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Ryan
Ryan

Can confirm this still is true. I was approved for personal AA platinum on 10/9/17 and was told I have until 1/23/18 to meet the spend requirement.

Linda
Linda

I also recently had a good interaction with Citi. I called to pay my credit card bill one day late. The customer service rep took my payment and offered to keep an eye to waive any late fee should it appear on my account a few days later. She kept to her word and the fee was waived a few days later after it hit my account.

Mike B
Mike B

Citi has really been stepping up to the plate lately with their improved sign up bonuses, rules for getting bonuses again, and now this grace period. It seems they want to establish good customer relations which in turn should be rewarded back to them with consumers spending more on their product lines. In situations where I have a choice and everything is relatively equal between a Citi card, a Chase card, and an Amex card, I will be leaning more and more towards using my Citi card as a way to show my appreciation for their efforts to help out their customers.

SE
SE

Totally agree. I’ve been voting with my feet in regards to Chase’s new > 5 cards in 2 years ridiculousness. Only using Chase when 5x is in play, otherwise I am happy to show my appreciation to Citi via increased utilization. This is how markets work, people – if you don’t like the status quo ie Chase’s draconian requirements, then stop supporting the status quo …

anthonyjh21
anthonyjh21

I opened a Chase bank account earlier this year and received my $300 bonus. Initially my thought process was to keep the account through next year in hopes of applying for other Chase cards with the idea being a banking relationship would increase my approval chances.

But now? Naaah, closed it last week. Set a reminder as to when I can churn the bonus again next year. Going to do it a la Hangover style https://www.youtube.com/watch?v=pXYU7FDqxp0

Chase knows they’re going to get fallout from their recent changes. My guess is they’re underestimating the damage. There’s been a lot of positive changes with other card providers this year and they’re not the only show in town.

David
David

Now if only they would get better at matching recent offers when better offers come out. I tried so hard to get my 40k HH offer matched with the (I think) 60k offer that came out a week later. 4 agents would not budge.