Chase Ultimate Rewards 10% Discount on Many Gift Card Redemptions (Lowe’s, Happy etc)

Update 10/3/21: Deal is back with different brands. Hat tip to GC Galore

The Offer

  • Chase Ultimate Rewards is offering a 10% discount on numerous gift card brands for points redemption.
    • Fanatics
    • Gap Options
    • Happy Birthday
    • Happy Dining
    • Happy Moments
    • Hello Fresh
    • Jiffy Lube
    • Lowe’s
    • Macy’s
    • Maggiano’s
    • Spafinder
    • Topgolf
    • Yankee Candle

The Fine Print

  • All available denominations are eligible for the discount
  • Both physical and digital gift cards are eligible

Our Verdict

The Pay Yourself Feature or transferring to a travel partner are much better value. This seems to be a recurring deal with different cards each month.

Hat tip to GC Galore

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Fathiss
Fathiss

It is surprising someone would go for this when they have the Pay Back feature at 25%. But I forget there are so many out there not playing the game and don’t know.
Yesterday I was in line at a hard hardware store and behind a man paying with a IHG credit card. I was tempted to educate him but caught myself before I ended up looking the fool. I have to remember, Just let it go…..

DP
DP

Maybe he was working on a SUB

Fathiss
Fathiss

Yea maybe…good thing I kept my mouth shut.

I don't understand
I don't understand

If all he has is the ihg card are you going to tell him to put all the stuff back and go apply for another card?

GoPack
GoPack

Not really a good option for people with a Freedom Flex card, that’s why.

Lam3tta
Lam3tta

I didn’t know this was a thing. I appreciate the post!

Madeforatc
Madeforatc

This rate isn’t even good to redeem. I suggest saving your points for at least PYB/Transfer partners.

Z
Z

Any chance they are exending the pay yourself back? It’s better deal for CSP and CSR on doordash (dining)

Yawgoog
Yawgoog

There are limited numbers of some of the discounted cards; it’s a good idea to buy the cards at the beginning of the month.