Posted by Chuck on September 11, 2016
Manufactured Spending

Published on September 11th, 2016 | by Chuck

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CSR Counts Radpad as Travel with Apple Pay or Android Pay

For the past few weeks, there’s been a lot of talk on Reddit about the fact that when paying rent with Radpad, it comes up in the transaction description as a travel purchase, “Lodgings – Hotel, Motels and Resorts”. This makes it possible to rack up bonus credit card rewards for the Travel category, albeit at a hefty price of 2.99% per dollar.

It’s important to note that only payments made via Apple Pay and Android Pay code the transaction as Travel, not direct credit card payments on Radpad.

The buzz was that after Chase gets added to Android Pay on September 7, it will be possible to pay rent and get 3x Ultimate Rewards points on Radpad utilizing the 3x Travel category bonus on the Sapphire Reserve card. It also makes it very easy to get the $300 Travel Credit on CSR, if it wasn’t easy enough already…

Confirmations are trickling in on Reddit that both Apple Pay and Android Pay are working to get the 3x category and the $300 Travel Credit.

If you value UR points at $.01-per-point, there’s not much gain in using this option other than to meet a spend requirement or to get the travel credit. But if buying UR at $.01-per-point sounds good to you, this is an easy way to automatically buy lots of them at that price.

You can also buy UR at $.015 cents-per-point with the Sapphire Preferred card (earns 2x on Travel) or the INK Plus card (INK Plus earns 2x on hotels). Once again, this will be more palatable for minimum spend purposes or if you have a specific redemption in mind which is worth more than $.015-per-point.

For the long run, there’s always a chance of something changing with this coding, whether from Radpad’s side or from Chase’s side, so be prepared to have a month’s loss if that happens before you get around to cancelling your future rent payments.



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Solewalker
Solewalker

Before people go nuts on radpad, do check out this thread on radpad’s possible cash flow issues:
https://www.reddit.com/r/churning/comments/525jj2/radpad_having_cash_flow_issues/

Lantean
Lantean

hmmmm…. why not password protect this post???
🙁

NinjaX
NinjaX

Its not a password protected post because this company is going bankrupt. It will just repeat what happened to GiftCardRescue. Dont remember that? Then you will be reminded when you seek recourse for your exciting 3x Travel UR CSR payment held hostage in Chapter 11 bankruptcy court. Good luck.

William Charles

This was already very public. Not everything needs to be password protected.

YRK
YRK

What exactly are password protected posts? I have signed up for newsletter at time of Amazon gift card giveaway but yet to receive any NEWSLETTER till now.
Ps. Sorry if not right place to ask this

William Charles

Password protected posts are posts that require a password to view and aren’t accessible by google. You can get the password by joining our free rss feed or weekly e-mail newsletter.

J
J

Given the bounced checks, the layoffs, and their CEO asking people to take 15% paycuts, I would stay far away from RadPad.

NinjaX
NinjaX

Exactly. Its a done deal IMHO. GiftCardRescue repeated…

James
James

There will probably be a surge in users at the end of the month – that will be a good test. If we don’t hear reports of bounced checks then radpad is probably safe, at least in the short term. On the other hand, if people do have problems then radpad is probably toast since I don’t think they’ll be able to handle the bad publicity.

Joe
Joe

Does this mean that in addition to getting 3 pts per dollar that RadPad should qualify for the $300 annual credit as well?

William Charles

Correct

Joe
Joe

duh poor reading comprehension

William Charles

Happens to the best of us

joe
joe

Somebody needs to let the CEO Mr. Eppers know that RadPad should implement a policy of segregated funds. Funds for operations should not be comingled with funds paid by customers to pay their rent. This way, while there may still be mistakes, peoples’ rent will always be paid.

joe
joe

It appears, at least according to Mr. Galpin, that rent $$ is segregated and in an account that is not comingled with funds for operations.

joe
joe

You wrote:
It’s important to note that only payments made via Apple Pay and Android Pay code the transaction as Travel, not direct credit card payments on Radpad.

where did you find this info? is it chase specific? My AT&T access card seems to consider it travel whether Android Pay or paid via the website.

Thx

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