This deal has expired, view the best high yield savings accounts by clicking here.
Offer at a glance
- Interest Rate: 2.75%
- Minimum Balance: $1,000
- Maximum Balance: $250,000
- Availability: MA, NH, ME, VT and RI
- Hard/soft pull: Soft
- ChexSystems: Unknown
- Credit card funding: Up to $500 (this is a hard limit per application, doesn’t matter if you have two accounts in same application or not). Unclear if allowed on CD’s or not
- Monthly fees: None
- Insured: FDIC
The Offer
- HarborOne Bank is offering a 13 month CD offering 2.75% APY. Must use promo code Remarkable when opening online
The Fine Print
- Offer available only for new money to HarborOne Bank, monies cannot be transferred from an existing account. A minimum of $1,000 is required to open; $500 for IRAs.
- Minimum balance to earn APY is $0.01.
- Personal accounts only. Maximum deposit of $250,000 per household.
- There may be a substantial penalty for early withdrawal. Federal and state penalties may also apply for early withdrawal on IRAs.
- Fees may reduce earnings.
- Limited time offer, subject to change without notice.
- Valid until February 28th, 2018
Our Verdict
People should be familiar with HarborOne as they also have a checking bonus for up to $500. This deal is significant better than basic savings rates that are currently offering 1.80% APY, best CD rates are currently around 2% or slightly above for 12/13 months so this is significant better than those as well. If these offers become more common and I fully believe they will then credit cards offering 0% APR no balance transfer fee become a lot more attractive again.
Hat tip to reader @bowers_pete
