hotel is cheaper in the city even taking into account the 3 to 1. Example in NYC you can get the Sheraton for 12k SPG which is 36k marriott….nothing below 40k from Marriott in the city – mostly 50k and above.

  7. MarcoPolo says:

    Agree with everyone else here that I’ll rather go for points which can be converted to SPG points.
    SPG Is the only card I pay annual fee for and they have a lot ore affordable properties worldwide.
    I might go for the 100.000 points deal (equals 33000 SPG points) as I have exhausted my SPG bonuses and this seems to be the only way to earn more SPG points apart from referral bonuses (which are far and few in between).

  8. Lantean says:

    anything good for Marriott biz card? i am way over 5/24…

  9. Rahul says:

    Should I go for this card or the CSP? I am under 5/24. Relatively new to churning. I just finished churning the CSR last month. Any other card recommendations? Thanks

  10. Daniel says:

    I am well over the 5/24 rule, but applied just for the hell of it. This is the response I was given:

    We need to review your request a little longer. We will let you know of our decision by U.S. mail. This could take up to 30 days.

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