Update 4/6/24: Available again.
Update 4/28/23: Available again.
Update 12/5/22: Being offered again. Hat tip to HarryTheFirstHarry
Update 9/9/21: Being offered again.
Update 1/25/21: People being targeted for 0% APR again, can check by using the chat feature.
Periodically Discover offers some cardholders additionally offers when asked, for example:
- Check with Discover if You’re Eligible for 2% or 3% Spend Bonus for 6-12 Months (2019)
- Ask Discover For An Offer, Receive An Offer (3% Cash Back On All Purchases Or 0% APR) (2017)
- Ask Discover For An Offer, Receive An Offer (2% Cash Back On All Purchases, 7% On Rotating Categories, $10 Bonuses & 0% APR) (2015)
Currently Discover is offering some cardholder 0% APR for 12 months. To see if you’re eligible you need to chat with a Discover representative.
Hat tip to reader Matthew
My 0% promo rate expires with my new statement (on 4/30). Do I have until my statement bill date (5/25) to pay it off interest free? Or will they start charging interest immediately on 4/30?
Can confirm this. I was approved last month for 12 months for 0% APR.
Thanks for the heads up. Got 0apr til 042025 after messaged rep.
First time I’ve been eligible for anything since I opened this account with them back in the early 2000s. My discover card will actually get used now!
Been calling in for years. Usually takes less than five minutes even if they transfer to another department. Also usually get offers about three months later on extra cash back (extra 3%, on up-to $1,500 in six months seems to be the norm for me – on top of existing rewards – but YMMV on the specifics of your offer.) after charging some on the 0%.
they are good in doing that repeatedly every year on asking them. i got 2 cards, they do that for both.
I snagged this via chat. About time Disco gave me some kind of love.
Worked for me just now 12 months 0%
Joining the wagon as well received 0 apr after chat request thanks again time to pay taxes !
I’ve been able to get this offer for the last 4 years. I think it’s available at any point in time if you just ask. I asked for it in February this year and got approved immediately
I currently have 0% APR from SUB. I’ve always seen others ask and get the offer.