Posted by William Charles on February 21, 2019
Credit Cards

Published on February 21st, 2019 | by William Charles

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[FL] Fairwinds Credit Union Preferred Visa Signature: 60,000 Point Bonus, 5x Points On Travel

Fairwinds Credit Union offers an interesting credit card called the FAIRWINDS Preferred Visa Signature. Let’s take a look at this card in this quick review. Unfortunately this card is restricted to those who live, work or operate a business in Orange, Seminole, Volusia, Osceola, Polk, Brevard, Lake, Hillsborough, Manatee, Pasco, Pinellas, or Sarasota counties.

Card Basics

  • Annual fee of $249 (extra $75 for additional cardholders)
  • Sign up bonus of 60,000 bonus after $5,000 in spend withint he first three months
  • 50% more value on travel redemptions
  • Card earns at the following rates:
    • 5x points on travel
    • 3x points on dining
    • 2x points on all other purchases

How Much Are Points Worth

You can redeem points for gift cards at a rate of 11,000 points = $100 gift card (0.9¢ per point) or through the CURewards portal and get 50% more value (e.g 60,000 points = $900 in travel). It looks like these are CURewards points, so I’m not sure if you can use them for other travel like other cards (some options discussed here) and if so, do you still get the 50% bonus?

Our Verdict

Card is potentially very interesting, at minimum it earns 2x points on all purchases and points are worth 1.5¢ each for travel. If you can redeem for some of the other travel portals and still get the 50% discount then it’s even more useful. That being said the card does have a $249 annual fee and that isn’t really offset by any airline/travel credits or lounge access. Might be worth grabbing for the first year if you’re a heavy spender, but for most people not worth considering.

Hat tip to tom0963



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YoungestofAlltheBuck
YoungestofAlltheBuck

Edit: was incorrect
Feel free to delete

David
David

What? There isn’t a way to join the credit union by paying $10 to join some really obscure organization?

Bill M
Bill M

The wording is technically incorrect. The card isn’t limited to those living in those counties but new membership in the credit union is unless you are a UCF alum or LionNation member. I have been a member of Fairwinds for many years but no longer live in Florida, however I can still get the card. UCF students, faculty, staff and alumni are also eligible to join regardless of where they reside. UCF has the largest enrollment of any university in the country at over 65,000 students so there are many alumni all across the U.S. You can also join Fairwinds if you are a member of the Orlando City Soccer Club LionNation which you can join for free.

Orin
Orin

How do you prove you were at UCF before?

John F.
John F.

Show them the tattoo.

John Wick
John Wick
Marc
Marc

Joining fariwinds results in hardpull or soft?

Marc
Marc

William Charles any dp on this?

austin
austin

trying to figure out if i can fund a cc with a fairwinds account guess i’ll have to be the dp i want to see

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