Citi Rewards+ 10% Bonus Works when Redeeming Points from Other Cards (10,000 Points)

Harlan at Outandout reports that the Citi Rewards+ card does earn its 10% redemption bonus even on points earned on other cards, provided the ThankYou accounts are linked.

The Rewards+ card has two unique rewards advantages, one being the points round up and the other being the 10% bonus on points redemptions, up to 100,000 points redeemed per year (10,000 points bonus). If you combine your Rewards+ ThankYou account with another ThankYou account, such as Prestige, Premier, or AT&T, any points redeemed get the 10% bonus.

The Rewards+ card has very limited travel partners, but by linking your ThankYou accounts, you can have your cake and eat it too: you’ll have the transfer ability from the Prestige/Premier and still get the 10% bonus from the Rewards+ card.

This obviously takes the Rewards+ to another level since it’s basically free 10,000 ThankYou points per year for anyone who is redeeming ThankYou points anyway. It’s possible they’ll change the system at some point in the future, so I wouldn’t bet on this forever, but it does make sense that once accounts are linked you’ll get the bonus with those redemptions.

In the example of the Outandout post, above, Harlan had success when transferring to travel partners. It should work with gift cards or travel redemptions or cash redemptions as well.

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MisterBill
MisterBill

So I applied for the Custom Cash and TY Premier cards this year with 30k and 80k bonuses and have those and my Rewards+ cards linked on a single TY account. I’ve read about the 100,000 point limit, but I just realized that I am now at 126,810 points redeemed for the year, yet I just got the email saying that I am getting the 10% bonus on this latest redemption of 10,000 points from my Premier signup bonus. Not sure if I should keep going or wait until January to redeem the reset. I suppose I could keep doing it in small chunks and stop if the 10% bonus emails stop coming.

I guess I’m wondering if anyone has actually found the real limit.

FN
FN

Just to clarify, if I convert the Dividend to Rewards+ like they’ve been hounding me to, and then apply for Citi Custom Cash and max out the $500 every month, I will get an extra $100 (10000 points) each year? I don’t know how many points I get for $500 spend per month * 12 for the Citi Custom Cash but assuming it is 2500 * 12 = 30000.

Thinking the guaranteed $100 per year is better than the max $300 from Citi Dividend since I never max that out with the categories.

FN
FN

Think my math is wrong and if I max out Citi Custom cash, I’ll only get $30 extra per year.

Otto
Otto

Custom Cash maxes at $500 spend per month for $25 cashback. Over a year that’s $300 cashback. The Rewards+ gets an extra 10% per redemption so it would be an extra $33.33 in a year (you’ll get $30 bonus on initial $300, and then another bonus 10%/$3 on that $30, etc.).

FN
FN

Thanks Otto. Sticking to the dividend in that case.

Chris
Chris

Ah I should have read this sooner. I had a lot of points expiring from my old Citi Forward card that was converted to ThankYou Preferred when it was discontinued. I hardly used it so a couple months ago I redeemed them all and then recently product changed to a Rewards+. Guess I could have PC’d sooner and got the 10% bonus. Oops.

JaredW
JaredW

Anyone can tell me when does this 10% bonus points posted? I combined Rewards+ and Custom Cash cards together (with the Custom Cash card as the main account). I cash redeemed some points on 28 Jun. Not yet received this 10% bonus yet as on 3rd Jul

Otto
Otto

Did you ever get bonus points? I just linked a Premier and Rewards+ together and have the same question. I see other comments that they got a confirmation email after a few minutes, but I’m not seeing that.

Otto
Otto

I partially answered my own question. I redeemed points from my Premier for direct deposit, and I see the 10% back pending on my Rewards+ points summary on the Citi side. Not sure when it showed up but it was <24 hours.

Woori
Woori

Points post at the end of the billing/statement credit for the Rewards+. They should show as pending as soon as you log out and log back in, again on the Rewards+.

MisterBill
MisterBill

You should get an email a few minutes after doing the redemption.

Ken
Ken

Does the 10% rebate go to the card that redeemed the rewards or the Rewards+ card?

Woori
Woori

Rewards+ , but you need to Link your TYP accounts first, so it all gets pooled anyways.

Shyam
Shyam

Can confirm that cash redemption also triggers the 10% back.

Danny
Danny

I just transferred TY pts today to Jetblue to take advantage of the 25% bonus. I got my email confirmation about the 10% rebate coming to me on my next Rewards+ statement closing date. The jetblue plus credit card essentially makes these jb points another 10% more valuable. I’m pretty happy since this should ultimately push the value per TY pt closer to almost 2 cents for me.

Blue
Blue

Data point: The 10 percent rebate on transferred points to an account will NOT have an expiration date.

Ad
Ad

I attempted to switch the Citi Premier to Citi Rewards+ and I was told that I needed to wait a year before I could do the product change. Anyone else had this experience?

Pam
Pam

You can’t PC a Citi card until it’s 1 year old. It’s a hard rule.

Tom
Tom

The one watchout is that once joined together, you lose the ability to track your points. Practical example. Combine Premier 100k with Prestige 50k to have 150k combined TYP. Problem is you have no idea which points are which, from Prem or Pres points?
Then close Prestige because fee is too high. Once a/c closed TYP from prestige have to be used or they expire (30days?)……but you cannot select to redeem just the Prestige points, so in theory you could end up redeeming Premier points only to have the Prestige points expire several weeks later.

Please correct me if I am wrong on this.

CtownBin
CtownBin

Once the TYP accounts are linked, wouldn’t it be like it is with AMEX, where as long as you have one MR card open, all the MR stay alive even when you cancel another card? So in your case, all the points would just remain attached to the premier that’s left open. Don’t know for sure it works like this but if the accounts are linkable than I would hope…

Stefan Krasowski (Rapid Travel Chai)

Once you close an account you are on the clock, 60 days, to redeem the points from that card, however, they are the first to go out of your account for any redemption, they are no longer pooled like when the account is open.

Tom
Tom

thanks for the info Stefan……so are the points that will expire drained from the combined a/c as you redeem or are they first separated into some other holding location? Trying to work out if I closed my prestige, could I still get the 10% as I burn down the balance of prestige points in the combined a/c.