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Master Allan
Master Allan (@guest_1120504)
January 2, 2021 10:32

What section shows the available travel credit remaining? I looked for 15 minutes this morning and could not find it.

toomanybooks
toomanybooks (@guest_1120460)
January 2, 2021 07:03

Thinking of giving up Prestige and downgrading to Rewards+, annual fee is due tomorrow. Wife also has Prestige and I got no retention offer.

Am I missing anything? Thanks.

CongestionCharge
CongestionCharge (@guest_1120486)
January 2, 2021 09:02

I think you could spend $250 at grocery today, have it refunded on the upcoming statement close and still have ~30 days to downgrade. Although you’ll still have to pay the AF and then be refunded ~$410 of it when the product change is official.

Kafka
Kafka (@guest_1120534)
January 2, 2021 11:53

Note that the credit won’t be applied until your statement closes.

toomanybooks
toomanybooks (@guest_1120547)
January 2, 2021 12:24

Thanks.

toomanybooks
toomanybooks (@guest_1120550)
January 2, 2021 12:29

Thanks. Can you explain the figure of $410? Prestige annual fee is $450 and Rewards+ is free, yes? Is that because I will have had it a few weeks? Maybe I should keep my Prestige and dump wife’s when it renews later this year. Probably should keep one.

CongestionCharge
CongestionCharge (@guest_1120556)
January 2, 2021 12:47

I think it’s $495 now and I believe how it works is they refund you a prorated annual fee based on when the product change actually is finished by Citi. So let’s say the PC is effective 60 days after your AF posts then you’d be refunded ~83% of the annual fee.

toomanybooks
toomanybooks (@guest_1120598)
January 2, 2021 14:18

Thanks. Mine is $450, maybe grandfathered in from when I used to be Citigold?

CongestionCharge
CongestionCharge (@guest_1120615)
January 2, 2021 15:01

Hmmm maybe. Mine is $495 but I’ve never been Citi gold

toomanybooks
toomanybooks (@guest_1120627)
January 2, 2021 15:33

Sorry, it is $495.

Pat
Pat (@guest_1120406)
January 2, 2021 00:26

Can you PC another account to this card after downgrading Prestige to avoid 2nd annual fee?

Kafka
Kafka (@guest_1120463)
January 2, 2021 07:11

Rewards+, Premier, and the old Preferred can be changed to a Prestige, yes.

Pat
Pat (@guest_1120560)
January 2, 2021 13:04

Not DC? Might be a no brainer to PC to Prestige every year to get 5x dining and travel + 4th night benefit for free.

Is PC to Citi dividend still an option?

George
George (@guest_1120691)
January 2, 2021 18:19

I’ve seen DPs of PCs from pretty much every Citi card to pretty much every other Citi card.

Matt J
Matt J (@guest_1120358)
January 1, 2021 23:19

Is this a no brainer to apply for? 50,000 points plus $250 in restaurants?

Kafka
Kafka (@guest_1120465)
January 2, 2021 07:19

Definitely seems that way in year 1: if your member year straddles two Decembers, you can get two $250 credits for a $495 fee, plus a sign-up that’s worth $500 as cash, minimum.
In year 2 and beyond it probably depends on whether or not you can use the “4th night free” hotel benefit. 5x dining and air/OTAs is great, but you’d need to spend a very large amount to actually make that, Priority Pass, and Global Entry worth $245.
Equation changes a bit if you’re Citigold and the annual fee drops to $350, of course.

Creditian
Creditian (@guest_1120331)
January 1, 2021 22:18

Safeway $500 vgc $10 coupon expires tomorrow, after $5.95 fee would be $495.95 plus Prestige $250

DasApache
DasApache (@guest_1123783)
January 7, 2021 16:17

Creditian you were reimbursed for a virtual gift card? I read in the fine print online supermarkets don’t count. Did it work?

Creditian
Creditian (@guest_1123805)
January 7, 2021 16:33

Safeway has constantly promotion “at store”. Need to load $10 coupon on Just for U.

Scotty
Scotty (@guest_1120314)
January 1, 2021 21:45

Interested to see what up for the Marriott/Ritz/hilton card credits for 2021 and the CSR after july 1st.

Jeremiah
Jeremiah (@guest_1120304)
January 1, 2021 21:31

Given that I always cash this credit out using a refundable ticket, not especially earth shaking. Still, ends up gelling nicely with the 5x TYP at supermarkets offer I got. One $500 VGC to get 2,500 TYP and the $250 credit.

Jake
Jake (@guest_1120293)
January 1, 2021 21:12

Please, Amex follow the trend.

Abey
Abey (@guest_1120307)
January 1, 2021 21:38

Amex only follows Citi by being Chitty…

TB
TB (@guest_1120341)
January 1, 2021 22:41

Sorry, can’t do that but here are some free memberships from Calm and Blinkist worth $250!!!

Card
Card (@guest_1122238)
January 5, 2021 06:52
  TB

Wouldn’t be surprised if Amex is paying Calm less than 10 cents on the dollar for people enrolling via this channel. Or could even be a flat yearly amount.

If crappy Calm can be a subscription, we’re not very far from the time they ask to you pay a monthly subscription for the same t-shirt.