Offer at a glance
- Maximum bonus amount: $100
- Availability: Alabama only, 29 counties. Full list here.
- Direct deposit required: Optional
- Additional requirements: 10 debit card transactions or direct deposit
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Can fund up to $1,000 with a credit card
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: None listed
Contents
The Offer
- Alabama Central Credit Union is offering a $100 referral bonus. To qualify the new account must have a direct deposit or 10 debit card purchases within the first 30 days.
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Central checking has no monthly fees.
Early Account Termination Fee
I couldn’t find any mention of an EATF, but I also couldn’t find a proper fee schedule.
Our Verdict
Not sure how the referral actually works, so if anybody signs up and wants to refer please explain it in the comments below. Also let us know if hard/soft pull and if you can fund with credit card.
Hat tip to reader Bockrr
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- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
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- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
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- Bank Bonus Posting Times
