Posted by Chuck on November 22, 2017
Credit Cards

Published on November 22nd, 2017 | by Chuck

202

[Expired] Citi ThankYou Premier 50,000 Points Bonus Now Publicly Available Online (Working Link Found)

Update 01/15/18: Old link has expired. will update if we find a new working link.

Update: Old link had expired for some time, new working link was found. If you’re interested I’d go for this offer now.

Update: Reddit user lonely_laowai found a new working link, yay!

Update: Looks like affiliate links are no longer showing the 50,000 point bonus, but non affiliate links are still showing 50,000 points. There is still a chance this bonus will be replaced/changed shortly but for now it’s still working fine.

According to OMaaT this offer is due to ‘change’ on August 22nd. It isn’t clear how the offer will change but given that 50,000 is the highest bonus we’ve seen I imagine we will see a bonus reduction. It might also be that only the affiliate link offer will change and it will still be possible to get 50,000 points via other links. It’s also entirely possible that the bonus will increase.

The Offer

Direct Link (if you’re not seeing it, go incognito or clear cookies)

  • Signup for the Citi Premier card and get 50,000 ThankYou points as a bonus after you spend $4,000 within the first three months

Card Details

Our Verdict

This offer was spotted in branch last week, and now it’s publicly available online. A lot of people won’t be eligible for this card due to the 24 month language, and if you’ve recently applied for another Citi card be sure you aren’t bumping into Citi’s application rules either.

There was once a 60k offer publicly available, but that offer is uncommon. It still might be worth waiting to see what changes Citi possibly make to the Prestige card before going for this bonus, though that runs the risk of missing out on this since we don’t know how long it’ll last (in branch offer shows an expiry of 9/30, so I imagine it will be similar but no guarantee). Update: Prestige is coming out with a 75,000 points bonus on July 23.

As always make sure you read these things everybody should know about Citi credit cards before applying. We’ll add this to our list of the best credit card sign up bonuses.

Hat tip to tennis9z9 on r/churning 



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202 Comments on "[Expired] Citi ThankYou Premier 50,000 Points Bonus Now Publicly Available Online (Working Link Found)"

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Abey
Abey

I product changed the Prestige to Double cash. Does it count as opened/closed?

Saf
Saf

Yes, PC counts as a close.

Miles Hustler
Miles Hustler

Yes, it does count

William Charles

In branch offer shows expiry of 9/30, so I assume a similar expiry for this one but YMMV as always. Will add this to the post as well.

Wong
Wong

Is it made out of metal or plastic?

kt
kt

premier is always plastic

captainsave
captainsave

Glad i didn’t sign up for the 40k offer thru mail.

ff_lover
ff_lover

It is showing 30K offer now. How do I get to show up the 50K offer?

ff_lover
ff_lover

got it. incognito

William Charles

Try incognito

Rick
Rick

I have no success applying for Citi cards. They were my first issuer, I’m in good standing with them, never even considered churning, etc… yet, I’m instantly denied every time I apply and calling the reconsideration line never helps. Any data points on how in-branch applications may differ from online ones for Citi?

Lc
Lc

Too much credit with them? Try lowering credit line before applying? There has to be a reason. Fico score? Income? Any negative history with Citi in the past?

Rick
Rick

@Lc, 720 FICO score and have been approved for cards I’d think would be even tougher to get, like the Chase Sapphire Reserve. Never had a charge-off or seriously deliquint payment with Citi, but I hadn’t thought of my credit line with them, rather than my cumulative one with all issuers. Could definitely be a factor. All this confirms my hunch I’m better off going into a branch. Anybody else have varying experiences applying in-branch Vs online?

chaseaholic
chaseaholic

6/6 and Citi 8/65 status?

you didn’t list those your status with respect to those.

also to continue off of the guy above, stated income vs. credit extended with Citi, credit extended total on reports and do you have any large balances on your reports?

all are things to consider.

usually with churners i.e high income, high FICO, NO revolving debt Citi is less tolerant than say Chase/AXP because they make the majority of their $$$ from revolvers not transactors

ubuguy

And maybe it’s because 720 is a lousy credit score.

Steven
Steven

Any people have DP about opening a 2nd premier card while the first one is still open and get bonus? (1st card opened more than 24 months ago, and no TYP card open/close ever since). Thanks in advance!

Steven

James B.
James B.

You should still be eligible for a 2nd Premier card with the 50k bonus.

Miles Hustler
Miles Hustler

Yes. i just did this with the Prestige & got the bonus while still holding the first card. I downgraded right after the bonus posted

Marshall
Marshall

Applied and approved. I’ve waiting for a 50,000 point offer.
YIPPEE!!

Darv
Darv

Fantastic news. I had been waiting for a good offer from Citi. I have only applied for two Citi cards in the past two years, both Citi Hiltons in the past year and both denials (including one appealed to Executive Office). However for some reason they approve my wife automatically, 3/3 cards for her. This is our first entry to Thank You points. We need some flights within Europe on some odd airlines, so I hope these TY points will work for those flights. Wife was auto-approved yesterday for this offer.

Thanks, DoC.

Jimmy G

Any word on whether Hilton will cease to be a transfer partner after Amex becomes the exclusive co-branded issuer?

Alan
Alan

I have a Premier card and Prestige card- both opened more than 24 months ago. Can I apply for a 2nd Permier card and get the 50K Bonus? I

James B.
James B.

You should still be eligible for a 2nd Premier card with the 50k bonus.

Rick
Rick

So these are the “good” ThankYou points that transfer to airline & hotel partners, not the lousy, immobile ones I’ve accrued on my Citi ThankYou Preferred?

sdsearch
sdsearch

Ir’s somewhat complicated. Not only are these the “good ThankYou points, but as long as you have this card your points earned with Preferred MAY become “good” if you “transfer” them the right way and at the right time. But they may have their own independent expiration. Citi TYP keeps track of where you earned each TYP point (they call the “sponsor” account) and expires them separately. So you generally don’t want to transfer TYP points between TYP cards UNTIL you’re ready to transfer (at which point the oldest points should get used for the transfer first, if you have more points total than you’re transferring).

SS
SS

This is sinister. I was going to transfer all of my points to a FFP and cancel the card.

By the way, how do they expire the points?
I thought that they can’t touch my points in the account before the expiration date if I have activity on it. I mean the only thing they can expire my points is to have the airline devalue the points, however, do they have this much power?

Corridor
Corridor

I have a premier that was opened 25+ months ago. 2nd af just posted on the 7th. Applied last night and was asked to call for a decision. Called and was only approved for $2k but was able to move credit from other accounts for a higher limit. This happens to me on every card from Citi. This is now my 13th card with them.

Bo
Bo

I can’t apply (and get bonus) until Jan 2018. Any chance this will still be around then?

Waingro
Waingro

Nope

Elena
Elena

It’s still around. I think you got your wish granted!

Rebecca Blaine
Rebecca Blaine

What’s the easiest way to get the date I closed a Citi Premier acct?

Gadget
Gadget

Umm, I would call Citi. If it is anything like the checking account, they will just give you the month and year.

Tony K
Tony K

I have four general Citi cards and two of them earning Thank You points – ATT Access More and Preferred TY card. I’ve opened both more than 24 months ago. Also I’ve downgraded AAdvantage to Bronze recently. Does anyone have DP or suggestions on getting the Premier and Bonus 50K Thank You points? Appreciate your help!

jamesheine
jamesheine

Why is this card so high up the list? I just see it as $500 cash back for a pretty high minimum spend of $4,000. Am i missing something here?

William Charles

Recently there has been no sign up bonus on this card. It’s also no AF and points can be transferred to travel partners and they sometimes offer transfer bonuses.

AJ
AJ

Is it possible to merge Priority Thank You points into Premier Thank You points?

Xerxes Clayton
Xerxes Clayton

Can someone confirm that the bonus on this card can be used for straight cash for a total of $500?

Gadget
Gadget

Statement credit of $500 for reimbursement of recent “select category” purchases appears to be the real situation; not “cash”. My Thank You point website says “Eligible purchase categories include dining, entertainment, utilities, gas, groceries, clothing and department stores and drug stores.”

So, if you have 10 CVS charges in the first month and nothing else, you are going to have to redeem your points within a certain amount of time in order to get your statement credit. (time frame is not listed, just to make the game more fun) So, that says to me you had better have at least $500 in eligible purchases for the most recent month to apply for statement credit after the bonus hits.

Unless the Premier differs from the Preferred in this aspect, because I have had a Citi Preferred card since 2012. I just used my original bulk of sign-up bonus points for statement credit, then any remaining points accumulations for gift cards that are bona fide gifts that I give out at Christmas/birthdays, or kept for personal use. They have a limited selection IMO.

Apparently the smart money is on points transfer to travel partners. That requires travelling, which not everyone does.

James B>
James B>

I also redeem all my Citi Thank You points for statement credits and gift cards. I have more than enough frequent miles for flight redemptions, thus Thank You points are more valuable as cash than flight redemptions in my case.

This could change in the future if flight award redemptions become more difficult.

I have been accumulating Thank You points since Citi first offered them and that was before flight redemptions were possible with Thank You points. Originally Citi Thank You points only had gift card redemptions availble.

James B.
James B.

I agree that the best redemption options is very dependent on each person’s situation. Thus the “smart money” is not always with flight redemptions or points transfers to travel partners.

I also prefer to convert all my Thank You points to gift cards or statement credits. I have accumulated more than enough airline frequent flyer miles to cover all my current flight travel needs.

I started collecting Thank You points when Citi first started the program before fight redemptions and point transfers were available.

SA
SA

is the premiere issued as an amex, mc or visa? Thanks

Satya
Satya

I applied for this offer and I was approved after a week. I usually spend around 800-900 per month on credit card. So in 90 days i am expecting a normal spend of 2500-2700. I will be short of 1300-1500 dollars to get the signup bonus. So I want to buy visa/master card gift cards. Can any one suggest the best place to buy visa/master card gift cards and maximize the thank you points. My nearest 7-Eleven sells variable load OneVanilla gift cards with $5 fee. Is that a good option to buy if it is coded as Gas? I read a lot of blogs but I only found the ways to spend the visa gift cards. Sorry if my question is already answered somewhere, I am new to this forum.

Churner
Churner

Yes, 7-11 codes as gas and gets you the 3x with Premier. The post office drains One Vanilla like a dream for money order too.

Frankly, I personally don’t mess around with sign up bonuses and MS – but Plastiq is great option to bill pay mortagage or something. However, I would MS a retention offer or simply for the bonus category if convenient.

Satya
Satya

Thank you for the reply and the inputs. I pay rent using cozy with checking account, they also accepts credit card payments with 2.75% fee. If I pay rent with this card, will it be treated as regular purchase or cash advance? And does it count towards the spend for signup bonus?

PJ
PJ

Is it fair to assume the Prestige offer will probably end not too long after?

William Charles

No idea on that one to be honest, I suspect it’ll last longer but that is just a guess.

PJ
PJ

Thanks. I’ll apply today, to be safe

Captainsave
Captainsave

Signed up to a mailer offer 40k pts didnt get the card yet. Will citi match the 50k?

William Charles

Always worth trying, Citi has been good about matching recently.

Trant3
Trant3

Applied, went to pending. Called CS the next day who sent a code via text for verification, provided code and boom approved $4k

JASON
JASON

Thank you preferred is the oldest credit card on my credit file. Can I product change Thank you preferred to become my 2nd double cash, and wait 2 years after (assuming 2 years after they still have such offer for the premier)?

Jags
Jags

The terms say opened or closed. If you’ve had the ThankYou Preferred open for more than 2 years you qualify for the offer. Just leave that card alone

William Charles

+1

Chris
Chris

I got this card almost 2 years ago to the day. I signed up for the 60K pints 3.5K spend offer. You may want to adjust the article to reflect that the current 50K points 4K spend isn’t the highest sign up bonus that has been offered for this card.

I’m stoked to see that I can apply and hold 2 of these cards at the same time (Thanks guys for the data points). I’ll be snagging another at this 50k since I doubt we will see the 60K again.

SamSimon
SamSimon

how is it possible to hold exactly same credit cards? some banks do that? I don’t see the point them doing it…. thx

William Charles

Was that the public bonus? I thought it was semi targeted

Rab
Rab

Hey guys, can these 50000 points be redeemed for cash back?

I might apply for this tomorrow if these points can be converted into cashback or statement credit.
Please let me know. Thank you.

Rab
Rab

Just called citi and they told me that 50000 points = $250 in statement credit?
That is a really bad deal…I was planning to apply if I could get $500 in cashback but I think I will pass.

tennismenace3
tennismenace3

You pretty much can as a statement credit against certain purchases.

Rab
Rab

Can you please elaborate?

Mark
Mark

Hi Rab — the Citi Premier only allows ThanYou points to be redeemed for cash back at 0.5¢ per point, so 50K points is $250. However, they’re worth 1.25¢ each toward travel thru the Citi portal. The Citi Prestige now allows points to be redeemed at 1¢ each, so the limited-time signup bonus of 75,000 ThankYou points is worth $750 cash.

Miles Hustler
Miles Hustler

If you also have the Prestige card, and provided you combine your ThankYou accounts, you can redeem for a higher amount post the changes such that 50000 points = $500 in statement credit

Rab
Rab

No i did nt have the prestige

Mr. PTM

Look into options for redeeming as check for student loans or mortgage payment. Citi has traditionally given $0.01/point redemption for those (may depend on which ThankYou program you originally signed up under?). I’ve only ever used this for actual student loan payments, but know that some are able to take the check Citi provides and deposit it directly into a personal savings/checking account.

Tony
Tony

Instant approve for 9200. Look like citi want collect interest so if you have 0 debt you might have less chance for instant approval.

Charles

I have zero debt, and I received instant approval. I got 5 new cards just under a year ago. No recent inquiries. (Other than City most issuers pull TransUnion in my state.)

Credit
Credit

Since you were an affiliate before can you have post about what is the difference between affiliate links and non affiliate links, why do some affiliate links get bigger bonus, why do banks give affiliate commissions. How much was it when you walked away from it?

William Charles

> why do some affiliate links get bigger bonus

I assume it’s because they want their affiliates to drive more sign ups to those cards and that’s a good way to incentivize it.

> why do banks give affiliate commissions

See above

> How much was it when you walked away from it?

Depends on the card (and also how much volume you’re driving, everybody gets different rates). Anywhere from $50-$300, most were about $50-$100 from memory. Prime cards offered the better payouts, as did business cards.

Kevin
Kevin

Transparency. This is why I love this site.

Credit
Credit

Thank you.

William Charles

No problem

ivy
ivy

why did you walk away from so much money?

I love your site.

William Charles

@ivy

I’m fortunate to be in the position where money isn’t the be all and end all. Also I think the site is a lot more popular due to the fact we don’t use these links.

There was a lot more that went into the decision and you can read about it here: https://www.doctorofcredit.com/were-removing-all-credit-card-affiliate-links-heres-why/

jan
jan

I have never have any TY card but got an authorized user card( spouse) recently. do I still eligible?

Thanks!

William Charles

Yes you would still be eligible

jfrotko
jfrotko

I was pre-approved before I applied for this card 2 days ago. My application went to pending and that I would hear a response in 1 week. Then I received an e-mail to check the status, but the link just redirects to a phone number that they want me to call. Any advice if I should I wait the week out or give CITI a call?

Rick
Rick

Applied and got denied for this card for the 3rd time (applications have been spaced out over several years). Citi just has it out for me, I guess. Was going to give the Prestige a shot. Should I wait it out eight days, or just forget about ever upgrading from my lousy ThankYou Preferred?

J
J

Does the Citi Premier and/or Citi prestige earn 3x points on rent/mortgage with plastiq payment coding as travel?

sunny
sunny

how hard is it to get this card? and how long does it take for them to ship? i’m leaving out of country for the month on the 10th so i was wondering once i apply for it, have them rush the card so i can purchase the ticket and spend it over seas

sunny
sunny

also as a side note i got the spg card about 2 months ago and i got freedom unlimited last month.

Andrew
Andrew

I got this offer to show earlier today (for 50,000 points), but I can’t seem to get it to replicate now. Have tried different computers, browsers, etc. Does anyone else still see it alive? Thanks!

Gus
Gus

The Citi CC page no longer has 50k/75k signup bonus offers for Premier/Prestige. (No signup bonus at all.)

tinytavosa
tinytavosa

The page is showing showing no bonus as well…

Looks dead. :-/

Also not seeing 75k for Prestige publicly, but uscreditcard guide seems to have a link that’s working.

https://citicards.citi.com/usc/LPACA/citi/cards/prestige/external_LTO/index.html?BT_TX=1&ProspectID=8DD3DEB996734B92BF73392A0A2DBC53

Andrew
Andrew

Thanks for posting the working Prestige link. Has anyone found a working Premier link? Thanks again!

Andrew

Zubair
Zubair

Same, I was gonna apply a couple of nights ago but thought it was very late at night, should do it over the weekend. Now I am unable to find anywhere a working link for it :(. No sign up at all, I’m soo mad, I have a 5K spend coming up that I wanted to unload on this.

GLT
GLT

Thanks for the update, didn’t have the spending capacity before but do now. Instant approval for the wife.

Francesco
Francesco

Thanks for posting the new link! Just got approved. 🙂

Mark
Mark

Thanks, Doc. Instant approval. Pulled Transunion (WA).

P
P

Is anyone familiar with this reason for denial from Citi? “We viewed your application and can’t approve it because it scored low in our evaluation.”

Eten
Eten

Instant approval, pulled Equifax & Experian, World Elite MC

Michael H
Michael H

I waited on this for a couple of months, due to too many recent apps. Went to Citi.com today to apply, and so NO bonus on both this and the Prestige. Figured Doc would have a backdoor link and I was right. Approved today for the 50k bonus option, so thanks for the hookup!

Now here is my question. How long do I have to wait to convert this bad boy to the Prestige? Ultimately that card is where I want to end up for the hotel and travel insurance benefits.

Jill
Jill

Shoot. Just applied through the updated working link at the top of the post, landing page looked good with the 50K verbiage, hit confirm and got this error message:

We’re very sorry, but the page you are looking for cannot be found. We apologize for any inconvenience.
Please visit View All Cards to see the current list of available products and offers from Citi Credit Cards.

Jill
Jill

Ok, I had originally followed the link back to reddit via lonely_laowai and that’s where i received the error after submitting the app. Tried again using the direct link on this post (duh) and auto-approved.

Frito Pendejo
Frito Pendejo

Thanks, DoC! Wife just applied & approved. See 50k/4k language on application page.

She is non-US citizen. They didn’t even ask about permanent residency status so likely even temporary visa holders can apply

EmergDoc87
EmergDoc87

DP, application declined – transunion score 759, have successfully opened Altitude, CSP, and wells fargo propel world cards this year

EmergDoc87
EmergDoc87

Called Citi reconsideration number listed above after my rejection came in the mail and was stated to be due to ‘inability to confirm identity’. they confirmed my identity over the phone and i was approved

Juan
Juan

Thanks DoC for posting the new link! Just got approved. This site is a great resource! 🙂

Dave
Dave

Datapoint. Over Citi secure message, I was told the Citi Thankyou Forward Card also counted for the 24 month rule in addition to the ThankYou Preferred, Premier or Citi Prestige card listed in the app 50k sign up bonus T&C.

My 8 year old Citi Thankyou Forward card was closed for inactivity in Oct 2015 so I nearly got tripped up by this.

rob
rob

is there an active link for this offer? I dont seem to find it on cii.com and the rep confirmed that there are no active offers at the moment for thankyou premier card.

I would like to apply for this card, before my citi forward (opened in 2007) is being converted to citi thankyou preferred in Jan 2018

thanks
Rob

William Charles

Link in the post works, if it doesn’t then try to open it in incognito mode.

Sophia
Sophia

Can I still apply and get the 50K? I see the link is working and seeing the 50K points. How do I make sure I will receive the 50k as there is nowhere other than this link showing 50k?

William Charles

As long as it’s showing you shouldn’t have any issues, I’d take a screenshot for proof just to be sure.

Walter
Walter

I just received the card in my mail today, but in the envelope there is not a word indicating 50k points with $4k spend. Should I have received a note telling me about the bonus?

William Charles

No, they don’t always do that as the bonus is ever changing

Kent
Kent

Links is not working any more.

J
J

Link isn’t working. Tried in incognito and I tried the link from the reddit post as well. I also went to citi’s website and tried to find the premier there and there was an issue when I clicked for more details… strange.

Gadget
Gadget

Hopefully they are just doing some Sunday maint. and it will come back…. one can hope.

Trippy
Trippy

How often does this offer come back?

Nick
Nick

FYI There is still a working link on flyertak (https://www.flyertalk.com/forum/citi-thankyou-rewards/1673364-citi-premier-50k-typ-4k-90-days.html) with 50K for 4K spending for this card.

Michelle
Michelle

I have a roughly related question. Citi mailed me saying they will change my forward card to preferred card early next year. Does it count as opened a preferred card?

William Charles
Michelle
Michelle

Thanks! Can’t believe I missed that! I guess I’d better go ahead and apply for this one to reset my clock right before this product change to be safe.

P
P

65th day (or 64th depending on how you count) since my last Citi application. I just unfroze my Equifax and Experian (the ones they check for me). Got denied. No inquiries though, so it’s either the my credit are not unfrozen yet or Citi thinks it’s too soon. Will wait for the letter.

Josh
Josh

Do you know what your score is? How many pulls in the last 12 months?

P
P

Fico is 750
Equifax – 6 inquiries, 5 within 12 months
Experian – 9 inquiries, 6 within 12 months

Josh
Josh

Hmmm, we have nearly identical profiles, I was waiting for this offer to come back around but this makes me hesitant to apply…
I do have $23.5k total in credit limits with Citi, maybe they’d reallocate if I got denied.
Thanks for the data points!

P
P

Correction. It seems credit check is delayed (what’s the point of signing up for Experian if notification is not instant). Just received the credit check notification today and they’re dated 11/22.

Nono
Nono

Dp : instant declined with 745 tu, 2 HP in the last two weeks, 7/12 (9/24), 54k income for 900 rent

Josh
Josh

Any luck with recon?

ARNOLD\
ARNOLD\

Got approved. then it refreshed to a application pending screen.

we will see

Sheila
Sheila

I missed the Prestige 75000 bonus points last time around. Hope it will come back soon.

Mark
Mark

I got a premier cad two years ago, closed it after one year. So my card open date is 24 months ago and closed date within last one year. Will I be eligible for Bonus?

Sang Kancil Guru
Sang Kancil Guru

Flyertalk working link does not seem to work anymore. Tried clicking submit, then Citi displays a webpage error.

Gadget
Gadget

Why do we care about the FT link? The DoC one works. I submitted my application, and as expected, pending. “We have received your application and further processing is required.” (I have my Equifax “locked”, so I suspect that is part of the reason, as Citi likes to pull both EQ and EX)

Got an instant Experian email that my EX got hit with a hard pull. Then, got an e-mail from Citi with my application ID, and to expect a response in 7-10 days.

I am really unsure if I will get approved. The irony in the situation is that I have a Thank You Preferred card (had for 5+ years) that I hardly use, and Citi is always trying to get me to use it more by offering 0% interest, or most recently, been PUSHING to upgrade me to this card.

My info: Lower than average income, zero house payment, 800-ish FICO. EX pull so far – VA. I usually find a “new” card about every other month or once per quarter. MS adverse. I will update with the result.

Thank you to Chuck for posting!

Nick
Nick

FYI the new link (the one you used) is from FT and good to know that was just a glitch and you can still submit it (had a feeling that Citi’s IT won’t be well staffed during the holiday to kill the link right away).

I have similar score and 1 HP in last 6 month, approved right away but with a pretty low CL.

Citi could be sensitive to recent (half a year?) HPs, but good luck!

Gadget
Gadget

Approved. Low ball 4600 CL, because I already had 10k+ CL on two other Citi cards. CSR said I was maxed out on CL based off the stated income, so I had to lower a CL by 2K.

EX pull. I was expecting them to ask me to unlock EQ, but didn’t. Could not expedite CC shipping, as that can only be done on 2 specific premium cards, per CSR. Asked if the promotion I signed up for was visible, and he said it was not. He made it sound like that was normal, though, that he didn’t have access to see it. Still concerning to me. I expect this promo to be a fight.

Scott
Scott

Follow up question – I produced change my Premier to a Dividend, but it doesn’t actually change until Dec 24 (I think). Is the close date they use the restart the 24 month clock the day you call to PC (a few weeks ago, which would mean I can’t get this bonus again) or the day it actually changes (Dec 24th, which would mean I could).

Andrew
Andrew

Approved this morning with $5K CL. Link wasn’t working in normal browsing mode (chrome), but it did work in incognito mode. Thanks guys, you all rock.

Gr8full
Gr8full

@William Charles!
Thank You!
Not only for being so helpful but also for being a beacon of guidance for all of us who are not well-versed in the daily changing game of credit card and bank account sign-on bonuses.
I used the link you posted, applied. Got pending decision because all three of my reports are frozen.
Called in today, thanks giving day, analyst answered and after giving my temporary code for my experian report, got approved for $5K.
Thank you for all your help and guidance.
I ABSOLUTELY LOVE D.O.C!

William Charles

Congrats on the approval 🙂

B'son
B'son

Thank you for the direct link. It works, just got instant approved for $7300
My question is that since the citi official website indicates there’s no more Bonus, how do I know the one I’ve just applied & approved has the 50k bonus?
Once it shows the auto approval page, it only shows the approval amount but nothing regards to the bonus.
Don’t want to spend the $4k then find out bonus has been phrased out.

Thank you,

B’son

Josh
Josh

Once the card arrives, if there’s nothing in the paperwork they send about the bonus then you can SM & ask. I’ve had to do this with a couple of cards where I wasn’t sure if I was eligible for the bonus (Chase IHG & Barclaycard Jetblue Plus). Typically I phrase it as “hi, I just activated my new card, but going through the paperwork that was sent I dont see any mention of the x bonus offer, could you please verify that the x bonus is attached to my account?”

Terri Clark
Terri Clark

On using TYP for statement credit, am I correct in that you can redeem the 50K points sign up bonus for $500.00 in statement credit IF your spending was in certain categories, ie grocery and drugstores being included? Like some others, I don’t need more airline points right now but could definitely use the statement credit. Thanks.

SamSimon
SamSimon

$250 – 0.5 points worth as I remember.
Only gift card is your good option after airplane points…

Terri Clark
Terri Clark

Thanks, that helps me prioritize my apps. I haven’t ventured into Citi TYP yet.

P
P

My denial letter arrived:
Too many credit inquiries are recorded on your credit bureau report.
Your credit report reflects a lack of recent installment loan information.

Not sure about the second part, but my Equifax which was pulled since Experian was frozen only had four inquiries in the last six months.

Adam K
Adam K

Applied on 12/2. Went to pending, Citi called a while later needing to verify basic info and then extending 6k credit line.

No new Citi cards since March, so all clear on 8/65. Only a few Personal cards, and one business card opened in the past six months so all clear on 6/6 rule too.

Had 32.5k in credit lines with Citi. They offered to move some credit from another card, but 6k credit line was sufficient for me. Apparently $38.5k is my limit with Citi.

100K
100K

Have Prestige from Nov ’15 so I figured Dec 1 would be safe at 25 months (it was). Haven’t applied for a Citi in 9 months. Applied Fri (Dec 1) through one of the links on your site and it also went to pending. Immediately got a text asking if they could call. Just had to verify I was the person and had to move some credit from another Citi card (AA card).

I asked about expedited shipping and she said they can’t do that but said it should be about 4 days (not holding my breath). But agent did tell me I have the 50K offer after $4K spend. Now I can merge my ThankYou points and close the Prestige.

Mordechai
Mordechai

Any idea when they will have the 75k bonus on the prestige again?

Duke I.
Duke I.

Completed the $4K min spend within 30 seconds of activating the card. Transaction posted as purchase. Now waiting for the bonus to post.

SamSimon
SamSimon

Throw funding new bank account? Which one? thanks

Ash
Ash

None of the links are working. Has anyone found any new working link?

Duke I.
Duke I.

54,006 bonus posted same day statement generated. To translate the points to cash, I checked cardpool website to see which gift card offered the highest value before ordering a $500 gift card with Citi. After receiving the gift card, I then sold to cardpool. Drained the remaining 4006 points that is worth $32.05 at Amazon. Easy peasy which didn’t cost me anything to meet the spend requirement.

J
J

If you don’t mind me asking, which card offered the highest value? Recently looked at selling a card on Raise and they were charging 13%… I get it, but still crazy to me.

Duke I.
Duke I.

Best Buy

Juan S
Juan S

@Duke I. Great post! Did you select five $100 denomination Best Buy cards because when I select $500, delivery method is only via email instead of mail for the physical card that has option for both methods at lesser denominations. Doesn’t look like cardpool egift cards for sell.

Juan S
Juan S

Cardpool website, “We accept physical gift cards, electronic gift cards, and store credits from many of the most popular retailers. The balance on the gift card must be between $25.00 and $1000.00 and there cannot be any restrictions on the cards.”

Duke I
Duke I

I purchased one $500 card.

SamSimon
SamSimon

“which didn’t cost me anything to meet the spend requirement” what do you mean? thanks!

Duke I.
Duke I.

I was able to fund $4k to checking account rather than using other MS methods.

SK
SK

Duke, which bank is this?

Duke I
Duke I

A South Florida credit union for Miami Dade residence only. They ask for copy of driver’s license.

Gus
Gus

As “Ash” said on December 11, “None of the links are working. Has anyone found any new working link?”

Is this dead?

William Charles
Scott
Scott

That link loads (and does say 50K), but gets an error message when the application is submitted

Scott
Scott

Never mind, it’s working now. Approved!

Superchurn
Superchurn

i’m also interested in an updated, working link if anyone has one. turns out, wife is prequalified for this card, but I’m not gonna get it for her without a fat bonus

Terri Clark
Terri Clark

I am interested in working link, too. Afraid I waited to long to jump on this one.

William Charles
Terri Clark
Terri Clark

Thanks! Much appreciated!

Gus
Gus

How exactly does the 24 month rule work? Exact day, or wait til next month?

William Charles

I’d wait till the next month

Frito Pendejo
Frito Pendejo

Are we best off closing this as soon as we receive & spend the bonus? I don’t want to pay the AF and if you can’t downgrade until after a year and downgrading resets the clock… closing ASAP seems like best approach unless Citi reacts badly to this…

SamSimon
SamSimon

1. Not a wise idea to close asap after getting the bonus!
2. You got 365 days since the date card was approved!
3. Why you cannot downgrade to another card with zero fees within 365 days?
Am I not getting it? Or are you not getting it?

Frito Pendejo
Frito Pendejo

I understand banks frown upon closing right after bonus received. Thing is, if you open/spend bonus/close within a couple months you start the 24mo clock then. If you wait a year to downgrade or close, thats a year later you would be getting your next ThankYou card. If you pay the annual fee at the end of year one, you can get another card at year two… but then you had to pay an annual fee which offsets the bonus, and it still assumes you’ll get approved on that second card and fast enough to then cancel the first while 2nd year AF still refundable.

It sure sounds like closing the card ASAP is best approach, unless I’m missing something or Citi reacts very badly to this.

Frito Pendejo
Frito Pendejo

3rd year AF, I mean

SamSimon
SamSimon

1. Citi might not react badly right now, who knows what will happen later if many people will close their cards right after they got the bonus – they will clearly see the pattern.
2. In long term I think it’s better to keep card open at least for 4-8 months
3. Also – there are a lot of decent cards with bonuses to apply right now so in 24 months you will have many inquiries and cards, the chances to get this card again not that big. They might enforce 5/24 or something similar
4. Am I missing something? I think 24 month clock starts the day you got the bonus. no?
5. How you can get the same second card? You will not be approved…. and why again pay annual fees? Am I missing something here? Why not just downgrade right away in your case?
Regards!

Frito Pendejo
Frito Pendejo

For this family the counter starts when you open or close, not when bonus posts. I believe you can have two cards from same family open at once.

SamSimon
SamSimon

Frito Pendejo, oh, that’s something new, thanks for info!

SamSimon
SamSimon

“when you open or close” what do you mean? the clock resets when close?

Frito Pendejo
Frito Pendejo

Yes, resets when you close or downgrade also.

Frogger
Frogger

I applied on Friday and went pending and got approved today. 22nd new card of the year. Thanks!

SamSimon
SamSimon

Do you have a relationship with citi (checking or other credit cards)? Is your Experian frozen? Thanks

Blue
Blue

Thanks, finally decided to pull the trigger on this one. Instant approval, $10K.

Meghan
Meghan

Applied today, instant approval- Happy New Year!

DocBC
DocBC

Me too. 🙂

Yet Another Redditor

@Doc, the terms say “Bonus ThankYou Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.”. Do we know if the AT&T Access More factors into this – I was holding off on applying for this for SO (We have about 3 months left for 24 months since applying for the AAM)

William Charles

No, AT&T doesn’t count. Only those listed cards.

Yet Another Redditor

Awesome. Thanks!

Dylan
Dylan

Thanks William. I could use a working link too.

Samantha
Samantha

Hello, the link no longer works!

Dies anyone know of a working link with the 50,000 sign up bonus? Thanks!

William Charles

I’ll see if I can find one

frogger
frogger

I got this one Thanks for posting it. My welcome letter didn’t mention 50k points but I contacted them and they said I was signed up for it.

Ryan
Ryan

When I click on any of the links it jumps to a page that says:
“We’re unable to process your application at this time.
A system error has caused a delay in processing your application. Please try again later.”

That’s in normal and incognito mode.

Dylan
Dylan

Same thing for me.

me
me

me too

Kyle
Kyle

any new working link(s)?

William Charles

Unfortunately not.

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