Posted by William Charles on August 29, 2016
Credit Cards

Published on August 29th, 2016 | by William Charles


Maximizing The Chase Sapphire Reserve $300 Travel Credit For Cash

One of the better Chase Sapphire Reserve benefits is that you get $300 in credit towards travel purchases, we’ve talked about how this benefit works before here. As Freequent Flyer Book likes to point out, travel credits aren’t as good as cash. Reader JT wanted to know their best option for turning this benefit into cash and I thought that would make an interesting post so here we are.

In this post, we’re going to assume you have no purchases that would normally code as travel (and Chase’s definition is quite generous). So instead, what you’ll want to do is purchase a gift card for something that will code as travel and then resell that gift card. I’m not going to account for your time in doing this or any other risk factors (e.g rates dropping), but that is something you should account for.

Your Options

Below are a list of your options, along with their highest resale rates according to GiftCardWiki (no link result if GCW doesn’t display it but still sellable), please double check these rates and also look at the merchants that are paying the top rate (and the next few rates) as rates can drop. I’ll also bold entries when we have confirmation from people that these purchases triggered the credit. If they don’t trigger the credit, I’ll use strikeout instead.


  • American: 81.3%
  • Delta: 78.25% (ABC)
  • Southwest: 81%
  • United: 71% (ABC or Cardpool)

N/A airlines:

  • Aer Lingus
  • Aeroflot
  • AirAsia
  • Air Berlin
  • Air Canada
  • Air China
  • Air France
  • Air New Zealand
  • Alaska
  • Alitalia
  • Asiana
  • Alaska
  • ANA
  • Atlantic Southeast Airlines
  • Austrian Airlines Group
  • Avianca
  • British Airways
  • Cathay Pacific
  • Cebu Pacific
  • China
  • China Eastern
  • China Southern
  • easyJet
  • ExpressJet Airlines
  • Etihad
  • Japan Group
  • Jet Airways
  • ExpressJet Airlines
  • JetStar
  • Garuda
  • Gol Linhas Aereas
  • Hainan
  • Kingfisher Airlines
  • Korean Air
  • LAN Airlines
  • Lion Air
  • Lufthansa
  • Norwegian
  • Malaysia Airlines
  • Mesa Airlines
  • Pinnacle Airlines
  • Qantas
  • Qatar
  • Ryanair
  • Saudi Arabian
  • SAS
  • Shenzhen Airlines
  • Singapore Airlines
  • SkyWest Airlines
  • Swiss
  • Spirit
  • TAM Linhas Aereas
  • Thai Airways International
  • Thomson Airways
  • Turkish Airways
  • Vietnam Airlines
  • Virgin Blue Airlines
  • Vueling Airlines
  • WestJet


  • Best Western: 74%
  • Choice: 75% (ABC Gift Cards)
  • Hyatt: 75%
  • Marriott: 85% (88% on Cardpool)


  • AccorHotels
  • Aman Resorts
  • AmericInn
  • Ascott Limited
  • Banyan Tree
  • Boscolo Hotels
  • Carlson Rezidor Hotel Group
  • Drury Hotels
  • Dusit Thani Group
  • FIH Regent Group
  • Four Seasons Hotels and Resorts
  • Hilton
  • Home Inns
  • Hongkong and Shanghai Hotels
  • InterContinental Hotels Group (IHG)
  • InTown Suites
  • Jin Jiang International
  • Kempinski
  • La Quinta Inns & Suites
  • Loews Hotels
  • Lotte Hotels & Resorts
  • Jumeirah
  • Mandarin Oriental Hotel Group
  • Millennium Hotels
  • Minor Hotels
  • The Oberoi Group
  • Okura Nikko Hotel Management
  • Omni Hotels & Resorts
  • Premier Inn
  • Rosewood Hotel Group
  • Shangri-La Hotels and Resorts
  • Shilo Inns
  • Starwood Hotels & Resorts Worldwide
  • Taj Hotels Resorts and Palaces
  • Vantage Hospitality
  • Wyndham Worldwide
  • Whitbread plc

Car Rentals

  • Avis: 60% (SaveYa)
  • Budget: 56% (ABC)
  • Hertz: 70.5% (ABC)


  • Dollar
  • E-Z
  • Fox
  • Payless
  • Thrifty


  • Carnival: 80% (ABC)


  • P&O
  • Royal Carribean

MileagePlus X

This doesn’t code as travel on the Visa payment network, so purchases through here won’t work.

Our Verdict

I would think that most people will have some charges that code as a travel purchase (especially when it includes things like tolls and parking) if you don’t have any then at minimum you should be able to get 80% of value back or $240 in cash. Also remember this benefit is per calendar year, so you should be able to easily get this credit twice and only pay one annual fee (once now and then again in January 2017 onwards).

There are of course other things that would trigger this credit that could be refunded, but I’d do that at your own peril. If I missed anything, please let me know in the comments.

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100 Comments on "Maximizing The Chase Sapphire Reserve $300 Travel Credit For Cash"


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I’ve already gotten 3 travel credits – 2 Zipcar trips and 1 coffee purchase at a hotel that codes as a hotel. I’ve got an upcoming hotel stay that will take care of the rest. This feels incredibly easy (to me at least) that no real scheming is necessary to capture it at face value.

David B
David B

Helpful post, thanks. I’m planning to use it for parking & bus passes but I’ll probably need do a GC resale to make up the difference this year.


Hey thanks for following up on my post! Great information here.


Terms seem generous enough to erase real travel expenses.

Cash and points at Starwood or Hyatt to name one.


Do, and code as travel expense? Thanks.

James Carson
James Carson

According to Chase, “Merchants in the travel category include … travel agencies, discount travel sites,” so as long as a site actually codes itself as one of those things, it should apply. I don’t have specific experience here, though.


I rented a car recently in Germany with, which is a portal for everything from rental cars to hotels and even household goods and cheap telephone rates, and Chase counted it as ‘travel’, I got my double miles for ‘travel’.


The last line of the post has already been proven N/A, unless the DP is an outlier.

Jason d
Jason d

Great post for people that want the $300 back right away to offset the AF


Uh, $240 right away.


Megabus/Boltbus/ Greyhound etc
commuter rail


Is the CSR credit supposed to show up immediately after the purchase or until the purchase clears/posts? I tried southwest for a $25 and no credit posted so far.


Upon posting.


Any credit yet sonia?

Charles William
Charles William

Thanks for you excellent blog!I have a question about getting pre-approved in branch. Do I just go to the counter and ask to be pre-approved ? Seems a little strange to me!
Second, it is more risky to apply online and then go to branch if there are issues (get the 7-10 day notice)?
Thank you!


Chase banker in branch said subway passes (NYC MetroCard) would trigger.


Or there’s always the “oh hey let me book a flight for you good friend I’ll give you $20 off”.


I’d assume a person would not get this card if they did not expect to hit the $300 travel credit. And since they’d at least expect to hopefully in the years they cannot spend $300 they can at least buy a GC to a an airline or hotel where they know they’ll use it in the future and get 100% value.


Will it work of make a Tickit and ?


MTA in NY 🙂

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