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mpcee123
mpcee123

$4 inactivity fee if you don’t use their debit card at least once per month (happened to me). In their terms & conditions…

“5. Inactive Ideal Debit Card Fee is $4.00 if card is not used at least once per month.”

Skor
Skor

I got bitten by this as well 🙁

Matt K.
Matt K.

Anybody have luck funding a 3rd or more account? I did the checking and reserve savings online each with $2k on CC but now I tried the 3rd and it said no account selected and I need to go into branch. However, I can see on the top of the screen if I get past that screen step 3 is funding again. So was hoping to keep this savings account funding rolling.

Jason
Jason

Any update on DD?

M. Smith
M. Smith

Since the checking account doesn’t have any fees, anyone want to guess how long you need to keep up the direct deposit? And how about that DD– is that a single deposit of $750 a month or might it be total ($375 x 2)?

SammyG
SammyG

Contacted them. They said, “it would just need to be a total of $750 per month. It can be one full amount or broken into different amounts.”

Dan
Dan

Anyone know the easiest way to manufacture debit card signature transactions? I never use debit cards

Eric
Eric

Joining via donation is only available for Wisconsin or Minnesota residents, unfortunately.

mpcee123
mpcee123

Applied today and got approved.

Can fund up to $2,000 with a credit card (Visa, MC, Disc, or Amex). I funded with an Amex after setting cash advance limit to $0.

Note that the $2,000 limit is spread among all accounts in the application, so if you apply for more than one account in your app (and you will, as there’s a mandatory savings account attached), the limit applies to the aggregate, not each account.

Bob
Bob

Note Anoka, Chisago, Dakota, Hennepin, Ramsey or Washington counties are in Minnesota!