Posted by William Charles on January 22, 2020
Credit Cards

Published on January 22nd, 2020 | by William Charles

42

Chase United MileagePlus Explorer – 65,000 Miles Publicly Available (Last Day)

Update 12/18/19: Deal now expires 1/22 instead of 1/9

The Offer

Direct link to offer

  • Chase is offering a bonus of up to 65,000 miles on the Chase United Explorer personal card. Bonus is as follows:
    • 40,000 miles after $2,000 in spend within the first three months
    • An additional 25,000 miles after you spend a total of $10,000 within the first six months

Card Details

  • Valid until 1/9/20
  • Annual fee of $95 waived first year
  •  Chase 5/24 rule applies to this card
  • 25% off in flight purchases when using your card (including WiFi and food/beverages)
  • $100 Global Entry/TSA PreCheck credit
  • Card earns at the following rates:
    • 2 miles per $1 spend with United Airlines, restaurant and hotel purchases
    • 1 mile per $1 spend on all other purchases
  • Last seat availability
  • Miles don’t expire
  • Free checked bag when you pay with card (for 2 people)
  • Priority boarding
  • 2 Club passes per year
  • No FX fees

Our Verdict

We saw a similar deal earlier in the year for 60,000 points, but only required $8,000 instead of $10,000 spend. We also saw this same offer late last year. Most people won’t be eligible due to the 5/24 rule, but with the introduction of the Sapphire 48 rule I’m guessing more and more people are using a 5/24 slot on this card. If you can use United miles then this is as good as this offer gets and it makes sense to sign up. Because of that I will be adding this to our best credit card bonus post. If you have any questions about this card or Chase cards read this post first as your questions are most likely answered.



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Jon
Jon

10k is quite a high spend for on 25k points. Not sure if this is worth unless you have naturally high spend already

Jags
Jags

For the irrational folks always staying at or under 5/24 I guess it makes sense. At the end of the day it is an extra 3.125 pts/$ spent.

J
J

For my parents who can only manage 1 new card a year…

TravelingTricks.com

Me and my wife manage the perpetual 4/24 (x2) by going hard on the Biz cards… oh ya and having a kid limits how much we can redeem anyways.

OyVey
OyVey

I’ll bite, why irrational? Is everyone who doesn’t MS irrational?

A
A

JUST got this card recently (not even 2 weeks) under the old offer. Sent a message seeing if they would match to higher bonus.

A
A

Got a response saying they would match it when I met the spending requirements. Told me to respond to the SM after meeting the spend and they would add the difference in points.

bungalo
bungalo

Is there still a no AF option to PC this to after the first year?

HaveMiles
HaveMiles

Have you asked if they let you PC to the TravelBank card?

https://www.chase.com/personal/credit-cards/united/travel-bank/earn-rewards

Mary w
Mary w

Yes. It’s useless but will preserve credit history.

Radster
Radster

Not entirely true. The no fee version still provides enhanced reward flight availability.

CanalStreet
CanalStreet

I had the no fee version for years, then they suddenly slapped a $65 annual fee on it so I cancelled.

Neil Degrasse
Neil Degrasse

hmm? I just downgraded to the no-fee card. Are all of the no-fee cards gonna get $65 annual fees?

jim
jim

65K UA miles is like $300. UA miles are horribly devalued. flight that used to cost 35K miles now cost 90K miles and 12.5 domestic one way now cost 25K miles or more.Even if it is 500k miles bonus, still useless due to high spend req and all those tricks to spend those within 3 months are gone. Now for me it is only high bonus with less spend req, very rare but I am not desperate.

K-Man
K-Man

Just this week I got econ one ways to LON from US for 30k in June, so some decent deals to had.

Staradmiral
Staradmiral

65k UA miles is like $1200-$3000, you must really not be redeeming right. I just bought two flights for 7k miles each which would have cost $120 each. The maximum for a domestic saver award is 12.5k not 25k. Don’t look at everyday awards.

I could get like 3 round trips out of that 65k

Jim
Jim

Don’t look everyday awards? Don’t you know that saver award almost NEVER exist? Most one way Domestic coach aware that you cAn find on United website starts from 20K 80K miles . International award to Europe or Asia start from 90K miles. So 65K mile is worth about $300 max. No need to paint a rosy picture !

George
George

Looking at EWR-FLL, direct, 2pax, there’s Economy Saver availability on 22 days in March and 17 days in April:
March 2, 3, 7-11, 14-18, 21-26, 28-31
April 1, 14, 15, 17-30

With the card, it seems the dates don’t change (unless there’s an error on their page), but picking almost any date, I see more flights at the Saver level when logged in.

Of course, the revenue prices are generally cheap ($60-$100 in BE) and the award prices are mostly 12.5k, so the valuation for BE, and often Economy, is under a penny. Assuming an award fare of 12.5k, and an $80 BE fare, the valuation is between 0.60 and 1.12, depending on if you want to reserve seats, bring a carry-on, and/or check a bag. All options are higher than $300/65,000=0.46cpp, and I pulled the route out of my ass (in peak season, too). There are much, much better redemptions, and a somewhat savvy traveler can easily average 1.3cpp. I don’t book under 1.4cpp at all, and I’ve been earning and burning consistently.

Terry baker

I got r/t Europe for 36k on cyber Monday. You just gotta jump on the sales.

Lrdx
Lrdx

You can redeem miles for flat 1 cent with this card as statement credit, that way it’s minimum $650 (minus opportunity cost for spending $10k on proper cashback cards).

1120
1120

@jim is correct in that United has trashed the MP program. I also think that, beyond the SUB, this isn’t a card I want. However, there’s still plenty of value in 65K points. My wife and I got round trip J seats to Turkey next year for 70K per leg. If anyone does get this card, I recommend using the miles ASAP. I suspect a devaluation of partner award flights is coming before too long.

Brendan
Brendan

Chase Ink Preferred is definitely a far superior card for accruing United Miles.

Brandon
Brandon

Why not sign up for both?!!

CanalStreet
CanalStreet

But you don’t get preferential seating like the United card and there are more flights available when using miles.

HaveMiles
HaveMiles

In card details section, post says “ Valid until May 16, 2019”.

Mary w
Mary w

If you aren’t going to spend 27k on this card, find a friend to give you a referral. You’ll get the 40k miles for 2k spend and your friend will get 10k for referral.

Neil Degrasse
Neil Degrasse

I’ve had this card one time before (2 years ago) and downgraded it into the regular Chase United card.

Can I get this card again with the bonus?

Matthew
Matthew

It goes by date the bonus was received. If you received the bonus 2+ years ago you can get it again.

Dan
Dan

Does anyone know if eligibility is two years from the date you received the bonus or from the month? I last received the bonus on January 2, 2018, so presumably if I wait until the January 3, 2020, I will be eligible for the bonus, correct?

CericRushmore
CericRushmore

Yes, I would give it a few extra days just to be safe though.

Newbie
Newbie

Which offer is better:
United : $0 AF, 65k after $10,000 spend or
Alaska (targeted): $75 AF, 65k after $8,000 spend

James Bond

Depends a lot on your main hub airport and flight needs. Do some sample reward searches from your hub airport and make a decision. In my case, both offers are good, although the min spend is on the high side.

dizzy

Also depends on your 5/24 status

F Y
F Y

I got a targeted offer of 40k +200 credit with 2k spending. to me 200 credit is better than 25k with 10k spending

Chunk
Chunk

where did you see that targeted offer?

Captain Greg
Captain Greg
Ro
Ro

“This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.”

I got a 55k bonus for this card back in March of 2018
Then another 4k bonus for hitting $10k spend in July of 2018.
I downgraded to the no annual fee version in February of 2019 (which I’ll call and close soon)

So do I need to wait 2 years from the initial March 2018 55k bonus?
Or wait 2 years from the additional July 2018 4k bonus?

Chuck
Chuck

Any idea what the next SUB offer will be on this card?

Jon
Jon

Probably will go into another 3 months of no extra bonus, just the default 40k offer. Every public offer they’ve had for the past 2 years has been 40k or some pretty meh variant

Thelement
Thelement

Good. This offer is pretty bad. You could spend $10k on 2 SUBs and get twice as many miles and more passive perks on a great variety of cards. I’m hoping they will see a drop in usage and try to incentivize, although frankly if I was the airline I’d also favor a high spend and a crap bonus. The 75K/5K biz offer last year was pretty nice, wish I had jumped on it.

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