[Expired] Citi Strata Premier – 75,000 Point Offer

Update 4/9/25: Public bonus is now 60,000 points but some links are still showing 75k points. Use at your own risk.

Update 5/12/24: Card now live at this link

Original Post 5/8/24:

When searching “Citi Strata Premier” on duckduckgo it’s currently possible it see the full details of the new Citi Strata Premier card (not accepting applications yet). Card details as follows:

  • 75,000 points after $4,000 in spend within the first three months
    • Bonus ThankYou® Points are not available if you have received a new account bonus for a Citi Premier ® or a Citi Strata Premier â„  account in the past 48 months.
  • $95 annual fee (not waived first year)
  • Card earns at the following rates:
    • 10x points on Hotels, Car Rentals and Attractions booked through CitiTravel.com
    • 3x Restaurants (including takeout)
    • 3x Supermarkets
    • 3x Gas Stations and ev charging
    • 3x Air Travel
    • 3x Hotels
    • 1x on all other purchases
  • $100 off on a single hotel stay of $500 or more (excluding taxes and fees) once per calendar year through Thankyou.com
  • New insurance:
    • Trip Delay Protection
    • Common Carrier Trip Cancellation and Interruption Protection
    • Lost or Damaged Luggage
    • Car rental insurance (secondary)

Basically exact same benefits and structure as the current Citi Premier card, only difference is permanent addition of the 10x category and also 3x on ev charging. Hopefully the Citi Strata Prestige is a bit more exciting.

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Mike
Mike (@guest_2091317)
July 2, 2025 21:59

They denied my bonus by claiming that I wasn’t eligible because I had received bonus for my custom cash card. Any recourse?

PopcornChickenKing
PopcornChickenKing (@guest_2091973)
July 3, 2025 19:09

It’s possible that the terms and conditions were different when you applied for the card, but as of today the terms and conditions say:

“Bonus ThankYou® Points are not available if you received a new account bonus for a Citi Premier® or Citi Strata Premier® account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Premier® or Citi Strata Premier® account.”

Custom Cash is not Citi Premier or Citi Strata Premier so you should be eligible.

Frito Pendejo
Frito Pendejo (@guest_2086785)
June 25, 2025 19:44

My bonus posted last week. Cashing out $800 was a nice feeling! Brings back memories of the old times, before the massive annual fee coupon book nonsense. Citi can be my money friend any time.

PopcornChickenKing
PopcornChickenKing (@guest_2081353)
June 19, 2025 20:58

DP: OPC, Official Payments Corp, did not count toward my SUB spend per CSR. This is a tax payment processor. Payments to the state and IRS that did NOT go through OPC did count. All (OPC, state, and IRS) were categorized as services – tax payments. T&C section “Only Purchases Earn Points” does not say tax payments are excluded but T&C section “Merchant Classification for Rewards Categories” says “We reserve the exclusive right to determine which purchases qualify for additional points.” Didn’t feel like arguing over it but CSR did extend deadline to earn SUB by 17 days.

Abi
Abi (@guest_2074000)
June 7, 2025 13:40

Do we know when another increased bonus will happen?

favo🔗
favo🔗 (@guest_2069578)
May 30, 2025 03:01

Do they charge the annual fee when signing up or at the anniversary?

How long after opening the card can I downgrade it to a no-annual-fee card?

Thanks!

jz
jz (@guest_2074147)
June 7, 2025 20:58

favo🔗 The $95 is charged right away. I’m trying to figure out when they will charge me again. See my comment below.

jz
jz (@guest_2063853)
May 19, 2025 16:22

I got charged the annual fee of %95 on Mar 19, 2025
MEMBERSHIP FEE MAR 25-FEB 26.

Online chatted with citi rep and i was told: it will be posted along with 03/2026 statement.

Does anyone know when I will get charged again the annual fee in 2026? Try to downgrade before the fee hits. Will Citi refund the annual fee if I get canceled in 30 days or something like this?

Frito Pendejo
Frito Pendejo (@guest_2086786)
June 25, 2025 19:46
  jz

I think pretty much everyone refunds them if you cancel on renewal. I have never not had an AF refunded when I closed account as soon as it posted. I think only BoA doesn’t have it *as policy*, but always seem to refund it anyway

A
A (@guest_2047684)
April 21, 2025 22:21

Applied on 4/10 using the link in the post (before it was taken down). Citi flagged the application for possible fraud, so approval was delayed by a few days before they called to verify and remove the block. Received card today and am able to see the 75k offer in the bonus tracker in the app (on Android – select card from “My Citi” screen, then press “Redeem” button in the Thank You Points box and scroll down).

Hubbabubba
Hubbabubba (@guest_2044407)
April 15, 2025 15:31

Hey Doc. Change the 75. Its now 60. Leaving 75 up is disingenuous

KC
KC (@guest_2044153)
April 15, 2025 08:47

Got approved 3/3 and already spent 4.5k, paid everything off several weeks ago and I have about 10k points now since statement close last week. I don’t see the bonus tracker like a few people are here. Is the bonus suppose to hit last statement? Or did the bonus somehow not apply?

Pmboy506
Pmboy506 (@guest_2047112)
April 20, 2025 20:01
  KC

Following, in a similar situation. Hoping it’s within 2 billing cycles.

Pmboy506
Pmboy506 (@guest_2079009)
June 16, 2025 17:55

Update: received letter from Citi saying I opened too many cards in the past and my account is no longer eligible for the bonus. Even though signed up on page with the bonus available.

Frito Pendejo
Frito Pendejo (@guest_2086787)
June 25, 2025 19:48

Wow that is nuts. Does the fine print allow them to not pay for any reason??

Frito Pendejo
Frito Pendejo (@guest_2086788)
June 25, 2025 19:52
  KC

My bonus posted the same day my last unit of qualifying spend posted. Three days before my billing period. I had the bonus tracker and had been watching it the whole time.

It actually shows on the last unit of spend in the points activity breakdown:
June XX 2025 Evil Utility Company $350 75,350 pts
1x All other purchases 350 pts
75000X promotional bonus 75,000 pts

drennon
drennon (@guest_2043074)
April 12, 2025 07:09

Any advice on how to get the 75k offer to show? I’m clicking the link posted on 4/9/2025 and it’s giving me an error “This page is temporarily unavailable. Please try again”.

H.P.
H.P. (@guest_2043103)
April 12, 2025 09:50

drennon That link worked for me yesterday 4/11 (application denied, probably too many recent cards) but got the error today.