Posted by Chuck on October 3, 2017
Credit Cards

Published on October 3rd, 2017 | by Chuck


Citi ThankYou Premier 50,000 Points Bonus Now Publicly Available Online (Working Link Found)

Update: Reddit user lonely_laowai found a new working link, yay!

Update: Looks like affiliate links are no longer showing the 50,000 point bonus, but non affiliate links are still showing 50,000 points. There is still a chance this bonus will be replaced/changed shortly but for now it’s still working fine.

According to OMaaT this offer is due to ‘change’ on August 22nd. It isn’t clear how the offer will change but given that 50,000 is the highest bonus we’ve seen I imagine we will see a bonus reduction. It might also be that only the affiliate link offer will change and it will still be possible to get 50,000 points via other links. It’s also entirely possible that the bonus will increase.

The Offer

Direct Link (if you’re not seeing it, go incognito or clear cookies)

  • Signup for the Citi Premier card and get 50,000 ThankYou points as a bonus after you spend $4,000 within the first three months

Card Details

Our Verdict

This offer was spotted in branch last week, and now it’s publicly available online. A lot of people won’t be eligible for this card due to the 24 month language, and if you’ve recently applied for another Citi card be sure you aren’t bumping into Citi’s application rules either.

There was once a 60k offer publicly available, but that offer is uncommon. It still might be worth waiting to see what changes Citi possibly make to the Prestige card before going for this bonus, though that runs the risk of missing out on this since we don’t know how long it’ll last (in branch offer shows an expiry of 9/30, so I imagine it will be similar but no guarantee). Update: Prestige is coming out with a 75,000 points bonus on July 23.

As always make sure you read these things everybody should know about Citi credit cards before applying. We’ll add this to our list of the best credit card sign up bonuses.

Hat tip to tennis9z9 on r/churning 

110 Responses to Citi ThankYou Premier 50,000 Points Bonus Now Publicly Available Online (Working Link Found)

  1. Abey says:

    I product changed the Prestige to Double cash. Does it count as opened/closed?

  2. In branch offer shows expiry of 9/30, so I assume a similar expiry for this one but YMMV as always. Will add this to the post as well.

  3. Wong says:

    Is it made out of metal or plastic?

  4. captainsave says:

    Glad i didn’t sign up for the 40k offer thru mail.

  5. ff_lover says:

    It is showing 30K offer now. How do I get to show up the 50K offer?

  6. Rick says:

    I have no success applying for Citi cards. They were my first issuer, I’m in good standing with them, never even considered churning, etc… yet, I’m instantly denied every time I apply and calling the reconsideration line never helps. Any data points on how in-branch applications may differ from online ones for Citi?

    • Lc says:

      Too much credit with them? Try lowering credit line before applying? There has to be a reason. Fico score? Income? Any negative history with Citi in the past?

      • Rick says:

        @Lc, 720 FICO score and have been approved for cards I’d think would be even tougher to get, like the Chase Sapphire Reserve. Never had a charge-off or seriously deliquint payment with Citi, but I hadn’t thought of my credit line with them, rather than my cumulative one with all issuers. Could definitely be a factor. All this confirms my hunch I’m better off going into a branch. Anybody else have varying experiences applying in-branch Vs online?

        • chaseaholic says:

          6/6 and Citi 8/65 status?

          you didn’t list those your status with respect to those.

          also to continue off of the guy above, stated income vs. credit extended with Citi, credit extended total on reports and do you have any large balances on your reports?

          all are things to consider.

          usually with churners i.e high income, high FICO, NO revolving debt Citi is less tolerant than say Chase/AXP because they make the majority of their $$$ from revolvers not transactors

  7. Steven says:

    Any people have DP about opening a 2nd premier card while the first one is still open and get bonus? (1st card opened more than 24 months ago, and no TYP card open/close ever since). Thanks in advance!


  8. Marshall says:

    Applied and approved. I’ve waiting for a 50,000 point offer.

  9. Darv says:

    Fantastic news. I had been waiting for a good offer from Citi. I have only applied for two Citi cards in the past two years, both Citi Hiltons in the past year and both denials (including one appealed to Executive Office). However for some reason they approve my wife automatically, 3/3 cards for her. This is our first entry to Thank You points. We need some flights within Europe on some odd airlines, so I hope these TY points will work for those flights. Wife was auto-approved yesterday for this offer.

    Thanks, DoC.

  10. Jimmy G says:

    Any word on whether Hilton will cease to be a transfer partner after Amex becomes the exclusive co-branded issuer?

  11. Alan says:

    I have a Premier card and Prestige card- both opened more than 24 months ago. Can I apply for a 2nd Permier card and get the 50K Bonus? I

  12. Rick says:

    So these are the “good” ThankYou points that transfer to airline & hotel partners, not the lousy, immobile ones I’ve accrued on my Citi ThankYou Preferred?

    • sdsearch says:

      Ir’s somewhat complicated. Not only are these the “good ThankYou points, but as long as you have this card your points earned with Preferred MAY become “good” if you “transfer” them the right way and at the right time. But they may have their own independent expiration. Citi TYP keeps track of where you earned each TYP point (they call the “sponsor” account) and expires them separately. So you generally don’t want to transfer TYP points between TYP cards UNTIL you’re ready to transfer (at which point the oldest points should get used for the transfer first, if you have more points total than you’re transferring).

      • SS says:

        This is sinister. I was going to transfer all of my points to a FFP and cancel the card.

        By the way, how do they expire the points?
        I thought that they can’t touch my points in the account before the expiration date if I have activity on it. I mean the only thing they can expire my points is to have the airline devalue the points, however, do they have this much power?

  13. Corridor says:

    I have a premier that was opened 25+ months ago. 2nd af just posted on the 7th. Applied last night and was asked to call for a decision. Called and was only approved for $2k but was able to move credit from other accounts for a higher limit. This happens to me on every card from Citi. This is now my 13th card with them.

  14. Bo says:

    I can’t apply (and get bonus) until Jan 2018. Any chance this will still be around then?

  15. Rebecca Blaine says:

    What’s the easiest way to get the date I closed a Citi Premier acct?

    • Gadget says:

      Umm, I would call Citi. If it is anything like the checking account, they will just give you the month and year.

  16. Tony K says:

    I have four general Citi cards and two of them earning Thank You points – ATT Access More and Preferred TY card. I’ve opened both more than 24 months ago. Also I’ve downgraded AAdvantage to Bronze recently. Does anyone have DP or suggestions on getting the Premier and Bonus 50K Thank You points? Appreciate your help!

  17. jamesheine says:

    Why is this card so high up the list? I just see it as $500 cash back for a pretty high minimum spend of $4,000. Am i missing something here?

  18. Xerxes Clayton says:

    Can someone confirm that the bonus on this card can be used for straight cash for a total of $500?

    • Gadget says:

      Statement credit of $500 for reimbursement of recent “select category” purchases appears to be the real situation; not “cash”. My Thank You point website says “Eligible purchase categories include dining, entertainment, utilities, gas, groceries, clothing and department stores and drug stores.”

      So, if you have 10 CVS charges in the first month and nothing else, you are going to have to redeem your points within a certain amount of time in order to get your statement credit. (time frame is not listed, just to make the game more fun) So, that says to me you had better have at least $500 in eligible purchases for the most recent month to apply for statement credit after the bonus hits.

      Unless the Premier differs from the Preferred in this aspect, because I have had a Citi Preferred card since 2012. I just used my original bulk of sign-up bonus points for statement credit, then any remaining points accumulations for gift cards that are bona fide gifts that I give out at Christmas/birthdays, or kept for personal use. They have a limited selection IMO.

      Apparently the smart money is on points transfer to travel partners. That requires travelling, which not everyone does.

      • James B> says:

        I also redeem all my Citi Thank You points for statement credits and gift cards. I have more than enough frequent miles for flight redemptions, thus Thank You points are more valuable as cash than flight redemptions in my case.

        This could change in the future if flight award redemptions become more difficult.

        I have been accumulating Thank You points since Citi first offered them and that was before flight redemptions were possible with Thank You points. Originally Citi Thank You points only had gift card redemptions availble.

      • James B. says:

        I agree that the best redemption options is very dependent on each person’s situation. Thus the “smart money” is not always with flight redemptions or points transfers to travel partners.

        I also prefer to convert all my Thank You points to gift cards or statement credits. I have accumulated more than enough airline frequent flyer miles to cover all my current flight travel needs.

        I started collecting Thank You points when Citi first started the program before fight redemptions and point transfers were available.

  19. SA says:

    is the premiere issued as an amex, mc or visa? Thanks

  20. Satya says:

    I applied for this offer and I was approved after a week. I usually spend around 800-900 per month on credit card. So in 90 days i am expecting a normal spend of 2500-2700. I will be short of 1300-1500 dollars to get the signup bonus. So I want to buy visa/master card gift cards. Can any one suggest the best place to buy visa/master card gift cards and maximize the thank you points. My nearest 7-Eleven sells variable load OneVanilla gift cards with $5 fee. Is that a good option to buy if it is coded as Gas? I read a lot of blogs but I only found the ways to spend the visa gift cards. Sorry if my question is already answered somewhere, I am new to this forum.

    • Churner says:

      Yes, 7-11 codes as gas and gets you the 3x with Premier. The post office drains One Vanilla like a dream for money order too.

      Frankly, I personally don’t mess around with sign up bonuses and MS – but Plastiq is great option to bill pay mortagage or something. However, I would MS a retention offer or simply for the bonus category if convenient.

      • Satya says:

        Thank you for the reply and the inputs. I pay rent using cozy with checking account, they also accepts credit card payments with 2.75% fee. If I pay rent with this card, will it be treated as regular purchase or cash advance? And does it count towards the spend for signup bonus?

  21. PJ says:

    Is it fair to assume the Prestige offer will probably end not too long after?

  22. Captainsave says:

    Signed up to a mailer offer 40k pts didnt get the card yet. Will citi match the 50k?

  23. Trant3 says:

    Applied, went to pending. Called CS the next day who sent a code via text for verification, provided code and boom approved $4k

  24. JASON says:

    Thank you preferred is the oldest credit card on my credit file. Can I product change Thank you preferred to become my 2nd double cash, and wait 2 years after (assuming 2 years after they still have such offer for the premier)?

  25. Chris says:

    I got this card almost 2 years ago to the day. I signed up for the 60K pints 3.5K spend offer. You may want to adjust the article to reflect that the current 50K points 4K spend isn’t the highest sign up bonus that has been offered for this card.

    I’m stoked to see that I can apply and hold 2 of these cards at the same time (Thanks guys for the data points). I’ll be snagging another at this 50k since I doubt we will see the 60K again.

  26. Rab says:

    Hey guys, can these 50000 points be redeemed for cash back?

    I might apply for this tomorrow if these points can be converted into cashback or statement credit.
    Please let me know. Thank you.

    • Rab says:

      Just called citi and they told me that 50000 points = $250 in statement credit?
      That is a really bad deal…I was planning to apply if I could get $500 in cashback but I think I will pass.

      • tennismenace3 says:

        You pretty much can as a statement credit against certain purchases.

        • Rab says:

          Can you please elaborate?

          • Mark says:

            Hi Rab — the Citi Premier only allows ThanYou points to be redeemed for cash back at 0.5¢ per point, so 50K points is $250. However, they’re worth 1.25¢ each toward travel thru the Citi portal. The Citi Prestige now allows points to be redeemed at 1¢ each, so the limited-time signup bonus of 75,000 ThankYou points is worth $750 cash.

      • Miles Hustler says:

        If you also have the Prestige card, and provided you combine your ThankYou accounts, you can redeem for a higher amount post the changes such that 50000 points = $500 in statement credit

      • Mr. PTM says:

        Look into options for redeeming as check for student loans or mortgage payment. Citi has traditionally given $0.01/point redemption for those (may depend on which ThankYou program you originally signed up under?). I’ve only ever used this for actual student loan payments, but know that some are able to take the check Citi provides and deposit it directly into a personal savings/checking account.

  27. Tony says:

    Instant approve for 9200. Look like citi want collect interest so if you have 0 debt you might have less chance for instant approval.

    • Charles says:

      I have zero debt, and I received instant approval. I got 5 new cards just under a year ago. No recent inquiries. (Other than City most issuers pull TransUnion in my state.)

  28. Credit says:

    Since you were an affiliate before can you have post about what is the difference between affiliate links and non affiliate links, why do some affiliate links get bigger bonus, why do banks give affiliate commissions. How much was it when you walked away from it?

  29. jan says:

    I have never have any TY card but got an authorized user card( spouse) recently. do I still eligible?


  30. jfrotko says:

    I was pre-approved before I applied for this card 2 days ago. My application went to pending and that I would hear a response in 1 week. Then I received an e-mail to check the status, but the link just redirects to a phone number that they want me to call. Any advice if I should I wait the week out or give CITI a call?

  31. Rick says:

    Applied and got denied for this card for the 3rd time (applications have been spaced out over several years). Citi just has it out for me, I guess. Was going to give the Prestige a shot. Should I wait it out eight days, or just forget about ever upgrading from my lousy ThankYou Preferred?

  32. J says:

    Does the Citi Premier and/or Citi prestige earn 3x points on rent/mortgage with plastiq payment coding as travel?

  33. sunny says:

    how hard is it to get this card? and how long does it take for them to ship? i’m leaving out of country for the month on the 10th so i was wondering once i apply for it, have them rush the card so i can purchase the ticket and spend it over seas

  34. Andrew says:

    I got this offer to show earlier today (for 50,000 points), but I can’t seem to get it to replicate now. Have tried different computers, browsers, etc. Does anyone else still see it alive? Thanks!

  35. Gus says:

    The Citi CC page no longer has 50k/75k signup bonus offers for Premier/Prestige. (No signup bonus at all.)

  36. tinytavosa says:

    The page is showing showing no bonus as well…

    Looks dead. :-/

    Also not seeing 75k for Prestige publicly, but uscreditcard guide seems to have a link that’s working.

    • Andrew says:

      Thanks for posting the working Prestige link. Has anyone found a working Premier link? Thanks again!


      • Zubair says:

        Same, I was gonna apply a couple of nights ago but thought it was very late at night, should do it over the weekend. Now I am unable to find anywhere a working link for it :(. No sign up at all, I’m soo mad, I have a 5K spend coming up that I wanted to unload on this.

  37. GLT says:

    Thanks for the update, didn’t have the spending capacity before but do now. Instant approval for the wife.

  38. Francesco says:

    Thanks for posting the new link! Just got approved. 🙂

  39. Mark says:

    Thanks, Doc. Instant approval. Pulled Transunion (WA).

  40. P says:

    Is anyone familiar with this reason for denial from Citi? “We viewed your application and can’t approve it because it scored low in our evaluation.”

  41. Eten says:

    Instant approval, pulled Equifax & Experian, World Elite MC

  42. Michael H says:

    I waited on this for a couple of months, due to too many recent apps. Went to today to apply, and so NO bonus on both this and the Prestige. Figured Doc would have a backdoor link and I was right. Approved today for the 50k bonus option, so thanks for the hookup!

    Now here is my question. How long do I have to wait to convert this bad boy to the Prestige? Ultimately that card is where I want to end up for the hotel and travel insurance benefits.

  43. Jill says:

    Shoot. Just applied through the updated working link at the top of the post, landing page looked good with the 50K verbiage, hit confirm and got this error message:

    We’re very sorry, but the page you are looking for cannot be found. We apologize for any inconvenience.
    Please visit View All Cards to see the current list of available products and offers from Citi Credit Cards.

    • Jill says:

      Ok, I had originally followed the link back to reddit via lonely_laowai and that’s where i received the error after submitting the app. Tried again using the direct link on this post (duh) and auto-approved.

  44. Frito Pendejo says:

    Thanks, DoC! Wife just applied & approved. See 50k/4k language on application page.

    She is non-US citizen. They didn’t even ask about permanent residency status so likely even temporary visa holders can apply

  45. EmergDoc87 says:

    DP, application declined – transunion score 759, have successfully opened Altitude, CSP, and wells fargo propel world cards this year

    • EmergDoc87 says:

      Called Citi reconsideration number listed above after my rejection came in the mail and was stated to be due to ‘inability to confirm identity’. they confirmed my identity over the phone and i was approved

  46. Juan says:

    Thanks DoC for posting the new link! Just got approved. This site is a great resource! 🙂

  47. Dave says:

    Datapoint. Over Citi secure message, I was told the Citi Thankyou Forward Card also counted for the 24 month rule in addition to the ThankYou Preferred, Premier or Citi Prestige card listed in the app 50k sign up bonus T&C.

    My 8 year old Citi Thankyou Forward card was closed for inactivity in Oct 2015 so I nearly got tripped up by this.

  48. rob says:

    is there an active link for this offer? I dont seem to find it on and the rep confirmed that there are no active offers at the moment for thankyou premier card.

    I would like to apply for this card, before my citi forward (opened in 2007) is being converted to citi thankyou preferred in Jan 2018


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