Posted by Chuck on May 16, 2017
Manufactured Spending

Published on May 16th, 2017 | by Chuck

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Food Lion Now Accepts Credit Card for Prepaid Gift Card Purchases

Food Lion sells $500 Visa, Mastercard, and Amex gift cards, but as of the past couple years (at least) they didn’t allow payment via credit card.

The good news is that they’ve now began accepting credit cards again. There is a daily limit of $10,000 in purchases (including fees). Up to $2,000 can be purchased with a regular cashier and beyond that will need an override.

Lots of grocery stores who stopped taking card payments due to fraud are now reevaluating their position due to the enhanced security of chip cards, or other factors, and now allow credit cards on prepaid purchases.

Hat tip to Rossbolton87 on r/churning



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Dammit. Any grocery stores in CHICAGO selling $500 VGC? I will paypal the person who provides this information $10 for the tip 😀

Are we talking Chicago or Southwest Suburbs?

Anywhere in Chicagoland would be nice. There are no VGC 500s at Jewel or Marianos. Need a way to maximize some of the grocery store CC rewards

It’s Jewels 😉 seriously tho I havent seen any and I drive all over the tri-state. best bet is the staples and office max vgc deals, if not the simon mall in aurora sells the $500 vgc for $4.95 or $5.95 activation fee.

Marianos has $500 vgc denominations but does not accept cc.
I tried 3 locations in Chicago couple of months ago.

Marianos is owned by Kroger. Maybe they dont have their systems fully integrated yet.

Captian Hooks

Also Jewels in west chicago. Just bouvht 2 there a couple weeks ago.

There are lots of 500 variables at grocery stores near me. They’re all Sunrise bank MC though so I believe they have to be liquidated through WM

Go to Whole Foods. No problem $500 meta vgc with cc

Meta has to be liquidated through WM correct?

Captian Hooks

Jewels on 127th and Pulaski

nonimmigranth1b
nonimmigranth1b

WHOLE Foods. They sell it. I have bought multiple times.

Thanks for all the Chicagoland tips everyone!

Some Meijer stores sell the $500 Mastercard.

weird, mine here in VA do take credit but they don’t carry $500s 🙁

email me can we work i have good methods richshoota7577@gmail.com

I’ve been purchasing vgc with CC at Food Lion (VA) since 5 years ago. This post confused me 🙂

Charles Chang

For a good part of last year, they stopped carrying $500 VGCs. Apparently they resumes the selling now.

Mine here in VA as well, will let you charge $200. My local store, since they know me, lets me go to $300.

Does Food Lion have any presence in the Northwest under some other identity?

Interestingly, the 5 Food Lions in my region happily took CC for Visa and Mastercard GCs although I was rarely using it due to another grocery chain running a more worthwhile deal. Then last week decided to him the Food Lion up the road and discovered that somewhere over the last year they stopped taking CC’s. The Food Lion down the street from my house has never taken CC’s all during these last few years, it will be interesting if they post the sign. Although I typically use Food Lion for GC liquidating anyhow.

How do you liquidate GC at Food Lion? Do they sell money orders?

Yup. Relatively cheap and lot less waiting than Walmart and no limit on which GCs work.

What parts of the country is Food Lion in?

Ill eat my hat. I just saw the sign in the store closest to home in soutern MD.

Food lions are in the mid atlantic states. Just merged with Giant i believe.

Food Lion began in Salisbury, NC. It radiated outwards from there.

This reminds me of the deal with Giant where they were taking CC for VGC, then they weren’t, now they are again….what would prompt the change? they were missing the lost revenue and wanted to get it back?

I think it has more to do with the change of liability for chip vs non chip readers in stores. After October 2015, whichever store didnt have chip readers (or companies involved in a sale) was liable for fraud. Things are loosening back up noe that most stored have CC chip readers.

Why is this a good thing?

what are the best ways to “cashout” gift cards?

It must be a regional thing as I have been buying $500 VGC from Food Lion in the NC/SC region for a while now. I have noticed that around this area its a hit or miss as customer service managers are constantly reminding the clerks at the register that the transaction has to be processed as a debt transaction. However there are many times where the clerk takes my word and never really checks once the transaction is completed. Also a small alittle note worth mentioning…in my area they are limiting the amount to only $500 VGC charge per hour. I havent tested this system by using a different card for the second $500 to see if its related to the indivudal card number or not

Just a dp here, I tried 3 different food lions in winston salem nc just yesterday and was told they wouldn’t do more than $200 because they have had issues with theft

If a manager swipes their card the transaction will go through for $500.

I just called Food Lion corporate to see if they accept credit card pays on their own gift card and the answer is no. Is this new policy only on Visa and Amex gift cards?

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