Posted by William Charles on August 21, 2018
Credit Card Offers

Published on August 21st, 2018 | by William Charles


Chase Southwest Priority Credit Card – $149 Annual Fee – Full Details [Last Chance]

Update 08/21/18: Reposting as the Chase Southwest Priority tour states the offer is available through August 22nd, so it might expire on the 23rd.

Update: Application link is actually live. Signup bonus will be available at least through August 22nd.

Earlier this year we shared a rumor about a new Chase Southwest Premium card. Readers have been eagerly asking for updates and thanks to reader Sheldon we now have more information. This card was seen in the wild during a Southwest flight, it looks like it went live early as the application link just goes to a standard Chase Southwest page.

Card Basics

  • $149 annual fee, not waived first year
  • Sign up bonus (obviously subject to change). Up to 65,000 points:
    • 40,000 points after you spend $1,000 within the first three months
    • An additional 25,000 points after you spend a total of $15,000 within your first year of account opening
  • $75 Southwest annual travel credit
  • Four upgrade boardings per year when available
  • 20% back on in-flight drinks, WiFi, messaging and movies
  • No foreign transaction fees
  • 7,500 anniversary points each year
  • Earn tier qualifying points towards A-list status
  • Card earns at the following rates:
    • 2x Southwest points per $1 spent on Southwest and Rapid Rewards hotel and car rental partner purchases
    • 1x Southwest points per $1 spent on all other purchases
  • The product is not available to either (i) current Cardmembers of any Southwest Rapids Rewards® Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products.

Our Verdict

I was hoping the sign up bonus would be big enough to make getting the companion pass easier to get just with credit cards. It’s big enough, but it’s not really easier with the massive $15,000 in spend required for the second 25,000 in points. Additionally you’re not eligible for the card if you’re a current cardholder of any of the other personal cards or have received a bonus on those in the last 24 months. You’d still be able to get this card and the business Southwest to get enough points for the companion pass. Given that the card comes with a $75 Southwest travel credit and 7,500 Southwest points each year (worth $96 towards Southwest flights) it’s not difficult to justify the annual fee and keep the card long term if you do fly Southwest. The other benefits aren’t amazing but the upgraded boardings and in flight discounts will be useful to regular Southwest fliers. What are your initial impressions on this new card?

Also, we don’t know if Chase 5/24 rule applies to this card. But it does apply to all the other Chase Southwest cards so I suspect it does.

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^^Please add the 7,500 annual points benefit to the list above.

Very good (not amazing) new card. But definitely worth the annual fee. After the credit, the remaining out of pocket cost is $74. For that you receive 7,500 points, 4 upgrades bordones into A1-15 (worth $30+ each), and 20% in-flight discount. Not bad…for the frequent SWA flier, it’s easy to profit $100+ even if no spend is put on the card.

I would say an upgrade to A1-15 is worth more than 30 dollars. If that is all it would cost I would pay for it every time.

I think $30 is what they charge at the gate to upgrade to A1-15

It is $40 from the last flight I took. Might be length dependent. This was a ~1500 mile flight

Can you enlighten me why is it worth $30 to just get on and on the plane quickly or there are other benefits I am missing, like a premium drink or something?

If you didn’t set an alarm so that you could check in as close to 24 hours as possible, you’ll probably end up in the C boarding group and get stuck in a middle seat or next to some obese person. Even in group B boarding you’ll never be able to get desirable seats like the bulkhead or exit rows. But personally any aisle or window seat in the front half of the plane is fine so I would just set an alarm to check in ASAP.

If you’re one of the very first to board, you have a much better chance of getting exit row, which can be a real perk to those of us who are tall. Also guarantees you’ll have no problem finding overhead bin space right above your seat of choice, and zero chance of getting stuck in a middle seat.

The benefit list include 7,500 anniversary points, if its point worth at least 1 cpp then the points along with $75 credit will justify the annual fee?

*upgraded boardings… typo on prior post

It has the restriction that you cant get the bonus if you’ve had another SW personal card in the last 24 months

If you fly Southwest at least once a year, it could be worth keeping long term. The 7,500 anniversary bonus is worth ~$112 toward WGA fares. $75 Credit sounds like it can be used towards airfare, so that’s pretty easy. Boarding upgrades are to A1-A15 position, which cost between $30-$50 a pop (though since I’d never do that, I’d value it at the EBCI cost of $15 each).

That’s close to $250 value. Granted, it’s really a sock drawer card, with limited earning potential.

$75 Southwest Annual Travel Credit: A statement credit will automatically be applied to your account when your Southwest Airlines Rapid Rewards® Priority Card is used for purchases (excluding Upgraded Boardings and inflight purchases), up to an anniversary year maximum accumulation of $75

Southwest Upgraded Boardings: Each anniversary year you will be reimbursed for the purchase of up to 4 Upgraded Boardings which are positions A1-A15. Upgraded Boardings may be purchased at the departure gate or ticket counter on the day of travel only, when available. Price of Upgraded Boardings is based on your itinerary

†Offer Details

Not sure whether early bird is considered a upgraded boarding
Also note you will not know if you can get upgraded boarding until you get to the airport


Anyone care to speculate on how Product Changing from Plus to Priority would impact the posting of anniversary points? My cardmember anniversary is coming up, and I was thinking about converting, but from reading their terms, it sounds like converting now would mean missing out on the Plus anniversary points, and not getting the Priority anniversary points for another year.

This also sweetens the pot a bit if you go for the full 65,000 points— “You’ll earn 1,500 tier qualifying points (TQPs) for each $10,000 in purchases up to $100,000 in purchases annually which equal 15,000 TQP. TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status.”

TQP are hard to quantify, I value them maybe a bit generously at .015 each (real benefits of A-List are 25% earn bonus and free standby), though it’s another $20 or so back in value on the card with initial spend.

Any adventurous souls want to test 5/24?

Tested and confirmed, 5/24 restricted.

Thanks for doing the lords work Adam! You’re a good man

Yes, I was initially declined due to 5/24 violations but got approved after calling with a soft approach. I was able to do this 2 times now in 6 months with Chase (Sapphire in February) but I have good credit and income and that seemed to put me over the top. Worth a shot to call if you really want a Chase card. Maybe Chase is loosening up with the competition for luxury cards heating up?

Awesome to hear you had some success with a soft approach… what were the magic words?

I’m over 5/24 so getting the card is out of the quesion but I would be interested in just upgrading to it? Does anyone know if that is possible?

I got an email offering 5k points to upgrade by 9/30/18.

What does an upgraded boarding mean exactly?

Southwest Upgraded Boardings: Each anniversary year you will be reimbursed for the purchase of up to 4 Upgraded Boardings which are positions A1-A15. Upgraded Boardings may be purchased at the departure gate or ticket counter on the day of travel only, when available. Price of Upgraded Boardings is based on your itinerary. Anniversary year means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Eligibility for Upgraded Boardings for accounts that switch to this product: Account open date is the date the switch is official in the Chase system. After you make your purchase with your Southwest Rapid Rewards® Priority Card, you will receive a statement credit for the price of the Upgraded Boardings. Statement credit and purchase of Upgraded Boardings may not post on the same statement; please allow up to 8 weeks for the statement credit(s) to post to your account. You may purchase all 4 Upgraded Boardings at one time or on separate flights; you will only be reimbursed via statement credit for the first four Upgraded Boardings you purchase during your anniversary year. Account must be open and not in default at the time the statement credit is posted to your account.

I’d have to assume it’d mean you’d get A1-A15

In the terms it says you have to purchase it at the airport so usually they are selling the leftover business select tickets. So it seems Josh is right.

“Upgrade your boarding position for only $30, $40 or $50. With Upgraded Boarding, you can get in the A1 – A15 boarding group for just $30, $40, or $50, depending on your itinerary. Ask a friendly Southwest Airlines Customer Service Agent at your gate before the boarding process begins.”

Definitely a lot cheaper than Biz Select if you’re on an Anytime Fare.

As a note I’d also assume you get the points for the purchases @ 2ppd (and can use the $75 TC to recoup it) so at max thats another 400 Points, plus you get to use the TC.

This is probably understood, but it’s worth noting that the travel credit seems only usable against Southwest flight purchases. I presume taxes and fees on award bookings would be offset. GCs are not excluded so maybe they will work as well. Actual terms below.

“A statement credit will automatically be applied to your account when your Southwest Airlines Rapid Rewards® Priority Card is used for purchases (excluding Upgraded Boardings and inflight purchases)”

this isn’t actually so bad. If you do go for the additional points on 15K spend, you get the original 1x @ 15K= 15K points. Plus the bonus of 25K points. Total of 40K points, which nets you 2.66 points per dollar spent. That’s a decent card imo, considering the annual fee is offset by credits. Not a WOW card, but definitely consider it………once my 5/24 is up of course. Come on February!!!!!

This is most likely restricted by 5/24 as well. We’ll have to wait for DP’s to confirm

Also worth mentioning, you would be 73% of the way to companion pass from the 65K bonus and 15K spend. If you fly a few revenue tickets and spend a bit more it’s possible to get the remaining 30K for companion pass without another southwest biz card.

People that keep the Premier would come out ahead by changing to this new card.

An extra $50 AF gets you $75 credit, 1,500 RR, 4 upgraded boarding credits, and in-flight discounts

+1, and I did so for the reasons you sighted

I’m disappointed as far as using this to get a Companion Pass. It only offers 5K more points than the regular SW card when it was at its peak last year. The additional $15K spend to get the extra 25K points makes it extremely difficult to earn those points within a calendar year in addition to trying to get the extra 45K for the Pass. I also thought it would include A1-15 boarding, but this is only 4 upgrades per year, when available.

As a whole the card is actually pretty decent, just not good enough to get a Companion Pass.

Bonus seems low. Got 60k bonuses twice last year on both flavors personal card with 2k spend. I think they need to raise that bonus if they want to get people to sign up. I am lol/24 and so is my wife so I won’t be seeing this card.

Confirmed, 5/24 restricted.

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