Posted by William Charles on May 23, 2016
Bank Account Bonuses

Published on May 23rd, 2016 | by William Charles

61

[Dead] [IL, IN, MI, NV and OH Only] Talmer Bank & Trust $250 Checking Bonus

Link no longer works, if anybody finds one let me know in the comments.

Offer at a glance

  • Maximum bonus amount: $250
  • Availability: IL, IN, MI, NV and OH Only
  • Direct deposit required: Yes, $150+
  • Additional requirements: None
  • Hard/soft pull: Soft
  • Credit card funding: None
  • Monthly fees: $5.95, waiveable
  • Early account termination fee: $25, 180 days
  • Expiration date: None listed

The Offer

Direct link to offer

  • Receive a sign up bonus of $250 when you open an eClassic checking account with Talmer Bank & Trust and setting up a qualifying direct deposit of $150 or more within 60 days of account opening.

talmer bank and trust

The Fine Print

  • The direct deposit needs to be an electronic deposit such as a paycheck or pension from your employer, or government benefits such as Social Security
  • The initial direct deposit must be credited to your account within 60 days of the account opening date
  • Within 120 days after receiving your first direct deposit, we will deposit $250 into the personal account. If the account is closed prior to the crediting date, the bonus will not be paid
  • Offer is available to new Talmer Bank and Trust personal checking account customers only, and new accounts are subject to approval
  • A new customer is defined as not having a personal checking account with Talmer Bank within the last 12 months
  • Minimum opening deposit of $50. Limit one promotional payout per account

Avoiding Fees

Account needs to be open at the time of the bonus posting, otherwise you will not receive the bonus. You’ll also need to keep the account open for 180 days to avoid any early account termination fee. The eClassic account has a monthly fee of $5.95 is waived if you do any of the following:

  • Have a minimum average daily balance of $500+ OR
  • Have a combined minimum average daily balance of $5,000+ OR
  • Enroll in eStatements OR
  • Have a qualifying direct deposit

Our Verdict

This seems like a pretty easy bonus to meet and also keep the account fee free. Here is what I’d do if I was completing this bonus:

  • Open an eChecking account
  • Enroll in eStatements to avoid the monthly fee
  • Change my payroll (or use an ACH transfer if not possible to try) and trigger the direct deposit
  • Wait for the bonus to post and 180 days to be up (to avoid early account termination fee), close account

Shame you can’t fund with a credit card and you have to apply for the bonus in branch. Still we’ve added this bonus to our best of list, you can view that here.

Hat tip to Maximizing Money



61
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
David
David

Just called my local branch, was told it’s a soft inquiry to Chex.

David
David

I was also told no credit card funding, must be cash/check.

sara
sara

I think you have to actually go into the branch

Mike
Mike

Hi, I have a question, the hard/soft pull of a checking account is the inquiry to Chexsys or to the credit bureau?

trackback

[…] Chemical banks to combine in merger by Detroit News. Better get in on that Talmer $250 bonus before the […]

Adam

dangit, was just in Vegas a few wks ago. coulda swung by the lone branch they have in NV to open up this acct for an easy bonus.

hmm that makes me think, I know folks fly around the country to MS. does anyone fly around to open up lucrative bank acct bonuses too? would that even be possible or do most of these banks require residency/address/license in the state you open up your acct in?

it’s easy to manage everything online, most all of these banks have online banking. so if its just about personally being there to sign up, or if they could even do it over phone/fax etc. I think it just might be lucrative to have fun flying around the country for this!

Josh
Josh

After the cost of plane tickets, transport to the site and not to mention time, I can’t imagine this type of bonus being remotely worth traveling much more than maybe 20-30 minutes by car to obtain. Add in the fact these bonuses are taxed and it would be pretty silly to take a plane trip for anything less than maybe a grand bonus, if that. Might take a bit more

Josh
Josh

Applied today in downtown Chicago. Couldn’t be nicer people. In and out in about 25 minutes, an atypical banking experience experience, set up like a typical business that is in a Chicago office high-rise (you would have to live here to understand this)

Sulaya
Sulaya

Signed up for this account about a week ago in NE Ohio. Standard ChexSystems pull. There’s two forms relating to Overdraft protection – if you don’t want it make sure you don’t sign the second. Only required Driver’s License for identification. There’s also a $50 referral bonus – up to 4 people can be referred. Referral bonus requires a short form with both parties’ signatures. Referral bonus appears in referring customer’s account in 30 days after the new account is opened. Confirmed with the Relationship Banker that the Referral bonus can stack with the $250 offer.

David
David

I already got my $50 referral (posted within a few days) although I’m still waiting on the $250.

Johnny
Johnny

Any idea if a ACH push will count as DD for this one, or is it probably going to need a real employer payroll?

Dan
Dan

Sweet there is a branch like 5 minutes from my work. Will update once I visit.

adam d
adam d

says monthly minimum $150 direct deposit, if my first deposit is $150 and bonus is credited will they claw back bonus is subsequent deposits are less than $150?

CJ
CJ

No, they won’t.

bill
bill

The real question is: Do we need subsequent DD after the 1st DD within 60 days of account
opening. How many DDs needed to get the bonus after 60 days and before Bonus posted?
I always DD up to bonus posted which is not a good strategy because you can redirect DD
to open a new account in another bank.

bobby
bobby

Any one gets the bonus, please post here. Also, whether ACH counts as DD?

heman
heman

I called on 3/10/16, csr said it is being extended past 3/11/16/ but do not know until exact date so update post if a call monday nets a exact data point. i opened one in chicago 3/11/16.

Nengah Hariadi
Nengah Hariadi

Anyone get the bonus already?

Back to Top ↑