Posted by William Charles on August 11, 2016
Credit Cards

Published on August 11th, 2016 | by William Charles


Citi Now Limiting You To One ThankYou Point Bonus Per 24 Months

Update2:  New rules not in place until August 28th, 2016.

Update: this actually applies to all brands (e.g Hilton, Expedia & American Airlines). Read our full post here. I’ve turned the comments off for this post to keep discussion on that post.

Back in April Citi changed the terms on their credit cards to state that you couldn’t receive a sign up bonus on a specific card if you had opened or close that card within the previous 24 months. Before that the limit was 18 months. Unfortunately, they have added another restriction to ThankYou cards. Now you cannot get the bonus if you’ve opened or closed any ThankYou card (ThankYou Preferred, ThankYou Premier or Citi Prestige) within the past 24 months.

citi thankyou point bonus change

I don’t see the same restriction on their American Airline earning cards, so it looks like it’s just restricted to the Preferred, Premier & Prestige cards currently. Card issuers are definitely making things increasingly difficult for people trying to churn sign up bonuses. We’ve updated our list of churnable cards here. Also we don’t have confirmation if Citi is actually enforcing this new rule or not, but I suspect they are.

Hat tip to reader Tom


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