It was previously possible to access your Experian FICO score for free (through Discover for everybody and other card issuers for their cardholders) and monitor your Experian credit report through credit.com. Experian have now made both of these things much easier with their acquisition of freecreditscore.com (a website that used to be somewhat dubious) and the introduction of their Android & Apple apps.
Contents
Website
The website provides you with the following:
- New Experian credit report & FICO score every 30 days on sign in (Note the free FICO score is only for new sign ups. Follow this post if you’re an existing member)
- Credit monitoring for your Experian report (e.g new account inquiries, new accounts etc).
App
Frequent Miler has already covered this app, but basically it provides you with the same credit monitoring as above but tries to upsell you the FICO score. It’s still possible to get the free score by following this comment.
Our Verdict
My recommendation when it comes to monitoring your credit is now this:
- Use Credit Karma to cover TransUnion & Equifax
- Use Freecreditscore.com to cover Experian
You can get your Experian FICO score from this website as well, if you want TransUnion/Equifax FICO score then chances are one of the credit cards you have offers this.
