[WY & NE In Branch Only] Meridian Trust Federal Credit Union 4% APY On Balances Up To $15,000

Update 1/2/22: Down to 3% now

Offer at a glance

  • Interest Rate: 4% APY
  • Minimum Balance: $1,000
  • Maximum Balance: $15,000
  • Availability: Seems to be in branch only. All branches locations are in WY & NE
  • Direct deposit required: Yes
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown, unlikely due to in branch
  • Monthly fees: None
  • Insured: NCUA

The Offer

Direct link to offer

  • Meridian Trust Federal Credit Union is offering a 4% APY on balances up to $15,000 on their max rewards checking account when you complete the following requirements:
    • Keep a $1,000 minimum balance in your checking account
    • Make a minimum of 10 debit card purchases of $5 or more posted to your account during the month
    • Sign up for eStatements
    • Set up one monthly direct deposit

Avoiding Fees

This account has no monthly fees to worry about

Our Verdict

They also have a referral bonus for $25. Feel free to share your referral information in the comments, please make sure to also share your experiences with this bank otherwise we will delete your referral information. Seems like a good deal if it’s a soft pull as well. I’ll add this to the best high interest accounts page.


Notify of

oldest most voted

Chandler U
Chandler U (@guest_1514216)
December 19, 2022 11:27

Rate is now 4% on $25,000

Jason C Anderson
Jason C Anderson (@guest_975152)
May 8, 2020 11:21

You can use my name (Jason C Anderson) for a referral. Here is a comment from a rep from a live chat on how to compete the referral bonus: “They will have to let us know when they get their deposit so we can give you both credit.” No code to use, just give them my name. My experiences with Meridian have been great, decent auto loan rates, friendly in branch, and as long as you can meet the requirements for the max rewards checking, its excellent, especially with no monthly fees.

Wesley Groth
Wesley Groth (@guest_1000977)
June 19, 2020 22:01

I reside in Texas and I’m only interested in the interest income. Do I have a chance of becoming a member after using your referral?

Jason Anderson
Jason Anderson (@guest_1001039)
June 20, 2020 00:07

Hi Wesley,

Im honestly not sure. It wasn’t a hard pull when I opened the account so I don’t think there is anything to lose. Might give em a call on Monday.

Esha W
Esha W (@guest_1098098)
November 26, 2020 02:24

were you successful in applying?

Faith (@guest_1061844)
September 24, 2020 19:31

Thank you for your referral, I will try to apply for checking

NBG (@guest_1227220)
July 22, 2021 14:38

I used your referral to open an account. Unfortunately, there were multiple matches for the the name and they asked for some more specific info to narrow the correct referral. If you are comfortable to share any (city, etc), please do or you can email me – notebookgrail@gmail.com