[MA, NH, ME, RI, CT, VT] Country Bank $400 Checking Bonus, Direct Deposit Optional

Update 5/5/25: Available again, no end date listed. Hat tip to gojo

Update 2/9/25: Available again in Uxbridge & Worcester. Terms don’t state you have to live there though? Hat tip to reader snailrock

Update 10/22/24: Direct deposit no longer required (bill payment or ACH will work).

Update 10/5/24: Deal is back and now $400 instead of $200. Hat tip to James

Update 5/2/24: Deal is back again.

Offer at a glance

• Maximum bonus amount: $400
• Availability: MA, NH, ME, RI, CT, VT
• Direct deposit required: Yes, $500+ for three consecutive statement cycles
• Additional requirements:
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offer

• Country Bank is offering a $400 bonus when you open a new checking account and complete the following requirements for three months:
  • At least 12 debit card purchases, post and settle;
  • At least 1 (one) of the following types of transactions: direct deposit, ACH payment, or bill pay transaction(s), post and settle;
  • Be enrolled in and have agreed to receive e-statements rather than paper statements.

 

The Fine Print

• To be eligible for the Kasasa Cash Back Checking promotional offer you must be at least 18 years of age, and not have owned a Country Bank checking account within the last 180 days. Limited to one offer per person as identified by Social Security Number (SSN).
• Requirements to receive the Bonus offer:
  • Open a Kasasa Cash Back Checking account in-person or online starting April 1st, 2023.
  • At account opening, you must set up and maintain a direct deposit to your new Kasasa Cash Back Checking account totaling at least $500 per statement cycle, for three (3) consecutive months. Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension or government payments (such as Social Security). Payments through the Real-Time Payments (RTP) network, and payments through peer-to-peer networks such as PayPal, Zelle, Venmo or others do not qualify as direct deposits. Transfers from another Country Bank deposit account do not qualify.
• Bonus Offer Payout:
  • Your account will be credited within 120 days of bonus requirements being met.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is an EATF.

Our Verdict

Better than the previous $150 checking bonus we’ve seen. We need to know if it’s a hard or soft pull.

Hat tip to Bockrr

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times