Posted by William Charles on October 1, 2015
Credit Card Offers

Published on October 1st, 2015 | by William Charles

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[Dead] City National Crystal Visa Infinite 100,000 Points After $5,000 Spend (+ Lounge Access + $250 Airline Credit) + My Warning About This Card

CNB have reached out and asked me to remove this offer from the site as it’s no longer available (if it ever was supposed to be available publicly).

The Offer

Direct link to offer

city national

Application Process & Warning

  • The application process isn’t online and can be a bit tricky, either go into a branch or do the following:

It’s also my understanding that City National will only process applications from states they have branches in, but in the past some below have been able to get around this by e-mailing/faxing their application (NY, DE, GA, TN, NV & CA).

City National also has a fixed focus on relationship banking with high networth individuals, if you don’t earn a lot of money/aren’t in a profession that is expected to have a high salary after a few years (e.g Doctors/Lawyers) then chances are you won’t be approved.

They will most likely require the following to determine if you fall into one of these groups:

  • W2 or 1099
  • Previous three months bank statements

Card Benefits & Points Value

  • Unlimited Priority Pass Select lounge access for two and their guests (e.g one primary and one authorized user card + guests)
  • $250 airline credit for eligible incidental charges per card per calendar year (including authorized users, but be warned they might send out a 1099-INT for this).
  • $100 Global Entry Credit
  • Free CLEAR membership as long as you’re a cardholder in good standing
  • Crystal Card Concierge service
  • Visit Infinite Benefits

City National Rewards Points can be redeemed for airfare with most carriers, you can use their airfare search tool to see how many points you need for a flight. It also seems like you can use them to book hotels and cruises. From my testing it seems like you’re normally get around 1¢ per point in value. There are also no blackout dates.

Our Verdict

Obviously this is a great offer, ~$1,000 in sign up bonus value, great lounge access and airline incidentals for more than one person. That being said, I’m not going to apply for this card straight away. I think City National is going to be absolutely flooded with applications from people that don’t meet their target criteria and will end up approving very few if any applicants. On the flipside, they might still run their credit and I’d rather let the storm settle first before throwing my hat in the ring.

Maybe I’m just being too cautious though and missing out on a great deal. If you’re seriously considering this deal, I’d urge you to read our review on this card first.

Hat tip to Delta Points



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HoKo
HoKo

Thx for the warning – I think I will let the dust settle for a couple weeks as well and see how this turns out for the first wave of applicants

Cowboyguy
Cowboyguy

Any idea what sort of credit score they might require?

chris p
chris p

will they need w2 if you apply in branch? there is a branch right next to me sons school

Christopher
Christopher

Can the points be redeemed for cash/statement credit, or just airfare?

Thanks

Chucks
Chucks

Oh my, a delicious Visa Infinite in the wild? I must add it to my collection. Bates, hand me my FICO!

Matt
Matt

That relationship banker’s email address must be pretty nice right now.

Leana

Will, I completely agree. While the offer is terrific, no question about it, I think it’s prudent to wait and see what happens before pulling the trigger. I’m certain they are targeting high rollers, and while some in the hobby are, most are not. I seriously doubt they will be impressed by my household’s middle-class income.

credit
credit

The airline incidentals are reimbursed for the primary card and the authorized users independently? So $500 credit per year?

tim
tim

I wonder if that banker regrets telling DP to post the offer…. FYI any banker at any branch can apply for you or so says my friend that works there.

Adam
Adam

interesting… I thought Visa Infinite was only issued in Canada, EU, Asia and other markets. good to finally see one in the US. must add to my collection LOL if for no other reason!

too bad the only redemptions are travel based instead of straight cash. any ‘deal’ their portal could offer in terms of a plane ticket or hotel room, can prolly be beat elsewhere. also how is their definition of “eligible airline incidentals” enforced – for ex, do GCs count?

I’ll ride this out esp since I dont live in a state with any CNB branches.

The Value Traveler (@ValueTravelerOz)

that’s amazing….a no annual fee first year card, giving you $1000……ahh just like the good ol days.

AAsuited
AAsuited

With the airline incidentals at 500 per calendar year, one could use 500 before the end of 2015, and then use another 500 starting Jan 1 2016.

Not counting lounge access, this is 2k in value ($1000+$1000 airline incidentals if timed right in applying)

Hope GC’s count and the process is automatic and lenient (not like the Ritz-Carlton card)

David
David

Incorrect. It’s $250a calendar year, or $500 a card member year.

Presley
Presley

Why would I need this is I was a high earner

Patrick
Patrick

A penny saved is a penny earned.

trackback

[…] of Credit says City National Bank only has branches in New York, Deleware, Georgia, Tennessee, Nevada and […]

b
b

This offer is still legit. I just got approved for a $25k CL with the bonus. I went and applied in a branch and told them my friend sent me an email about the offer. They didn’t blow me off because I dressed the part (I work in the financial district). They had flyers in the branch about the 100k point bonus offer. However they did ask for pay stubs or a W2 to apply. It took one day for me to be approved. Clearly they’re more stringent than a regular credit card, but it’s an awesome offer.

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