Posted by William Charles on December 9, 2015
Bank Account Bonuses

Published on December 9th, 2015 | by William Charles


[MA Only] Blue Hills Bank $100 Checking Bonus + $100 Per Referral

Offer at a glance

  • Maximum bonus amount: $100 (person referring you also receives $100)
  • Availability: Must live or work in MA
  • Direct deposit required: Optional, recurring direct deposit of at least $1,000
  • Additional requirements: Optional, Two online bill pays
  • Hard/soft pull: Soft
  • Credit card funding: Up to $1,000
  • Monthly fees: None
  • Early account termination fee: $25, 90 days
  • Expiration date: December 31st, 2015

The Offer

Direct link to offer

  • Get a friend to refer you and you’ll both receive $100 when you open a checking account with Blue Hills bank and do one of the following within the first two cycle statements:
    • Two online bill pays
    • Recurring direct deposit of at least $1,000


blue hills bank 100 offer

The Fine Print

  • Offer valid for new-to-bank checking customers who have been referred by an existing customer
  • Incentives will be paid by March 31, 2016 and reported on Form 1099 in the year received
  • Direct deposit and bill payees must be established, posted and cleared by February 28, 2016

Avoiding Fees

Blue Hill Bank offers a free checking account, the only requirement is that you must open it with at least $10. Their fee schedule says that there is an early account termination fee of $25 if the account is closed within 90 days.

Our Verdict

In the past they offered a $200 bonus (with no referral), although you were required to complete both requirements to get the full $200. This bonus is technically better if the person that refers you gives you their $100 as well (as then you only need to meet one requirement). If you’re not in this situation, I’d probably recommend just waiting until the $200 bonus comes back.

Because of this we haven’t added this bonus to our list of the best bank bonuses available, but it has been added to our complete listing of all bank account bonuses found here. Feel free to share your referral information in the comments below.

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Be careful, bonus are posted very slow.
I opened the account on Aug and bonus still not posted.
Customer service says it would be posted on Dec 31; that is 4 month after opening


I had contacted them also and got the same Dec 31st response, but my bonus actually ended up posting last week (finally).


I have an account already with them. I opened during the promotion $100/DD+$100/2bill pay. My bonus posted yesterday. If anyone wants an invitation form, feel free to email me.
Looks like you will have to go to the branch to open the account though. I did not see how does the “Completed Refer-A-Friend form must be presented at time of account opening” work without going to the branch.

Justin Zelin
Justin Zelin

I can refer anyone interested.
Email me at: JR580Z (at)

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