Posted by William Charles on July 20, 2018

Published on July 20th, 2018 | by William Charles


Chase Southwest Rapid Rewards Priority Credit Card Full Review & F.A.Q’s

Earlier we did a post on the details and initial impressions of the new Chase Southwest Priority card. This is a more detailed full review and we will also answer some of the more frequently asked questions.

Card Overview

  • $149 annual fee, not waived first year
  • Sign up bonus (obviously subject to change). Up to 65,000 points:
    • 40,000 points after you spend $1,000 within the first three months
    • An additional 25,000 points after you spend a total of $15,000 within your first year of account opening
  • $75 Southwest annual travel credit
  • Four upgrade boardings per year when available
  • 20% back on in-flight drinks, WiFi, messaging and movies
  • No foreign transaction fees
  • Earn tier qualifying points towards A-list status
  • Card earns at the following rates:
    • 2x Southwest points per $1 spent on Southwest and Rapid Rewards hotel and car rental partner purchases
    • 1x Southwest points per $1 spent on all other purchases

Card Benefits

A lot of the benefits talk about an anniversary year. Anniversary year is defined as ‘the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year.’

$75 Southwest annual travel credit

This card gives you an annual $75 travel credit on Southwest purchases. This credit is based on your anniversary year rather than your calendar year.

Upgraded boardings and inflight purchases are excluded. I assume this is because you receive four upgraded boardings annually for free and inflight purchases get a 20% discount and it’s too difficult for the system to apply the two sets of rules.

Upgraded Boardings

Every anniversary year you will be reimbursed for the purchase of 4 upgraded boardings. Upgraded boardings are positions A1-A15. These can be purchased on the day of travel only at either the depature gate or ticket counter and aren’t always available. Price of these upgraded boardings varies based on the itinerary, I think it’s usually $30-$40.

The benefits of being in this boarding position is you may be able to get an exit row seat (and at worst you’ll get another seat you want) and you can find overhead bin space.

20% Back On In Flight Purchases

You receive 20% back (in the form of statement credits) on the in flight purchase of drinks, messaging, movies, and Wi-Fi. This will appear on your statement within 1-2 billing cycles. Authorized users also receive this benefit

Tier Credits

For every $10,000 in purchases you make you’ll earn 1,500 tier qualifying points (TQPs), you’re limited to $100,000 in spend or 15,000 TQPs. These can be used towards qualifying for A-List status (35,000 TQPs or 25 qualifying one way flights) or A-List preferred (70,000 TQPS or 50 qualifying one way flights).


Can you product change to this product?

Yes it’s possible to product change to this product. Chase is currently offering some selected cardholders 5,000 points for doing so. More information on that here.

Does the Chase 5/24 rule apply to this card?

The Chase 5/24 rule has applied to all other Southwest cards for some time. Readers are also reporting that it applies to this new card as well (1, ,  .

When does the sign up bonus end?

Currently it’s marked as ending on August 22nd, 2018. I suspect after this date the sign up bonus will be lowered, thus making it harder to get the Southwest companion pass just from the sign up bonus on this card and a business card. People like to time it so their points post in January, that way you get the companion pass for the rest of that year and then the following year as well. That being said given you need to spend $15,000 to get this full bonus it’s also entirely possible they will keep this bonus long term.

Is the Chase Southwest Premier card still available?

This application page is still live. Chase is only advertising the Plus & Priority card (at least on the Priority card landing page), so they might plan to discontinue the Premier in the future.

Is the card metal?

No idea. I’m guessing no since it’s not advertised as such but metal credit cards are so common these days it’s hard to know for sure.

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The FAQ>Product Change section seems to be missing a link (presumably “here” should be hyperlinked)

Added, thanks

In the past I have received SW CP with two personal cards. Can we plan to get the CP with the plus and the newly launched card?

nope not anymore

No, you can’t. Chase installed a one personal Southwest card rule in April, similar to their one Sapphire rule. But you can get one SW Biz and one SW personal to get a CP.

I haven’t read about it in a while but aren’t you still technically able to get both personal with a same day double dip the same same way you get around the csp/csr sapphire rule

I applied for the upgrade yesterday from my Premier to the new Priority. Interested to find out whether/when they’ll charge the annual fee, because I just paid my $99 fee on 6/1 for Premier. Hoping I get to just pay the $50 difference and get all of these newer perks of the Priority.

I also just updated my Premier to the Priority yesterday. I had just paid my $99 AF for the Premier card in June. Today, I received a $99 credit on my account. So, yes, they will effectively apply the $99 to your Priority AF.

Hi Josh – Any idea as to whether they did a soft or hard pull for your upgrade?

No action on my request yet. They said it could be 4-6 business days until I hear anything…

You will receive a pro-rata refund of your $99 Premier annual fee in a week or so. In two to three billing cycles you will be charged the $149 Priority annual fee.

If you upgrade from Premier to the new Priority, are you eligible for the signup bonus or not? Also, I’m well over 5/24 so would I not be able to upgrade? TIA to anybody that can help.

If you upgrade (meaning product change) it wouldn’t matter if you’re 15/24 it’s definitely possible, but you do not get the sign up bonus only the perks that come standard with the Priority card.

So if I upgrade my Premier now (account anniversary was Feb 2018, will I get 7.5k anniversary points in Feb 2019, or July 2019?

In addition to that question, when would poster pay the $150 annual fee, and when would they get the $75 statement credit? Upgrade would not make sense if you pay the fee now since you would be paying $150 for 5k points and $75. But if you get the 5k and $75 now and then pay annual fee later it would be a better proposition

William Charles , do you think bonus points contributing to the CP is at any risk? I was worried that if this card came with a huge bonus they might start excluding welcome offer points from the CP, but at 65k it seems like this may be safe.

Am I missing the part about cardmember anniversary points?

I doubt it. The spending be threshold is so high to receive the whole 65,000 point bonus it would probably take most people half the year to get there. After the 15,000 points you would receive for your spend you would still be 30,000 points short. So yeah, you could still get the companion pass, but the timing it out and getting it for two years is a thing if the past for most people.

Any idea if in the future the sign-up bonus would be increased or the structure would be different? I rather have something like 50k for $2k min spend of 60k for $3k

Hi! Sorry to post in an old news post, but

did anyone get this card? I was wondering if it comes as a Visa or Visa Signature and also if it turned out the card was metal or that encapsulated metal like the Amazon card?

Can u do direct deposit on the card

You guys left out the 7,500 points at each annual renewal from the post. It’s mentioned other places on your site, but should probably be included here on your “full review” page for this card. It’s a pretty huge benefit, since it’s worth roughly $100. Combine that with the $75 annual credit and you have more than made up for the annual fee.

If your anniversary date is coming up and you don’t have any southwest flights coming up, can you just buy a $75 southwest gift card to get the $75 travel credit? I’d hate it to go to waste…

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