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James (@guest_199566)
November 19, 2015 20:26

Any datapoints of actual payouts? Fulfilled requirements on 10/16, opened late September.

CharlieK (@guest_201593)
November 24, 2015 12:49

Hi James, both my wife and myself opened accounts in September. She completed requirements at the end of September and I completed mine at the very banning of October. Both did Capital One 360 transfer of $1000 which showed up as direct deposit. We both had our bonuses posted today, showing yesterday’s date as the deposit date. I suspect you may have yours today as well and if not, there should be one last set of bonuses deposited in December.

Scott (@guest_192222)
October 31, 2015 13:37

I am going to call this on a bust for me. Opened account on 7/14. Direct Deposit was ACH from capitol one 360. completed 5 debit by 8/10. It is now 10/31 and nothing. I am now having to pay the monthly fee as well. Can you close the account online?

Vincent (@guest_193364)
November 4, 2015 02:29

In my opinion, you might want to wait, until there are other data points for one more month. Since it seems like they are batch depositing for everyone.

Eric (@guest_186757)
October 16, 2015 22:35

I have a $300 email offer from KeyBank from August that is expiring in a week. It doesn’t say anything about being limited to the states mentioned here. Should I be okay for the bonus then even though I don’t live in one of those states? Does Serve or PayPal work for the direct deposit?

Matt (@guest_186678)
October 16, 2015 16:00

To anyone thinking of downgrading to avoid the account closure fee, bad news: it doesn’t work out that way.

To “downgrade” to the no-fee account, you actually need to apply for a new account and then they close your old one. I figured out at the end of a long process with their reps that you will still incur the early account closure fee if you try to do this.

Yong (@guest_369689)
March 14, 2017 11:28

“Downgrade” is one way to manage monthly fee. I downgrade PNC virtual Wallet with performance spend ( $25 or $5000 balance) to VW ($5 or $500 balance) after I got my $300 bonus. You can also downgrade from Huntington 5 ($5 ) to hassel free account( no fee). May be there are other banks which allow you to downgrade which I do not know.

Dave (@guest_182627)
October 8, 2015 12:42

What is the “Relationship Rewards membership fee – $30 annual fee (optional)”

I signed up for the Key Advantage MM Checking – will I get charged a $30 AF?


Joe (@guest_181214)
October 5, 2015 22:21

If I closed a Key Bank credit card in 12 months, am I eligible for the $300 bonus?

Dave_B (@guest_219517)
January 22, 2016 20:06

I found out the hard way that this is not true. After waiting the 90 days, talking to multiple customer service reps, and then waiting another 7 weeks, and talking to another customer service rep, I was informed that when they say “any accounts”, they include credit cards in that. Even the fact that my credit card account used to belong to HSBC, and was transferred over to Key when HSBC left my area didn’t help(I brought up the fact that this checking account was the first account I had ever opened with Key bank, to no avail).

So, no bonus here. If you have or had a credit card with Key in the last 12 months, you can’t get this bonus.

Yong (@guest_302957)
October 3, 2016 17:22

I wish I read your comment before I opened Key checking account.
No $300 bonus for me because I have credit card account. Other banks seem OK with credit card. This teach me a lesson that I need to read requirements very carefully. Do not assume anything.
Thank you for taking time to alert others.

Just found out new requirement I’ve not seen before:

Offer is available to new bank clients who have not had any type of account with KeyBank within the last 12 months. Only residents of Ann Arbor MI, Alaska, Cincinnati OH, Columbus OH, Dayton OH, Idaho, Indiana (Central and Northern), Maine, Toledo OH, Utah and Vermont are eligible for this offer.

Yong (@guest_369681)
March 14, 2017 11:16

Requirement changes with each Bonus. I just emailed $300 bonus coupon (EDGF0317, exp. date 4/21/17) and it said you can not have any CHECKing accounts within 12 months, not mentioning ANY accounts ,ie credit card which I was denied the bonus last year
because I had Key credit card account..

At this time there is also a $200 bonus with same requirement.

joe (@guest_179242)
September 30, 2015 09:27

mine hit on 9/24 as well.

John (@guest_178996)
September 29, 2015 16:42

Yeah, bulk for sure. Mine was the 24th too. I misspoke on the 25th. Anyone thinking of downgrading Advantage to Hassle Free? Thinking of doing that to avoid the monthly fee and then hope for a $50 inactive offer? Of course, closing would be best for churning purposes. But if it pays out $50 now and then might be easier to just keep around…. do those $50 offers come around a lot?

Scott (@guest_178832)
September 29, 2015 08:50

For those who have had bonuses post was your direct deposit payroll or an ACH. If ACH from where?

Matt (@guest_178993)
September 29, 2015 16:36

I forgot to mention in my post, but my direct deposit was payroll.

Vic (@guest_178643)
September 28, 2015 18:53

Account opened 7/10.
Bonus posted 9/24.

It seems like they’re processing these bonuses in bulk.