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mpcee123 (@guest_264332)
June 1, 2016 15:07

$4 inactivity fee if you don’t use their debit card at least once per month (happened to me). In their terms & conditions…

“5. Inactive Ideal Debit Card Fee is $4.00 if card is not used at least once per month.”

Skor (@guest_272156)
July 1, 2016 09:55

I got bitten by this as well 🙁

Matt K.
Matt K. (@guest_258730)
May 13, 2016 19:43

Anybody have luck funding a 3rd or more account? I did the checking and reserve savings online each with $2k on CC but now I tried the 3rd and it said no account selected and I need to go into branch. However, I can see on the top of the screen if I get past that screen step 3 is funding again. So was hoping to keep this savings account funding rolling.

Jason (@guest_254378)
May 1, 2016 22:51

Any update on DD?

M. Smith
M. Smith (@guest_235034)
March 20, 2016 18:01

Since the checking account doesn’t have any fees, anyone want to guess how long you need to keep up the direct deposit? And how about that DD– is that a single deposit of $750 a month or might it be total ($375 x 2)?

SammyG (@guest_236754)
March 24, 2016 14:54

Contacted them. They said, “it would just need to be a total of $750 per month. It can be one full amount or broken into different amounts.”

Dan (@guest_235005)
March 20, 2016 15:45

Anyone know the easiest way to manufacture debit card signature transactions? I never use debit cards

Dan (@guest_235544)
March 22, 2016 01:39

Thanks for the info guys, so is pin-less debit transaction and signature based the same thing? I was more so asking because depending on merchant and purchase amount, I think debit transactions could go through without pin and also without a signature. For instance with amazon gift card, would that count for this requirement even though there is no actual signature? Another example would be buying a 50 cent pack of gun at a drug store with a debit, I think I may have done that before and the purchase just goes through without pin or sig

Eric (@guest_234515)
March 18, 2016 17:44

Joining via donation is only available for Wisconsin or Minnesota residents, unfortunately.

mpcee123 (@guest_234203)
March 17, 2016 17:35

Applied today and got approved.

Can fund up to $2,000 with a credit card (Visa, MC, Disc, or Amex). I funded with an Amex after setting cash advance limit to $0.

Note that the $2,000 limit is spread among all accounts in the application, so if you apply for more than one account in your app (and you will, as there’s a mandatory savings account attached), the limit applies to the aggregate, not each account.

Bob (@guest_228695)
February 25, 2016 21:36

Note Anoka, Chisago, Dakota, Hennepin, Ramsey or Washington counties are in Minnesota!