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mdacguy
mdacguy (@guest_2055397)
May 5, 2025 18:34

is bloom account converted to the regular brokerage account?

JD
JD (@guest_2055435)
May 5, 2025 19:33

Mine are still crippled versions…

Bryan
Bryan (@guest_2026349)
March 19, 2025 10:43

Did anyone get two bonuses ($5 each) in their Bloom Save accounts. I got these bonuses again just for signing back into the Bloom app. I know I received these bonuses already before.

ShawntheShawn👈🏾
ShawntheShawn👈🏾 (@guest_2026447)
March 19, 2025 12:13

After seeing your DP, I tried to do the same to see if I could get $5, only to realize I have already deleted the app which has also been removed from the app store…

JD
JD (@guest_2026505)
March 19, 2025 13:08

I just re-installed it from here:
https://fidelitybloom.app.link/BloomDownload

mangorunner 🔗
mangorunner 🔗 (@guest_2026536)
March 19, 2025 13:40
  JD

Reinstalled and was able to snag $5 in my Bloom Save:
“Mar-19-2025 JOURNALED Rewards (Bonus offers) (Cash)”

J2🤓
J2🤓 (@guest_2026582)
March 19, 2025 14:39

thanks you guys above. I got 5.

Pete
Pete (@guest_2026620)
March 19, 2025 15:19

Showed up right away? I didn’t get it after reinstalling.

J2🤓
J2🤓 (@guest_2026633)
March 19, 2025 15:34

yes

Eric 🔗
Eric 🔗 (@guest_2026635)
March 19, 2025 15:34

I just logged into the Bloom app and at 1st nothing happened. I then waited a few minutes and the $5 was waiting there in my Save account. 😀

Pete
Pete (@guest_2026591)
March 19, 2025 14:53
  JD

This works with Apple apps?

JD
JD (@guest_2026647)
March 19, 2025 15:44

Yes, QR code took me to the app store. BTW, the two broken images are links to Apple and Google app stores, if that doesn’t work.

JD
JD (@guest_2026644)
March 19, 2025 15:42
  JD

I got a rock. :/

ShawntheShawn👈🏾
ShawntheShawn👈🏾 (@guest_2026956)
March 19, 2025 23:58
  JD

Great tip, JD. No $5 bonus for me ☹ . But I am glad others were able to grab it, thanks to your tip and the DP from Bryan

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
March 19, 2025 13:20

I have one $5 from 3/7/25 in my Save, which I guess was the last time I logged into the app. Honestly didn’t notice.

How do you have more than one Save? Guessing you meant Spend, which I did not get $5 in that one.

Volt
Volt (@guest_2026638)
March 19, 2025 15:36

I also only got one $5 from 3/6/25 in my Save

Acid Bath
Acid Bath (@guest_2026593)
March 19, 2025 14:55

Downloaded and logged in and $5 appeared in my Save account about 30 seconds after – thanks 🙂

Bryan
Bryan (@guest_2027136)
March 20, 2025 10:20

Update, it looks like they clawed one of the $5 bonuses back as I see its been subtracted from my account.

mangorunner 🔗
mangorunner 🔗 (@guest_2028996)
March 22, 2025 16:29

🙁 Thanks for the heads-up. I didn’t have a claw-back (yet?) but I appreciate the notice, Bryan.

Mike
Mike (@guest_2029233)
March 23, 2025 00:27

What was the $5 for just logging into the app?

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
March 23, 2025 02:56

Yep

UnhingedCFPBer
UnhingedCFPBer (@guest_2026027)
March 18, 2025 22:07

Bloom go boom.

RIP CFPB

Volt
Volt (@guest_2026637)
March 19, 2025 15:36

I hate seeing CFPG getting gutted as much as the next guy, but Fidelity has planned to shut Bloom down since September last year, so I don’t know what CFPB has to do with this

Eric 🔗
Eric 🔗 (@guest_2026641)
March 19, 2025 15:41

People seem to be citing the CFPB in almost every post nowadays without any regard for if the context makes sense to do so.

Abe
Abe (@guest_2025528)
March 18, 2025 14:21

I ended up using Bloom to separate bill pay from my CMA which was handy, guess I’ll keep one of the accounts? Not sure I need two additional brokerage accounts.

mangorunner
mangorunner (@guest_2025776)
March 18, 2025 18:29

That’s what I do. Use Fidelity CMA as hub. Use Fidelity Bloom for bill pay. Real-time transfers between the two accounts. Invest cash in both accounts in SPRXX, getting around 4.1% that auto-liquidates on demand. Good set-up.

MBE
MBE (@guest_2025224)
March 18, 2025 08:37

In the email I received, it said that the Bloom app will be discontinued on 30 March. After that date, the Bloom Spend and Bloom Save accounts will be renamed “Individual” and be shown under the “Investments” category instead of “Save and Spend” category.

I am inferring that they are going to be converted to regular brokerage accounts, rather than a flavor of CMA.

I don’t know if I need more than one taxable brokerage account a Fidelity.

Summer
Summer (@guest_2025085)
March 18, 2025 00:57

i missed the memo on Bloom.. but is Bloom still honoring the 10% match for 2025?

Avery
Avery (@guest_2025480)
March 18, 2025 13:32

Nope

Sad Dayz In USA
Sad Dayz In USA (@guest_2024977)
March 17, 2025 22:15

yeah switched to Schwab because Fidelity decides to lock up any money you transfer in for 30 days. Insane.

Al
Al (@guest_2025041)
March 18, 2025 00:07

This happened to me and i was shocked, like literally i was like why is there such a long hold up?

Eternal Blue
Eternal Blue (@guest_2025057)
March 18, 2025 00:29
  Al

P2 and P3 are still being hit by long holds on cash new to Fidelity, although the hold time is more like 2 weeks than a month.

Thankfully, my Fidelity account has been unaffected. Outside cash usually settles the next business day on pulls from Fidelity, occasionally in 2 business days.

Summer
Summer (@guest_2025083)
March 18, 2025 00:56
  Al

same wtf Fidelity

David
David (@guest_2025619)
March 18, 2025 15:53

Just push money into Fidelity from another bank.

Al
Al (@guest_2025978)
March 18, 2025 21:24

They will still put a long hold. Unless that’s changed and push is less wait than pull?

Volt
Volt (@guest_2026634)
March 19, 2025 15:34
  Al

I have never had a hold from a push. It’s always immediately available to withdraw for me.

Pull used to have a 7 business-day hold for me. Nowadays, it’s more like 2 business days

Bank Bonus Bodhisattva
Bank Bonus Bodhisattva (@guest_2024727)
March 17, 2025 16:12

Fidelity counts as DD for lots of things, and it has a pretty decent rate for the money market savings account

Peek
Peek (@guest_2024738)
March 17, 2025 16:25

This really has nothing to do with that, you can still use a cash management account for DD pushes. You can probably still push from these accounts too if you wanted as they will get converted to brokerage accts.

Eric 🔗
Eric 🔗 (@guest_2024758)
March 17, 2025 16:42

My Fidelity Bloom, brokerage and CMA accounts all code the same way when I push funds out of them so you are exactly correct.

Peek
Peek (@guest_2024837)
March 17, 2025 19:23

I did wonder about that if it mattered at all. I always push from CMA.

abra
abra (@guest_2024726)
March 17, 2025 16:11

So it’s really just a “Bloom” LOL

TDD
TDD (@guest_2024626)
March 17, 2025 14:04

I closed my accounts out last month. It is very easy to do – just open the chat and it is all automated, don’t need a human. It’ll create a request to close and later in the day it’ll be closed by a human behind the scenes, just make sure your account balance is $0.