[GA] Georgia’s Own Credit Union $750 Checking & Savings Bonus

Offer at a glance

Maximum bonus amount: $750
Availability: GA only
Direct deposit required: Yes, $2,500+
Additional requirements: See below
Hard/soft pull: Hard pull
ChexSystems: Unknown
Credit card funding: Unknown
Monthly fees: None
Early account termination fee: None
Household limit: None listed
Expiration date: December 31, 2025

Contents

1 The Offer
2 The Fine Print
3 Avoiding Fees
- 3.1 Monthly Fees
- 3.2 Early Account Termination Fee
4 Our Verdict

The Offer

Direct link to offer

Georgia’s own credit union is offering a bonus of up to $750. Bonus is broken down as follows:
- Get a $300 bonus when you open a new All Access checking account with promo code WELCOMEFALL
  - Register for online banking
  - Make 10 debit card transactions per statement cycle for the first two consecutive statement cycles
  - Have $2,500 in qualifying direct deposits per statement cycle
- Get a $200 new account bonus when you open a new Primary Savings account with promo code WELCOMEFALL
- Get an extra $250 when you do both

The Fine Print

Offer valid November 1, 2025 through December 31, 2025.
Offer is comprised of three (3) separate bonus opportunities worth up to $750: $300 All Access Checking Bonus, $200 Primary Savings Bonus, and $250 Extra Bonus.
All Access Checking Bonus offer is not available to existing Georgia’s Own Credit Union checking members.
Primary Savings bonus offer is not available to existing Georgia’s Own Credit Union savings members.
The Extra Bonus offer is not available to members whose accounts have been closed within 90 days or closed with a negative balance within the last three (3) years.
Business and employee accounts are excluded.
You can receive only one (1) new checking and one (1) new savings account opening related bonus every two (2) years from the last promotion enrollment date and only one (1) bonus per account.
WELCOMEFALL promotion code is good for one-time use.
This offer may be withdrawn without notice.
To receive the $300 All Access Checking Bonus: 1) Open a new All Access Checking account, which is subject to approval; 2) enroll in online banking; 3) complete 10 debit card transactions within each of two (2) statement cycles after account opening; AND 4) have a direct deposit of at least $2,500 for two (2) consecutive statement cycles made into the new checking account. Your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government.
Person-to-Person payments are not considered a direct deposit.
After you have completed all the above All Access Checking Bonus requirements, we’ll deposit the bonus in your new account within 120 days of promotion enrollment.
To receive the $200 Primary Savings Bonus: 1) Open a new Georgia’s Own Primary Savings account, which is subject to approval; 2) deposit a total of $15,000 or more in new money into the new savings account within 30 days of promotion enrollment. The new money cannot be funds held by you at Georgia’s Own Credit Union; AND 3) Maintain at least a $15,000 balance in the new savings account for 90 days.
After you have completed all the above Primary Savings Bonus requirements, we’ll deposit the bonus in your new account within 120 days of promotion enrollment.
To receive the $250 Extra Bonus: You must open the checking and savings account at the same time and complete all requirements above for BOTH the All Access Checking Bonus and Primary Savings Bonus.
After you have completed the All Access Checking and Primary Savings Bonus requirements, we will deposit the remaining bonus due in your new account within 150 days of promotion enrollment.
To receive any of the above bonuses, the enrolled account(s) must be open and in good standing at the time of bonus payout.
Eligibility may be limited based on account ownership. Account terms are effective as of November 1, 2025. The Annual Percentage Yield (APY) for Georgia’s Own All Access Checking is 0.01% APY for all balances. Rates are variable and subject to change at any time. Fees may reduce earnings. The minimum opening balance for Georgia’s Own Primary Savings is $5.00. APYs by tier: $5.01 to $49,999.99 – 0.10% APY, $50,000 to $99,999.99 – 0.15% APY, $100,000 or greater – 0.20% APY. Rates are subject to change at any time. Fees may reduce earnings. Bonuses are considered income for tax purposes and will be reported to the IRS as required by law.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them