Posted by William Charles on August 1, 2017
Credit Card Offers

Published on August 1st, 2017 | by William Charles

106

[Expired] City National Bank Crystal Visa Infinite 50,000 Point Sign Up Bonus ($400 AF Waived First Year, Lounge Access & $250 Travel Credit)

This deal has expired, click here for a list of the best credit card bonuses.

The Offer

No direct link, need to go into a branch for offer. Might be restricted to some branches.

  • Receive a signup bonus of 50,000 points after $5,000 in spend within 90 days of account opening on the City National Crystal Visa Infinite card.
  • There is a $400 annual fee which is waived for the first year.

Card Details

  • Unlimited Priority Pass Select lounge access for two and their guests (e.g. one primary and one authorized user card + guests)
  • $250 airline credit for eligible incidental charges per card per calendar year; each authorized user also gets the $250 benefit separately, up to three AUs. View what does/doesn’t trigger the credit here
  • $100 companion fair discount, this can be repeated
  • $100 Global Entry Credit
  • Crystal Card Concierge service
  • Visit Infinite Benefits
  • 12 free Gogo passes annually
  • Available to U.S. Citizens only (resident was successful here)
  • Bonus Points offer is limited to City National Bank clients and colleagues who do not currently have, and have not had within the 24 months prior to the date of application, a City National Bank Visa personal credit card account (this comes directly from an e-mail they sent announcing the offer).
  • Read the full review here.

Our Verdict

When the card first launched it had a 100,000 point sign up bonus, most recently it had a 70,000 point bonus so this offer is on the lower side (they did have another 50,000 point in August of last year as well). I doubt we will see another 50,000 point bonus but I wouldnt’ be surprised to see 70,000 points again. 50,000 points is still a great offer (worth $500 towards travel) as you’ll be able to easily double dip the airline credits and also do it for the authorized users. I think this card probably has the most insane value currently if you’re maximizing the airline credits for yourself and the authorized users. Because of that I will be adding it to our list of the best credit card bonuses, even though this isn’t the highest offer we’ve seen on this card.

The downside is that getting approved can be difficult. You need to go in branch to apply branches are in: NY, DE, GA, TN, NV & CA, with the vast majority of branches in California [branch locator here]. They are also a very selective bank looking for high networth/income individuals (although some reports of people getting approved with lower salaries). You should also be able to apply in branch even if you don’t live in a state with branches. If you live near a branch or are planning to be near a branch at any stage I definitely think this card is worth applying for.

I suspect there is also a bonus on the commercial card, if anybody finds out please let us know. No bonus currently on Commercial card.

Hat tip to reader Wouldntbetonit



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Last month went to vegas for Chase checking churn,
Next month going to vegas for Crystal Visa Infinite churn.

What a life

Timing is everything in this hobby. I drove from southern Maryland to north Delaware on Thursday only to find that the deal had expired. And that the nearest branch is in NYC not Delaware. 4 days later, poof, the bonus is back. Maybe I’ll get the Amtrak card, ride to NY and see a show. And grab a bonus.

Dude, the Delaware office is a trust office, not a branch office. I used to work there. Don’t go there to apply for a credit card, you will be turned away.

I figured that out when I finally read the full review more closely and noticed DE isn’t one of the stated that the offer was valid. I did cruise around Philly doing MS till 10pm so it wasn’t a total waste.

Even if you value the airline credits conservatively @ $200 cash, that’s still over $1500 in value right there. I wish I could apply for this card.

Remind me what I should bring with me to the bank? Tax returns? net worth statement?

only for US Citizens.

Wow goodness what unnecessary racism.

flown from florida to las vegas for applying this card/ leisure trip. Disappointed to know , they take applications only for US Citizens

how is that racism?

It isn’t. He just was told that it is racist to be American… Told how to think. Free yourself, Max.

It’s interesting that the CNB became part of canadian bank back in 2015. Not sure if they still are, but interesting.

I’m a us resident and got approved for the card. So citizenship is not required, but permanent residency probably is.

Damn! Thanks for letting us know.

The Value Traveler
The Value Traveler

Too bad they don’t have airport branches.

Is this churnable? Can you get the bonus more than once – I’m about 35 miles away from a branch might have to try it friday

24 months since last having a CNB card and you are eligible again

I’ve tried at several branches in California when I was there. They told me I had to be a resident

Any data points for getting approved as self employed? Also, which CB they pull in CA?

I opened a checking account 2 months ago with this bank (because if you have a checking account I can apply online for their credit cards)
on the online application there no mention of 50000 points, mind telling us where did you see it?
As always thanks

Is the airline credit automatic? Or do you need to call in for it?

Authorized users are eligible too? Is there a fee to add an AU? If not, WOW! Not a lot of datapoints on what triggers the travel credit but still, with a first year AF waived this is pretty solid

Can the points be redeemed for cash back on the account–e.g. a statement credit, and if so, at what rate?

Wow, this value sounds absolutely insane. No AF, and double-dipping $250 credits for yourself and 3 AUs? Forget about the points (and global entry, PP, etc.), that’s $2,000 in value right there! Off to NYC I go..

Some DPs from my experience with them:
I applied for this card a couple months ago and was declined for “Income Insufficient for amount of Credit Requested”. The banker put in a request of a $15K credit limit, which would have been on the lower end of my other cards. (They said income was insufficient for $10000, too) They pulled Experian, but didn’t give me a score, so I don’t know the scoring model they use. My FICO 8 was probably around 750 at the time, with no negatives. My income is over 100k, utilization is 7%, and low-DTI, so I’m not sure what they’re expecting for income or if that was a bogus reason. I applied over the phone with a banker, then went into a (different) branch and signed the paperwork, and provided pay stubs and W-2s.

Everyone I dealt with was extremely nice and friendly, so it was disappointing I couldn’t do business with them!

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