Posted by William Charles on January 29, 2018
Credit Cards

Published on January 29th, 2018 | by William Charles

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How To Check Your Credit Card Application Status With Each Issuer

This post contains links to check your status with the major credit card issuers and smaller issuers as well. If a card issuer is missing and you know of a working link, please let us know in the comments. You might also find these other resource pages useful:

American Express

Direct link to check status

They require your full SSN and zip code.

Bank of America

Direct link to check status

Bank of America requires last name, date of birth, last 4 digits of social security number and your zip code.

Barclaycard

Direct links to check status: Personal & Business

They require last name, zip code, last four SSN & e-mail address.

Capital One

You cannot check your application status with Capital one online. You can call them on  800–903–9177 or try one of the other reconsideration numbers.

Chase

Chase does not have an online application status checker unfortunately. You can call them on 800-432-3117 to check your status that way though.

Citi

Direct link to check status

Citi requires your application ID and your zip code. If you’ve lost your application id you can enter your primary phone number, zip code and date of birth to check instead.

Discover

Direct link to check status

You’ll need to enter your zip code and full SSN to check your status with Discover

U.S. Bank

Direct link to check status

You either need to log in with your online banking details or with a passcode. To get a pass code you need to enter your last name, e-mail address, date of birth and social security number. I also think the above link might only be for loans instead of cards, if that’s the case you’ll need to call (800) 947-1444 instead.

Wells Fargo

Direct link to check status

You either need to login via your online banking details or provide your last name, date of birth and access code (you can also request a new access code).

Smaller Issuers

Comenity Bank

There is unfortunately no way to check your application status with Comenity Bank.

Credit One Bank

Direct link to check status

First National Bank of Omaha

Direct link to check status

You can check the status of both personal and business applications using this link. Standard information is required (zip, last four of SSN & phone number).

Synchrony Bank

There is no way to check your status with Synchrony Bank.

TD Bank

You cannot check your application status online with TD Bank. Instead you must call  (888) 561-8861

USAA

There is no way to check your application status with USAA.



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Lantean
Lantean

sort of OT… i forgot the answer to this…c an we apply for two Amex biz cards in a day? if not, how many days in between? Thanks.

slewinter
slewinter
TomT
TomT

The BofA status checking site seems to be very inconsistent. It used to always show the correct status for both me and my wife. After we each submitted applications for some of their business cards, all of which were eventually approved, it started to return “The information you entered does not match our records. Please enter your personal information as it appears on your submitted application.” However, occasionally, after a business card was approved, our status would appear, only to revert back to the error message when no other cards were pending. Has anyone else had this experience?

thomas
thomas

+1 for me, minus the approval part lol

Rob
Rob

The question is should I call? I am waiting to hear back from Chase on a CSR (probably not going to get it as I think I’m over 5/24). Would calling stir the pot and make someone look at it and decline it that normally woudln’t have?

JC

Greetings William!

Several banks applications online have been denied because of unable Verify Identity (Specifically Santander Bank, M&T, PNC Bank, and Ocean First Bank). None of those applications have been asking for Identity Verification, as the ones that sometimes are asked for CC (regarding Credit Report info). I am 100% positive that all the info is completely accurate. My ChexSystem and Credit Bureaus info are fine. No negative info whatsoever. As far as you know, is there any way that I can fix this? Thank you!

Dima

While trying to get the status of my Cathay application, I was given the direct number for Synchrony credit analysts 855-305-9906 before getting transferred there. Now I’m in the middle of the Pacific so can’t call to verify if that number actually works but could be helpful to some.

TWoK
TWoK

855-305-9906 worked for me to get application status from Synchrony. Note they said after 48 hours they can no longer reconsider a declined application.

Alex
Alex
Dima

Just noticed the application status checker on Chase website. It appears that you have to be signed into your existing account online, then you can use this link:
https://apply.chase.com/Secured/MyApplications.aspx

Alternatively, once signed in, go to Manage Accounts link under Customer Center on the right hand side. From there, scroll to the bottom on the right hand side and you should see NEW! Check my application(s) status under Open a New Account.

Dave
Dave

Doesn’t seem to track business card applications. I have one pending, but the message is “You don’t have any active Chase applications at this time”. I am logged into an account with access to both business and personal accounts.

Dusty
Dusty

It should be noted that this only works for those still on the old UI/layout. I don’t have my biz cards linked right now, and can’t find the equivalent of this. There is an application status item in the left slide-out drawer, but it appears to only be for auto loans and mortages.

Ian
Ian

Calling the Chase number asked me to enter my SSN, and after I did it transferred me to a live representative… which was surprising since I was trying to get the automated status message.

CeCe
CeCe

Barclaycard is kind of confusing. It said I was denied but then I received an email that said I was approved.

MarcoPolo
MarcoPolo

Citi application status worked flawlessly.
Thanks DoC

Yet Another Redditor
Sam
Sam

Barclaycard requires your last time to what? Last time you used your real name?

patrick
patrick

How about HSBC

Tom
Tom

I absolutely can’t get the Wells Fargo status page to send me a code. Their email is not going to my spam folder, and I attempted to get the code I need 5 times.

Not really interested in phoning in — a bit worried that might affect the decision.

TomT
TomT
MikeTheCreator
MikeTheCreator

us bank phone number is outdated, it doesnt work anymore

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