This bank bonus has expired, view the best current checking bonuses by clicking here.
Offer at a glance
- Maximum bonus amount:Â $100
- Availability:Â Colorado only. You must also live work or worship in select areas to qualify & open in branch [Branch locations]
- Additional requirements:Â Deposit $1,000 and maintain for 60 days
- Hard/soft pull:Â Hard
- ChexSystems: Unknown
- Credit card funding:Â Â Unknown
- Monthly fees:Â None
- Early account termination fee:Â Unknown
- Household limit:Â None Listed
- Expiration date:Â November 24th, 2017
The Offer
- Public Service Credit Union is offering a bonus of $100 when you open a Reverse Tier Savings Account on Black Friday and complete the following requirements:
- Stop by on Black Friday, November 24, 2017, and open a new Reverse Tier Savings Account.
- Deposit and maintain a minimum balance of $1,000 for 60 days (must be funds that are not currently on deposit at PSCU).
- This account earns at the following rates:
- $0-$2,000: 3.20% APY
- $5,000.01-$10,000: 0.75% APY
- $10,000.01-$50,000: 0.4% APY
- $50,000: 0.3% APY
The Fine Print
- Within about five business days, your bonus will be in your new account, and available for withdrawal or transfer after 60 days
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
This account has no monthly fees to worry about, I’m unsure if there is any early account termination fee or not.
Our Verdict
Not worth considering due to the hard pull. Disappointing as otherwise it would have been a good bonus.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
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- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times

